VR Logo

Tata Treasury Advantage Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Analyst's Choice?

Suitability:

Low Duration debt funds invest in bonds maturing in 6 months to 1 year time. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to 3 months maturity, from the one that invests in bonds maturing in 3-6 months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to the next one year in a Liquid fund.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.67 0.06 0.19 0.50 1.58 3.35 1.55 5.39 6.56 7.33 7.70
CCIL T Bill Liquidity Weight 1.06 0.04 0.19 0.48 1.06 1.96 4.08 4.14 4.40 4.76 4.73
Debt: Low Duration 0.16 0.03 0.19 -0.82 0.04 1.42 0.42 4.69 5.97 6.70 7.00
Rank within category 12 3 11 3 11 11 17 17 14 12 8
Number of funds in category 26 26 26 26 26 26 26 26 25 23 16

As on 03-Apr-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 1.50 (24-Mar-2020 - 31-Mar-2020) -4.00 (03-Jun-2019 - 10-Jun-2019)
Month 1.36 (30-Aug-2013 - 01-Oct-2013) -4.88 (03-Jun-2019 - 03-Jul-2019)
Quarter 3.05 (20-Aug-2013 - 19-Nov-2013) -3.93 (02-Apr-2019 - 02-Jul-2019)
Year 10.27 (24-Jul-2013 - 24-Jul-2014) 0.33 (25-Mar-2019 - 24-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.33 3.25 -0.07 -0.03 1.58 2.11
CCIL T Bill Liquidity Weight 4.07 0.27 -5.49 -9.70 -- --
Debt: Low Duration 4.69 3.50 0.80 1.80 0.93 0.52
Rank within category 17 17 17 17 10 16
Number of funds in category 26 26 26 24 26 26

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 26 52 26 53
Modified Duration (yrs) 0.77 0.77 0.57 0.78
Average Maturity (yrs) 0.97 1.00 0.76 0.96
Yield to Maturity (%) 6.08 8.21 6.08 6.91

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.07% Reliance Industries 24/12/2020 Bonds/Debentures AAA 0.00 - 7.83 7.83
new 7.20% IRFC 31/05/2020 Bonds AAA 0.00 - 7.80 7.80
equal Kotak Mahindra Prime 177-D 23/04/2020 Commercial Paper A1+ 0.00 - 7.71 7.71
down 7.45% LIC Housing Fin. 2023 Non Convertible Debenture AAA 0.00 - 6.79 5.46
new 6.32% REC 31/12/2021 Debenture AAA 0.00 - 4.66 4.66
equal 8.45% Tata Capital Financial Services 26/08/2022 Debenture AAA 0.00 - 3.96 3.96
new 7.35% Power Finance Corp. 15/10/2022 Debenture AAA 0.00 - 3.94 3.94
new 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 0.00 - 3.94 3.94
equal 7.59% SIDBI 2022 Non Convertible Debenture AAA 0.00 - 5.87 3.92
equal ONGC Petro Additions 27/03/2021 Debenture AAA 1.45 - 3.89 3.89
equal Reliance Jio Infocomm 91-D 24/04/2020 Commercial Paper A1+ 0.00 - 3.86 3.86
equal SIDBI 24/07/2020 Debenture A1+ 0.00 - 3.80 3.80
equal National Bank Agr. Rur. Devp 2020 Certificate of Deposit A1+ 0.00 - 3.79 3.79
equal Axis Bank 2020 Certificate of Deposit A1+ 0.00 - 3.79 3.79
equal HDFC 364-D 26/08/2020 Commercial Paper A1+ 0.00 - 3.78 3.78
equal 9.05% Power Finance Corp. 15/12/2020 Bonds AAA 0.00 - 3.18 3.18
equal Standard Chartered Invest&Loan 365-D 13/03/2020 Commercial Paper A1+ 0.00 - 2.91 2.33
equal ICICI Bank 13/08/2020 Certificate of Deposit A1+ 0.00 - 3.27 2.27
equal Axis Bank 30/12/2020 Certificate of Deposit A1+ 0.00 - 2.23 2.23
new 8.90% Bharti Telecom 17/02/2022 Non Convertible Debenture AA+ 0.00 - 1.57 1.57
equal 7.55% REC 26/09/2020 Debenture AAA 0.00 - 0.78 0.78
down Axis Bank 2020 Certificate of Deposit A1+ 0.00 - 1.44 0.75
equal 9.40% L&T Housing Finance 2021 Debenture AAA 0.16 - 0.43 0.43
equal 9.75% REC 2021 Bonds AAA 0.04 - 0.10 0.08
equal 8.60% National Bank Agr. Rur. Devp 31/01/2022 Debenture AAA 0.02 - 0.06 0.06

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 29-Feb-2020

Fund Manager

— Akhil Mittal since 26-Jun-2014

Education: Mr. Mittal is B.Com (H) and MBA from University Business School.

Experience: Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:


0.06%

Change from previous, NAV as on 03-Apr-2020

Growth: ₹ 2,888.3064

Dividend Weekly: ₹ 1,008.6753

More

Dividend Daily: ₹ 1,003.5288

Dividend: ₹ 1,832.5313


Investment Strategy

The scheme aims to generate income & capital appreciation through a portfolio constituted of debt & money market instruments with relatively lower interest rate risk.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 06-Sep-2005
Return Since Launch: 7.54%
Benchmark: CRISIL Low Duration Debt
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 643 Cr (As on 29-Feb-2020)
Expense: 0.53% (As on 29-Feb-2020)
Risk Grade: Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily03-Apr-20200.6039

 31-Mar-20200.3670
 30-Mar-20200.6935
 27-Mar-20201.3776
 05-Mar-20200.1379
 04-Mar-20200.4852
 03-Jun-20190.7306
 31-May-20190.3327
 29-May-20190.0730
 28-May-20190.1875
 27-May-20190.7563
 24-May-20190.2737
 23-May-20190.5633
 22-May-20190.1498
 21-May-20190.1167
 20-May-20190.6861
 17-May-20190.4460
 16-May-20190.0664
 10-May-20190.2075
 09-May-20190.1675
 08-May-20190.3049
 07-May-20190.2827
 06-May-20190.2000
 02-May-20190.1090
 30-Apr-20190.4867
Dividend Weekly31-Mar-20202.3376

 11-Mar-20200.8212
 03-Mar-20200.2371
 25-Feb-20200.5969
 28-May-20191.9382
 21-May-20191.4028
 14-May-20190.6064
 07-May-20190.5716
 30-Apr-20190.4880
 23-Apr-20190.4884
 16-Apr-20190.6790
 09-Apr-20190.3432
 02-Apr-20192.3874
 26-Mar-20190.8807
 19-Mar-20191.7203
 12-Mar-20191.4454
 05-Mar-20191.1083
 26-Feb-20190.7805
 20-Feb-20191.0358
 12-Feb-20191.6634
 29-Jan-20191.1156
 22-Jan-20190.9235
 15-Jan-20191.6114
 08-Jan-20191.4592
 01-Jan-20191.2183
Dividend17-Jan-20120.2525

 26-Sep-20110.0514
 05-Jul-20110.0405

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

5 ways to deal with market panic

dateFriday, 20-Mar-2020
time12:30 PM - 01:00 PM

Registration Over