VR Logo

Unrated

UTI Dual Advantage Fixed Term Fund Series IV-III (1279 Days) - Regular Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.15 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.61 0.01 0.00 0.35 1.41 1.01 4.70 4.73 -- -- --
VR MIP TRI 0.99 -0.09 -0.35 2.81 5.30 1.26 5.12 6.19 -- -- --
Hybrid: Conservative Hybrid 1.26 0.19 0.08 0.91 4.15 0.70 5.38 3.53 -- -- --
Rank within category 26 46 32 47 48 26 28 9 -- -- --
Number of funds in category 49 52 52 52 52 49 47 26 3 1 0

As on 04-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Dual Advantage Fixed Term Fund Series IV-III (1279 Days) - Regular Plan
Unrated
Feb-17 4.70 4.73 -- 1.07 60
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 5.03 -- -- 1.08 2,614
SBI Dual Advantage Fund Series XXIII - Regular Plan
Unrated
Jul-17 4.28 -- -- 0.84 2,548
SBI Dual Advantage Fund Series XXIV - Regular Plan
Unrated
Oct-17 5.48 -- -- 1.08 2,487
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.93 -- -- 1.08 2,108

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.93 (24-Mar-2020 - 31-Mar-2020) -1.53 (11-Mar-2020 - 18-Mar-2020)
Month 2.08 (23-Mar-2020 - 22-Apr-2020) -2.77 (20-Feb-2020 - 23-Mar-2020)
Quarter 3.17 (23-Mar-2020 - 22-Jun-2020) -1.82 (23-Dec-2019 - 23-Mar-2020)
Year 8.09 (19-Feb-2019 - 19-Feb-2020) 2.00 (26-Oct-2017 - 26-Oct-2018)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.66 1.90 -0.29 -0.34 0.24 -0.80
VR MIP TRI 6.24 6.56 0.16 0.18 -- --
Hybrid: Conservative Hybrid 3.97 4.59 -0.23 -0.27 0.59 -1.85
Rank within category 14 1 24 25 5 14
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 14
Number of Bonds 2
Average Maturity (yrs) 0.02
Top 10 Holdings (%) 22.04
Portfolio P/B Ratio 1.59
Portfolio P/E Ratio 11.93

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Bajaj Finance 2020 Debenture AAA 10.48 - 10.81 10.80
equal Axis Bank 30/07/2020 Certificate of Deposit A1+ 0.00 - 5.03 5.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 20.09 1.48 1.01 1.22
equal Infosys Technology 23.76 0.97 0.62 0.84
equal Dr. Reddy's Lab Healthcare 39.63 0.83 0.44 0.80
equal Sun Pharmaceutical Inds. Healthcare 175.67 1.20 0.60 0.79
equal ICICI Bank Financial 22.35 1.21 0.00 0.78
equal Torrent Power Energy 13.63 0.78 0.49 0.75
equal NTPC Energy 12.60 1.05 0.00 0.59
equal Atul Chemicals 24.13 0.53 0.25 0.46
equal Phoenix Mills Construction 56.47 0.70 0.31 0.46
equal Tata Power Energy 13.20 0.69 0.00 0.29
equal ONGC Energy 8.79 0.63 0.19 0.22
equal NIIT Technology 4.97 0.31 0.15 0.17
equal Deccan Cements Construction 6.15 0.40 0.00 0.16
equal Nava Bharat Ventures Diversified 2.60 0.42 0.08 0.12

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Sunil Patil since 24-Jan-2017

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:

— V Srivatsa since 24-Jan-2017

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 04-Aug-2020

Growth: ₹ 11.8161

Dividend: ₹ 11.8161


Investment Strategy

The scheme seeks to generate income and reduce interest rate volatility by investing in fixed income securities that are maturing on or before the date of maturity of the Scheme and generate capital appreciation by investing in equity and equity related instruments.

Tenure (Days) 1279
Maturity date 11-Aug-2020

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 09-Feb-2017
Return Since Launch: 4.91%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Attaining financial independence

dateFriday, 14-Aug-2020
time12:30 PM - 01:00 PM