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3 star

Tata Treasury Advantage Fund - Regular Plan


Debt: Low Duration

1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.00 0.03 0.04 0.09 0.86 2.27 6.94 5.55 6.37 7.07 7.77
CCIL T Bill Liquidity Weight 0.08 -0.01 0.04 0.10 0.46 1.07 2.95 3.78 4.00 4.42 4.70
Debt: Low Duration 0.08 0.02 0.05 0.17 0.99 2.30 5.88 4.99 5.95 6.54 7.39
Rank within category 21 5 21 22 10 10 7 18 16 13 13
Number of funds in category 25 25 25 25 25 25 25 25 24 22 20

As on 25-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Treasury Advantage Fund - Regular Plan  | Invest Online
3 star
Sep-05 6.94 5.55 6.37 0.53 1,785
ICICI Prudential Savings Fund  | Invest Now
5 star
Sep-02 8.08 8.11 8.07 0.55 29,895
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
May-98 7.11 7.56 7.48 1.22 19,972
SBI Magnum Low Duration Fund  | Invest Online
4 star
Jul-07 6.29 7.38 7.40 1.01 16,320
Kotak Low Duration Fund - Standard Plan  | Invest Online
4 star
Mar-08 7.31 7.72 7.83 1.15 11,678

Best & Worst Performance

Best (Period) Worst (Period)
Week 1.50 (24-Mar-2020 - 31-Mar-2020) -4.00 (03-Jun-2019 - 10-Jun-2019)
Month 2.13 (24-Mar-2020 - 23-Apr-2020) -4.88 (03-Jun-2019 - 03-Jul-2019)
Quarter 4.15 (24-Mar-2020 - 24-Jun-2020) -3.93 (02-Apr-2019 - 02-Jul-2019)
Year 10.27 (24-Jul-2013 - 24-Jul-2014) 0.33 (25-Mar-2019 - 24-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.60 3.30 0.25 0.14 0.61 1.43
CCIL T Bill Liquidity Weight 3.78 0.34 -2.89 -5.80 -- --
Debt: Low Duration 5.18 4.37 1.30 2.57 -0.67 -0.25
Rank within category 18 17 17 18 13 15
Number of funds in category 25 25 25 25 25 25

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 62 65 26 60
Modified Duration (yrs) 0.81 0.91 0.71 0.76
Average Maturity (yrs) 0.87 1.08 0.87 0.89
Yield to Maturity (%) 3.89 6.11 3.86 4.11
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Cholamandalam Invest. & Fin. 18/11/2021 Commercial Paper A1+ 0.00 - 4.86 4.86
equal 6.94% Orissa State 26/07/2021 State Development Loan SOV 0.00 - 4.75 4.28
equal 7.16% GOI 20/05/2023 Central Government Loan SOV 0.00 - 4.19 4.19
new Axis Bank 2021 Certificate of Deposit A1+ 0.00 - 3.59 3.59
equal 8.48% Odisha State 24/02/2021 State Development Loan SOV 0.00 - 8.00 2.82
equal Indusind Bank 2021 Certificate of Deposit A1+ 0.00 - 3.83 2.79
equal Reserve Bank of India 364-D 25/03/2021 Treasury Bills SOV 0.00 - 3.15 2.78
equal Export-Import Bank 2021 Certificate of Deposit A1+ 0.00 - 2.76 2.76
equal National Bank Agr. Rur. Devp 27/07/2021 Certificate of Deposit A1+ 0.00 - 3.96 2.75
equal Axis Bank 22/10/2021 Certificate of Deposit A1+ 0.00 - 2.98 2.72
equal Tata Motors Finance 354-D 30/08/2021 Commercial Paper A1+ 0.00 - 3.04 2.71
new Axis Bank 17/12/2021 Certificate of Deposit A1+ 0.00 - 2.71 2.71
equal 6.32% REC 31/12/2021 Debenture AAA 0.00 - 4.66 2.29
equal Network 18 Media & Inv 167-D 25/02/2021 Commercial Paper A1+ 0.00 - 2.52 2.23
equal 7.33% Sundaram Finance 22/04/2022 Debenture AAA 0.00 - 3.39 2.02
equal 7.27% Power Finance Corp. 22/12/2021 Debenture AAA 0.00 - 2.83 2.02
equal 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 4.61 2.01
equal 7.40% Power Finance Corp. 30/09/2021 Bonds AAA 0.00 - 2.82 2.01
equal 6.55% M&M Financial Services 28/06/2022 Debenture AAA 0.00 - 2.92 2.00
equal 7.56% Andhra Pradesh State 14/02/2021 State Development Loan SOV 0.00 - 2.94 1.97
new Deutsche Investments 137-D 30/04/2021 Commercial Paper A1+ 0.00 - 1.94 1.94
equal 8.72% Andhra Pradesh State 2023 State Development Loan SOV 0.00 - 1.83 1.83
equal 6.22% HDFC 2021 Debenture AAA 0.00 - 2.52 1.71
equal Sundaram Finance 2022 Zero Coupon Bonds AAA 0.00 - 2.16 1.59
equal 6.55% NTPC 17/04/2023 Debenture AAA 0.00 - 1.66 1.46

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Akhil Mittal since 26-Jun-2014

Education: Mr. Mittal is B.Com (H) and MBA from University Business School.

Experience: Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:


0.03%

Change from previous, NAV as on 25-Jan-2021

Growth: ₹ 3,053.5161

Dividend Weekly: ₹ 1,007.0383

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Dividend Daily: ₹ 1,002.1752

Dividend: ₹ 1,936.6959


Investment Strategy

The scheme aims to generate income & capital appreciation through a portfolio constituted of debt & money market instruments with relatively lower interest rate risk.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 06-Sep-2005
Return Since Launch: 7.52%
Benchmark: CRISIL Low Duration Debt
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,785 Cr (As on 31-Dec-2020)
Expense: 0.53% (As on 31-Dec-2020)
Risk Grade: Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily08-Jan-20210.2177

 07-Jan-20210.0804
 06-Jan-20210.0420
 05-Jan-20210.2935
 04-Jan-20210.5049
 01-Jan-20210.2237
 31-Dec-20200.0595
 30-Dec-20200.1672
 29-Dec-20200.2451
 28-Dec-20200.4144
 24-Dec-20200.1392
 23-Dec-20200.0923
 22-Dec-20200.1560
 21-Dec-20200.2589
 18-Dec-20200.0569
 17-Dec-20200.1218
 16-Dec-20200.0244
 15-Dec-20200.0134
 14-Dec-20200.2024
 10-Dec-20200.0473
 09-Dec-20200.1697
 08-Dec-20200.0741
 07-Dec-20200.3367
 04-Dec-20200.0580
 01-Dec-20200.0977
Dividend Weekly05-Jan-20211.2538

 29-Dec-20200.8877
 22-Dec-20200.6158
 15-Dec-20200.4344
 08-Dec-20200.4526
 01-Dec-20200.4415
 24-Nov-20201.6268
 17-Nov-20201.0438
 10-Nov-20201.1889
 03-Nov-20200.9184
 27-Oct-20200.6541
 20-Oct-20201.6747
 13-Oct-20202.6737
 06-Oct-20201.8967
 29-Sep-20200.5717
 22-Sep-20201.3703
 15-Sep-20200.3058
 08-Sep-20200.3652
 01-Sep-20201.9375
 25-Aug-20200.2813
 18-Aug-20201.7025
 11-Aug-20200.1136
 04-Aug-20201.3000
 21-Jul-20201.5104
 14-Jul-20201.8662
Dividend17-Jan-20120.2525

 26-Sep-20110.0514
 05-Jul-20110.0405

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

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Understanding the new risk-o-meter

dateFriday, 29-Jan-2021
time12:30 PM - 01:00 PM