Bandhan Low Duration Fund - Regular Plan

Invest Online Fund Card download factsheet

Value Research Rating

4 star

Our Opinion

premium-user

Riskometer

fund-quick-summary-circle

Low to Moderate

₹40.1212 0.06%

As on 18-Mar-2026

Returns

to
loading...

Calculate SIP Returns of Bandhan Low Duration Fund - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Low to Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Bandhan Low Duration Fund - Regular Plan

Asset Allocation

Split between different types of investments

loading...

Credit Rating Weightage

Split between categories of Equity investments

loading...

Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
Bandhan Low Duration Fund - Regular Plan
4 star
unlock fund advisor
Low to Moderate
loading...
0.66
5 star
unlock fund advisor
Low to Moderate
loading...
0.58
5 star
unlock fund advisor
Low to Moderate
loading...
0.70
4 star
unlock fund advisor
Low to Moderate
loading...
0.62
4 star
unlock fund advisor
Low to Moderate
loading...
0.57

Other details of Bandhan Low Duration Fund - Regular Plan

Assets

info

₹5,925 Cr

Exit Load (Days)

info

--

Min. Investment (₹)

100

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

100

Min. No of Cheques

6

About Bandhan Low Duration Fund - Regular Plan

Bandhan Low Duration Fund - Regular Plan is a debt mutual fund scheme of Bandhan Mutual Fund. Launched on January 17, 2006, it is currently managed by Harshal Joshi. The fund has an expense ratio of 0.66% with an overall AUM (Assets Under Management) of ₹5,925 Cr.

Bandhan Low Duration Fund - Regular Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.

Investment Strategy

The scheme aims to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.

Suitability

Low Duration funds are avoidable for most investors in our opinion, because:

  • They are meant to keep your capital safe while earning low returns. This investing need is better served by Liquid funds
  • There are too many types of debt funds with little differentiation, making choice difficult for investors. Low Duration funds are one of them

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
loading...
loading...
loading...
loading...
loading...
loading...

FAQ for Bandhan Low Duration Fund - Regular Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bandhan Low Duration Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bandhan Low Duration Fund - Regular Plan can be bought from the Bandhan Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of Bandhan Low Duration Fund - Regular Plan, is ₹40.1212 as of 20-Mar-2026.

Company Percentage of Portfolio

Kotak Mahindra Bank Ltd CD 21/12/2026

7.99

Small Industries Devp. Bank of India Ltd SR II Debenture 7.44 04/09/2026

6.32

National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028

5.53

Power Finance Corporation Ltd SR 248B Bonds 7.45

4.25

Power Finance Corporation Ltd SR BS227A Debenture 7.70 15/09/2026

4.23
See More

Over the past five years, Bandhan Low Duration Fund - Regular Plan has delivered an annualised return of 5.89% as of 20-Mar-2026.

The minimum investment required to start investing in Bandhan Low Duration Fund - Regular Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.