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Motilal Oswal Long Term Equity Fund - Direct Plan download report


Equity: ELSS

1 Lakh

Investment Grown to
₹ 1.68 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.70 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Motilal Oswal Long Term Equity Direct-G -3.32 0.41 1.81 11.12 6.85 -4.36 0.44 18.94 10.23 13.47 --
S&P BSE 500 TRI 0.64 0.04 1.62 10.88 4.16 -0.06 8.03 20.74 12.70 12.49 --
Equity: ELSS -1.13 0.22 1.38 9.90 4.51 -1.94 5.46 20.40 12.13 12.01 --
Rank within category 30 6 6 6 1 32 32 21 25 7 --
Number of funds in category 36 36 36 36 36 36 36 35 32 28 1

As on 05-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Long Term Equity Fund - Direct Plan  | Invest Online
3 star
Jan-15 0.44 18.94 10.23 0.87 1,955
Mirae Asset Tax Saver Fund - Direct Plan  | Invest Online
5 star
Dec-15 5.15 23.94 16.29 0.57 11,495
DSP Tax Saver Fund - Direct Plan
4 star
Jan-13 3.47 21.92 13.53 0.84 9,091
Canara Robeco Equity Tax Saver Fund - Direct Plan  | Invest Online
5 star
Jan-13 6.38 24.72 16.49 0.66 3,518
IDFC Tax Advantage (ELSS) Fund - Direct Plan  | Invest Online
4 star
Jan-13 8.89 25.80 14.47 0.77 3,399

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.61 19-Sep-2019 - 26-Sep-2019 -21.17 16-Mar-2020 - 23-Mar-2020
Month 17.52 23-Mar-2020 - 22-Apr-2020 -37.55 20-Feb-2020 - 23-Mar-2020
Quarter 29.52 24-Sep-2020 - 24-Dec-2020 -34.64 23-Dec-2019 - 23-Mar-2020
Year 84.45 23-Mar-2020 - 23-Mar-2021 -27.30 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Motilal Oswal Long Term Equity Direct-G 19.18 23.18 0.68 0.70 0.99 -0.87
S&P BSE 500 TRI 20.28 22.43 0.75 0.86 -- --
Equity: ELSS 19.92 21.78 0.75 0.82 0.94 0.63
Rank within category 19 30 24 26 26 23
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 28
Top 10 Stocks (%) 55.16
Top 5 Stocks (%) 35.12
Top 3 Sectors (%) 62.52
Portfolio P/B Ratio 3.12
Portfolio P/E Ratio 22.06

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 94,859 1,34,619
Giant (%) 49.27 53.55
Large (%) 9.59 18.01
Mid (%) 38.64 22.43
Small (%) 2.49 6.34
Tiny (%) -- 0.19

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 21.04 10.66 6.10 10.55
up Axis Bank Financial 13.86 7.94 3.26 7.04
equal State Bank of India Financial 13.41 6.52 0.00 6.52
up Infosys Technology 30.54 6.30 0.00 6.30
equal Jubilant FoodWorks Services 81.93 5.36 0.00 4.71
down Larsen & Toubro Construction 27.31 5.44 2.75 4.57
equal Ultratech Cement Materials 27.09 4.34 0.00 4.07
equal Cholamandalam Investment & Finance Company Financial 26.52 5.23 0.00 3.90
equal Torrent Pharmaceuticals Healthcare 65.71 5.52 0.00 3.78
up Gujarat Gas Energy 25.21 5.23 0.00 3.71
equal Max Financial Services Financial 97.76 7.01 0.00 3.33
equal Dr. Lal Pathlabs Healthcare 74.48 3.97 0.00 3.27
equal Fortis Healthcare Healthcare 48.23 3.34 0.00 3.21
equal HDFC Bank Financial 19.97 9.65 2.94 3.18
down JB Chemicals & Pharma Healthcare 38.73 3.96 0.00 3.10
down Phoenix Mills Construction 97.94 4.09 0.00 3.01
equal Hindustan Unilever Consumer Staples 67.80 7.13 0.00 2.94
equal Crompton Greaves Consumer Electricals Consumer Discretionary 39.22 3.47 0.00 2.82
equal Birla Corporation Materials 19.13 3.64 0.00 2.48
equal Medplus Health Services Healthcare 91.87 2.51 0.00 2.17
equal Carborundum Universal Metals & Mining 47.88 2.11 0.00 2.11
equal Max Healthcare Institute Healthcare 60.63 4.32 0.00 2.09
down United Breweries Consumer Staples 86.10 6.02 0.00 2.05
equal HDFC Financial 18.68 5.99 0.00 2.02
down Bharti Airtel Communication 98.40 5.32 0.00 1.90

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2022

Fund Manager

— Aditya Khemani since 06-Sep-2019

Education: Mr. Khemani has done B.Com (Hons) and PGDM from IIM, Lucknow.

Experience: Prior to joining Motilal Oswal Asset Management Company Ltd., He was associated with HSBC AMC, SBI Mutual Fund, ICICI Prudential AMC and Morgan Stanley Advantage Services.

Interviews:

Funds Managed:


0.41%

Change from previous, NAV as on 05-Aug-2022

Growth: ₹ 28.6270

IDCW: ₹ 22.8514


Investment Strategy

The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period 3 Years
Exit Load 0

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 21-Jan-2015
Return Since Launch: 14.96%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,955 Cr (As on 30-Jun-2022)
Expense Ratio: 0.87% (As on 30-Jun-2022)
Risk Grade: Average
Return Grade: Average
Turnover: 30.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW28-Mar-20221.6100

 25-Mar-20210.8000
 28-Mar-20190.2656
 20-Mar-20180.1000
 05-Feb-20181.0000
 24-Mar-20170.5000

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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