1 LakhInvestment Grown to
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR MIP TRI||1.64||-0.02||-0.69||-0.26||0.45||8.80||20.95||8.80||--||--||--|
|Hybrid: Conservative Hybrid||1.81||0.10||-0.30||-0.01||1.04||6.21||14.12||6.33||--||--||--|
|Rank within category||33||29||2||13||29||33||30||14||--||--||--|
|Number of funds in category||34||34||34||34||34||34||34||17||3||0||0|
As on 16-Apr-2021
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|SBI Dual Advantage Fund Series XXVI - Regular Plan||Feb-18||9.84||5.50||--||1.08||2,231|
|SBI Dual Advantage Fund Series XXIX - Regular Plan||Jul-18||13.68||--||--||1.08||1,046|
|SBI Dual Advantage Fund Series XXVIII - Regular Plan||Jun-18||13.53||--||--||1.08||999|
|ICICI Prudential Capital Protection Oriented Fund Series XIV Plan A 1275 Days||Nov-18||16.77||--||--||1.13||507|
|SBI Dual Advantage Fund Series XXX - Regular Plan||Oct-18||15.48||--||--||1.08||482|
|Best Performance||Worst Performance|
|Return (%)||Period||Return (%)||Period|
|Week||2.22||24-Mar-2020 - 31-Mar-2020||-2.92||11-Mar-2020 - 18-Mar-2020|
|Month||3.82||24-Mar-2020 - 23-Apr-2020||-6.11||22-Feb-2020 - 23-Mar-2020|
|Quarter||6.69||24-Mar-2020 - 23-Jun-2020||-4.66||23-Dec-2019 - 23-Mar-2020|
|Year||12.93||23-Mar-2020 - 23-Mar-2021||1.54||24-Mar-2019 - 23-Mar-2020|
|VR MIP TRI||9.24||6.80||0.70||0.81||--||--|
|Hybrid: Conservative Hybrid||6.48||4.38||0.55||0.70||0.55||-0.64|
|Rank within category||16||9||16||16||10||13|
|Number of funds in category||22||22||22||22||22||22|
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Mar-2021
|Number of Stocks||0|
|Number of Bonds||9|
|Average Maturity (yrs) *||--|
|Top 10 Holdings (%)||71.96|
|Portfolio P/B Ratio *||4.08|
|Portfolio P/E Ratio *||46.43|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|Reserve Bank of India 91-D 15/04/2021||Treasury Bills||SOV||0.00 - 24.18||24.18|
|Tata Realty and Infrastructure 20/04/2021||Zero Coupon Bonds||AA||8.57 - 8.73||8.70|
|Reserve Bank of India 364-D 15/04/2021||Treasury Bills||SOV||0.00 - 8.52||8.51|
|8.09% Cholamandalam Invest. & Fin. 2021||Debenture||AA+||8.08 - 8.71||8.08|
|PNB Housing Finance 2021||Zero Coupon Bonds||AA||7.84 - 8.04||8.04|
|Fullerton India Home Finance 20/04/2021||Debenture||AAA||5.78 - 5.86||5.81|
|Fullerton India Credit 20/04/2021||Debenture||AAA||5.47 - 5.56||5.50|
|7.80% GOI 2021||Central Government Loan||SOV||0.00 - 2.20||2.02|
|7.60% REC 17/04/2021||Bonds/NCDs||AAA||1.12 - 1.23||1.12|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Mar-2021
*As on 28-Feb-2021
Education: Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.
Experience: Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.
Education: Mr. Mehta is a B.Com (H), MSc (Finance) and CFA.
Experience: Prior to joining SBI AMC he has worked with HSBC AMC, ASK Raymond James & Associates Pvt. Ltd. and Prabhudas Lilladher Pvt. Ltd.
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The scheme seeks to generate income by investing in a portfolio of fixed income securities maturing on or before the maturity of the scheme.
|Fund House:||SBI Mutual Fund|
|Return Since Launch:||5.66%|
|Benchmark:||CRISIL Hybrid 85+15 Conservative TRI|
|Riskometer:||Low to Moderate|
AMC: SBI Funds Management Ltd
Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051
Phone: 022-61793000 / 1800-425-5425
Email: [email protected]
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Email: [email protected]