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5 star

Mahindra Manulife Liquid Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.19 0.01 0.05 0.30 0.86 1.67 3.34 4.68 5.62 -- --
CCIL T Bill Liquidity Weight 0.12 0.03 0.03 0.22 0.55 1.05 2.11 3.10 3.50 -- --
Debt: Liquid 0.19 0.01 0.05 0.29 0.84 1.64 3.25 4.47 5.40 -- --
Rank within category 8 11 14 13 14 13 6 4 4 -- --
Number of funds in category 39 39 39 39 39 39 38 37 34 33 32

As on 21-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Mahindra Manulife Liquid Fund - Regular Plan
5 star
Jul-16 3.34 4.68 5.62 0.25% 1,563
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.26 4.61 5.57 0.32% 32,834
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.31 4.65 5.61 0.33% 28,408
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.27 4.63 5.60 0.32% 23,456
Axis Liquid Fund
4 star
Oct-09 3.33 4.64 5.62 0.26% 23,318

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.52 24-Mar-2020 - 31-Mar-2020 -0.22 17-Mar-2020 - 24-Mar-2020
Month 0.88 24-Mar-2020 - 23-Apr-2020 0.10 23-Feb-2020 - 24-Mar-2020
Quarter 1.89 26-Sep-2018 - 26-Dec-2018 0.74 23-Oct-2020 - 22-Jan-2021
Year 7.60 27-Apr-2018 - 29-Apr-2019 3.22 28-Oct-2020 - 28-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.66 0.46 2.01 12.10 1.00 1.54
CCIL T Bill Liquidity Weight 3.13 0.39 -1.53 -4.65 -- --
Debt: Liquid 4.42 0.45 1.51 9.12 0.93 1.25
Rank within category 4 26 3 11 24 4
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 21 27 21 32
Modified Duration (yrs) 0.08 0.13 0.05 0.08
Average Maturity (yrs) 0.08 0.13 0.05 0.08
Yield to Maturity (%) 3.75 3.75 3.32 3.61
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new National Bank Agr. Rur. Devp 2022 Commercial Paper A1+ 0.00 - 6.38 6.38
new Hindustan Petroleum Corporation 90-D 08/02/2022 Commercial Paper A1+ 0.00 - 3.19 3.19
new Berger Paints India 82-D 02/02/2022 Commercial Paper A1+ 0.00 - 3.19 3.19
new REC 76-D 15/02/2022 Commercial Paper A1+ 0.00 - 3.19 3.19
new Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 3.19 3.19
new Axis Bank 28/01/2022 Certificate of Deposit A1+ 0.00 - 3.19 3.19
equal Sharekhan BNP Paribas Financial Services 182-D 17/01/2022 Commercial Paper A1+ 0.00 - 3.29 3.19
new Motilal Oswal Financial 62-D 21/02/2022 Commercial Paper A1+ 0.00 - 3.18 3.18
equal HDFC-Warrant 342-D 28/02/2022 Commercial Paper A1+ 0.00 - 3.20 3.18
new Reserve Bank of India 91-D 03/03/2022 Treasury Bills SOV 0.00 - 3.18 3.18
new Reserve Bank of India 91-D 10/03/2022 Treasury Bills SOV 0.00 - 3.18 3.18
new ICICI Securities 61-D 16/02/2022 Commercial Paper A1+ 0.00 - 3.18 3.18
new Reliance Retail Ventures 91-D 23/03/2022 Commercial Paper A1+ 0.00 - 3.17 3.17
new Export-Import Bank 196-D 24/03/2022 Certificate of Deposit A1+ 0.00 - 3.17 3.17
new LIC Housing Fin. 181-D 24/01/2022 Commercial Paper A1+ 0.00 - 2.55 2.55
equal Piramal Enterprises 90-D 28/02/2022 Commercial Paper A1+ 0.00 - 2.54 2.54
equal JK Cement 90-D 15/02/2022 Commercial Paper A1+ 0.00 - 1.92 1.91
new 8.60% National Bank Agr. Rur. Devp 31/01/2022 Debenture AAA 0.00 - 1.61 1.61
new 8.20% GOI 15/02/2022 GOI Securities SOV 0.00 - 1.59 1.59
new Julius Baer Capital 90-D 21/03/2022 Commercial Paper A1+ 0.00 - 1.59 1.59
equal Reliance Jio Infocomm 86-D 04/02/2022 Commercial Paper A1+ 0.00 - 0.96 0.96

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Rahul Pal since 04-Jul-2016

Education: Mr. Pal is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Funds Managed:

— Amit Garg since 08-Jun-2020

Education: Mr Garg is a B.Com, MMS Finance, CFA

Experience: Prior to joining Mahindra Manulife Investment Management Pvt. Ltd., he has worked with Darashaw & Co. and Daiwa Asset Management (India) Pvt. Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 22-Jan-2022

Growth: ₹ 1,365.2609

IDCW Weekly: ₹ 1,009.6768

IDCW Daily: ₹ 1,000.6536


Investment Strategy

The scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Mahindra Manulife Mutual Fund
Launch Date: 04-Jul-2016
Return Since Launch: 5.76%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,563 Cr (As on 31-Dec-2021)
Expense: 0.25% (As on 31-Dec-2021)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily20-Jan-20220.0838

 19-Jan-20220.0087
 18-Jan-20220.0690
 17-Jan-20220.0801
 16-Jan-20220.0913
 15-Jan-20220.0913
 14-Jan-20220.0930
 13-Jan-20220.1005
 12-Jan-20220.1138
 11-Jan-20220.1010
 10-Jan-20220.2954
 09-Jan-20220.0952
 08-Jan-20220.0952
 06-Jan-20220.0820
 05-Jan-20220.1119
 04-Jan-20220.1094
 03-Jan-20220.1127
 02-Jan-20220.0954
 01-Jan-20220.0952
 31-Dec-20210.1218
 30-Dec-20210.0954
 29-Dec-20210.1168
 28-Dec-20210.0932
 27-Dec-20210.1185
 26-Dec-20210.0965
IDCW Weekly14-Jan-20220.9004

 07-Jan-20220.4918
 31-Dec-20210.7472
 24-Dec-20210.6936
 17-Dec-20210.6501
 10-Dec-20210.6598
 03-Dec-20210.6445
 26-Nov-20210.7340
 18-Nov-20210.5425
 12-Nov-20211.0203
 03-Nov-20210.4992
 29-Oct-20210.4217
 22-Oct-20210.5495
 14-Oct-20210.6087
 08-Oct-20210.7097
 01-Oct-20210.5301
 24-Sep-20210.5549
 17-Sep-20210.6683
 09-Sep-20210.4935
 03-Sep-20210.6189
 27-Aug-20210.6244
 20-Aug-20210.6563
 13-Aug-20210.7166
 06-Aug-20210.5858
 30-Jul-20210.6530

Contact Information

AMC: Mahindra Manulife Investment Management Private Limited

Address: 1st Floor - Sadhana House, Behind Mahindra Towers, 570 - P.B. Marg, Worli, Mumbai - 400018

Phone: 022-66327900

Email: [email protected]

Website: http://www.mahindramanulife.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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