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Motilal Oswal Long Term Equity Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.49 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.17 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. In addition, you get tax exemption on the invested amount under Section 80C of the Indian income tax laws. As per this section, total investments of upto Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.67 -0.56 -1.58 1.38 4.52 15.92 17.63 14.34 14.88 -- --
Equity: ELSS 1.14 -0.32 -1.01 1.14 5.04 9.38 11.85 12.05 8.59 -- --
Rank within category 26 33 34 15 21 3 8 9 1 -- --
Number of funds in category 38 38 38 38 37 36 35 34 30 27 1

As on 22-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 12.90 (26-Dec-2016 - 25-Jan-2017) -15.69 (07-Sep-2018 - 09-Oct-2018)
Quarter 22.11 (26-Dec-2016 - 27-Mar-2017) -16.95 (27-Jul-2018 - 26-Oct-2018)
Year 53.02 (26-Dec-2016 - 26-Dec-2017) -14.23 (29-Jan-2018 - 29-Jan-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 15.46 13.07 0.75 1.02 0.88 2.64
Equity: ELSS 13.10 13.33 0.55 0.82 0.96 -0.35
Rank within category 7 16 5 11 6 5
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 26
Top 10 Stocks (%) 56.52
Top 5 Stocks (%) 36.89
Top 3 Sectors (%) 63.51
Portfolio P/B Ratio 5.39
Portfolio P/E Ratio 40.97

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 95,417 98,037
Giant (%) 51.90 52.66
Large (%) 9.86 14.56
Mid (%) 35.21 24.99
Small (%) 3.03 8.12
Tiny (%) -- 0.23

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 65.87 10.45 0.00 10.45
equal HDFC Bank Financial 25.86 9.65 7.40 9.11
equal Axis Bank Financial 45.23 7.94 0.00 7.81
equal Maruti Suzuki India Automobile 35.46 9.20 3.09 4.92
equal Kotak Mahindra Bank Financial 34.73 4.93 0.00 4.60
up United Breweries FMCG 73.40 4.38 0.00 4.38
down HDFC Life Insurance Financial 92.10 5.21 0.00 4.18
equal Larsen & Toubro Construction 19.20 5.85 0.00 4.01
up Hindustan Unilever FMCG 67.43 4.12 0.00 3.56
equal Jubilant FoodWorks Services 72.89 3.52 0.00 3.51
equal Shree Cement Construction 64.07 3.65 0.00 3.45
equal AU Small Finance Bank Financial 46.76 3.59 0.00 3.41
equal Page Industries Textiles 70.52 3.90 0.00 3.41
equal Cholamandalam Invest. & Fin. Financial 20.40 3.40 0.00 3.24
up Muthoot Finance Financial 12.75 3.19 0.00 3.19
equal Whirlpool Cons Durable 63.48 3.17 0.00 3.17
up Torrent Pharmaceuticals Healthcare 61.05 2.87 0.00 2.87
equal 3M India Services 69.56 3.12 0.00 2.84
up Dr. Lal Pathlabs Healthcare 57.27 2.57 0.00 2.57
down Asian Paints Chemicals 65.92 4.11 0.00 2.44
equal Titan Company Cons Durable 72.82 2.66 0.00 2.16
equal ICICI Lombard General Insurance Financial 52.38 4.98 0.00 2.12
equal Crompton Greaves Consumer Electricals Cons Durable 36.08 2.33 0.00 2.07
down Havells India Engineering 49.61 2.93 0.00 1.96
equal Eris Lifesciences Healthcare 22.42 5.26 0.00 1.68

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Aditya Khemani since 06-Sep-2019

Education: Mr. Khemani has done B.Com (Hons) and PGDM from IIM, Lucknow.

Experience: Prior to joining Kotak AMC, he worked with SBI Mutual Funds, Prudential ICICI Asset Management India Pvt. Ltd. and Morgan Stanley Advantage Service India Pvt. Ltd.

Funds Managed:


-0.56%

Change from previous, NAV as on 22-Jan-2020

Growth: ₹ 20.2094

Dividend: ₹ 18.0006


Investment Strategy

The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 21-Jan-2015
Return Since Launch: 15.09%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,648 Cr (As on 31-Dec-2019)
Expense: 0.83% (As on 31-Dec-2019)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 80.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend28-Mar-20190.2656

 20-Mar-20180.1000
 05-Feb-20181.0000
 24-Mar-20170.5000

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM