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4 star

Motilal Oswal Long Term Equity Fund - Direct Plan


Equity: ELSS

1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.11 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.99 0.70 0.49 12.52 14.55 31.60 3.44 4.30 12.77 -- --
S&P BSE 500 TRI 9.95 0.31 1.46 11.78 14.44 37.92 10.66 6.80 11.35 -- --
Equity: ELSS 9.45 0.54 1.42 10.97 13.73 34.82 10.16 5.37 10.58 -- --
Rank within category 36 13 37 8 13 31 35 22 6 -- --
Number of funds in category 38 38 38 38 38 38 38 34 30 29 1

As on 27-Nov-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Long Term Equity Fund - Direct Plan  | Invest Online
4 star
Jan-15 3.44 4.30 12.77 0.77 1,599
Axis Long Term Equity Fund - Direct Plan
4 star
Jan-13 14.69 12.26 14.07 0.88 22,632
Aditya Birla Sun Life Tax Relief 96 - Direct Plan  | Invest Online
4 star
Jan-13 7.87 4.93 11.03 0.94 11,158
DSP Tax Saver Fund - Direct Plan  | Invest Online
4 star
Jan-13 8.55 6.73 12.46 0.93 6,325
Mirae Asset Tax Saver Fund - Direct Plan  | Invest Online
5 star
Dec-15 16.56 11.44 -- 0.36 4,463

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.61 (19-Sep-2019 - 26-Sep-2019) -21.17 (16-Mar-2020 - 23-Mar-2020)
Month 17.52 (23-Mar-2020 - 22-Apr-2020) -37.55 (20-Feb-2020 - 23-Mar-2020)
Quarter 28.77 (23-Mar-2020 - 22-Jun-2020) -34.64 (23-Dec-2019 - 23-Mar-2020)
Year 53.02 (26-Dec-2016 - 26-Dec-2017) -27.30 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.38 21.53 -0.07 -0.07 0.94 -1.91
S&P BSE 500 TRI 5.31 21.56 0.02 0.02 -- --
Equity: ELSS 4.40 21.24 -0.02 -0.03 0.96 -0.89
Rank within category 23 21 23 22 13 23
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 29
Top 10 Stocks (%) 51.28
Top 5 Stocks (%) 31.49
Top 3 Sectors (%) 61.14
Portfolio P/B Ratio 3.83
Portfolio P/E Ratio 30.18

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 88,428 99,352
Giant (%) 52.96 51.33
Large (%) 11.27 15.47
Mid (%) 32.26 24.79
Small (%) 3.52 8.39
Tiny (%) -- 0.16

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 26.83 9.65 7.40 8.74
equal ICICI Bank Financial 23.43 10.45 0.00 7.85
up Bharti Airtel Communication -- 5.32 0.00 5.32
up Torrent Pharmaceuticals Healthcare 36.94 5.52 0.00 4.99
equal Jubilant FoodWorks Services 240.54 5.36 0.00 4.59
equal United Breweries FMCG 730.21 6.02 0.00 4.33
equal Axis Bank Financial 51.92 7.94 0.00 4.23
equal Muthoot Finance Financial 13.42 5.71 0.00 3.79
equal Hindustan Unilever FMCG 71.64 7.13 0.00 3.73
equal Dr. Lal Pathlabs Healthcare 95.33 3.97 0.00 3.71
up Max Financial Services Financial 68.22 4.84 0.00 3.46
equal Tata Consultancy Services Technology 32.80 3.40 0.00 3.40
equal Phoenix Mills Construction 194.64 4.09 0.00 3.26
equal Cholamandalam Invest. & Fin. Financial 24.61 3.40 0.00 2.99
down Maruti Suzuki India Automobile 52.26 8.72 2.92 2.94
equal Whirlpool Cons Durable 86.69 3.23 0.00 2.94
equal HDFC Life Insurance Financial 97.55 5.21 1.90 2.89
equal Ultratech Cement Construction 23.16 2.86 0.00 2.86
equal Larsen & Toubro Construction 13.78 5.85 0.00 2.76
equal Crompton Greaves Consumer Electricals Cons Durable 39.92 2.68 0.00 2.67
up HDFC Financial 25.13 9.32 0.00 2.66
equal 3M India Services 149.50 3.28 0.00 2.57
up ICICI Lombard General Insurance Company Financial 47.60 4.98 1.85 2.45
equal Infosys Technology 26.25 8.88 0.00 2.19
equal Kotak Mahindra Bank Financial 41.59 4.93 0.00 2.06

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— Aditya Khemani since 06-Sep-2019

Education: Mr. Khemani has done B.Com (Hons) and PGDM from IIM, Lucknow.

Experience: Prior to joining Motilal Oswal Asset Management Company Ltd., He was associated with HSBC AMC, SBI Mutual Fund, ICICI Prudential AMC and Morgan Stanley Advantage Services.

Interviews:

Funds Managed:


0.70%

Change from previous, NAV as on 27-Nov-2020

Growth: ₹ 20.4747

Dividend: ₹ 18.2368


Investment Strategy

The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 21-Jan-2015
Return Since Launch: 13.02%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,599 Cr (As on 31-Oct-2020)
Expense: 0.77% (As on 31-Oct-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 60.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend28-Mar-20190.2656

 20-Mar-20180.1000
 05-Feb-20181.0000
 24-Mar-20170.5000

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

VR Helpline

Critical Investment Decisions

dateSaturday, 28-Nov-2020
time04:00 PM - 04:30 PM

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