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Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bandhan Low Duration Fund - Regular Plan
|
Low to Moderate
|
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0.66 |
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|
Low to Moderate
|
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0.58 |
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|
Low to Moderate
|
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0.70 |
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|
Low to Moderate
|
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0.62 |
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|
Low to Moderate
|
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0.57 |
₹5,925 Cr
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100
500
100
6
About Bandhan Low Duration Fund - Regular Plan
Bandhan Low Duration Fund - Regular Plan is a debt mutual fund scheme of Bandhan Mutual Fund. Launched on January 17, 2006, it is currently managed by Harshal Joshi. The fund has an expense ratio of 0.66% with an overall AUM (Assets Under Management) of ₹5,925 Cr.
Bandhan Low Duration Fund - Regular Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.
Investment Strategy
The scheme aims to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.
Suitability
Low Duration funds are avoidable for most investors in our opinion, because:
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bandhan Low Duration Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bandhan Low Duration Fund - Regular Plan can be bought from the Bandhan Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Bandhan Low Duration Fund - Regular Plan, is ₹40.1212 as of 20-Mar-2026.
| Company | Percentage of Portfolio |
|---|---|
|
Kotak Mahindra Bank Ltd CD 21/12/2026 |
7.99
|
|
Small Industries Devp. Bank of India Ltd SR II Debenture 7.44 04/09/2026 |
6.32
|
|
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028 |
5.53
|
|
Power Finance Corporation Ltd SR 248B Bonds 7.45 |
4.25
|
|
Power Finance Corporation Ltd SR BS227A Debenture 7.70 15/09/2026 |
4.23
|
Over the past five years, Bandhan Low Duration Fund - Regular Plan has delivered an annualised return of 5.89% as of 20-Mar-2026.
The minimum investment required to start investing in Bandhan Low Duration Fund - Regular Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.