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DSP 10Y G-Sec Fund - Regular Plan download report


1 Lakh

Investment declined to
₹ 0.97 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.18 Lakh

Suitability:

"This is a fund that invests mainly in bonds issued by the government of India which will mature in 10 years or more. These bonds do not carry any risk of default since the repayment of investors' money is backed by the government. But they are prone to sharp ups and downs because of changes in interest rates.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
DSP 10Y G-Sec Reg-G -2.61 0.57 1.16 1.83 -0.95 -2.24 -2.52 4.26 4.88 6.73 --
CCIL All Sovereign Bond - TRI -1.78 0.48 0.69 1.51 -1.31 -1.27 1.59 5.05 6.41 7.77 --
Debt: Gilt with 10 year Constant Duration -2.11 0.59 1.19 1.91 -0.84 -1.71 -0.45 4.87 6.25 7.90 --
Rank within category 5 5 5 5 4 5 5 4 4 4 --
Number of funds in category 5 5 5 5 5 5 5 5 5 4 2

As on 06-Jul-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP 10Y G-Sec Fund - Regular Plan
Unrated
Sep-14 -2.52 4.26 4.88 0.52% 57
SBI Nifty 10 yr Benchmark G-Sec ETF  | Invest Online
Unrated
Jun-16 -2.00 3.36 4.05 0.14% 1,249
SBI Magnum Constant Maturity Fund  | Invest Online
Unrated
Dec-00 1.30 5.17 7.14 0.64% 1,142
ICICI Prudential Constant Maturity Gilt Fund  | Invest Now
Unrated
Sep-14 0.91 6.15 7.20 0.39% 507

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.73 16-Apr-2020 - 23-Apr-2020 -2.93 02-Feb-2017 - 09-Feb-2017
Month 5.06 13-Apr-2020 - 14-May-2020 -2.97 06-Apr-2022 - 06-May-2022
Quarter 9.22 30-Apr-2019 - 31-Jul-2019 -3.82 17-Mar-2022 - 16-Jun-2022
Year 17.87 15-May-2019 - 14-May-2020 -5.53 11-Jun-2021 - 13-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
DSP 10Y G-Sec Reg-G 4.37 4.39 0.20 0.34 0.87 -0.68
CCIL All Sovereign Bond - TRI 5.28 4.41 0.41 0.61 -- --
Debt: Gilt with 10 year Constant Duration 4.95 4.15 0.35 0.51 0.85 -0.07
Rank within category 4 5 4 4 3 4
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 1 1 1 2
Modified Duration (yrs) 6.55 7.18 6.55 --
Average Maturity (yrs) 9.31 9.76 8.89 --
Yield to Maturity (%) 7.31 7.31 5.89 --
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 96.61 96.45

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2022

*As on 31-May-2022

Fund Manager

— Laukik Bagwe since 01-Aug-2021

Education: Mr. Bagwe is a B.Com (H) and PGDBA (Finance)

Experience: Prior to joining DSP Mutual Fund he has worked with Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.

Funds Managed:

— Vikram Chopra since 18-Jul-2016

Education: Mr. Chopra is B.Com (H) and MBA from Institute of Management.

Experience: Prior to joining DSP Mutual Fund he has worked with L&T Mutual Fund, IDBI Bank Ltd. and Axis Bank Ltd.

Funds Managed:


0.57%

Change from previous, NAV as on 06-Jul-2022

Growth: ₹ 17.2339

IDCW Quarterly: ₹ 10.4756

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IDCW Monthly: ₹ 10.2375

IDCW: ₹ 10.1409


Investment Strategy

The scheme seeks to generate returns commensurate with risk from a portfolio of Government Securities with weighted average maturity of around 10 years.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 26-Sep-2014
Return Since Launch: 7.25%
Benchmark: CRISIL 10-Year Gilt
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 57 Cr (As on 30-Jun-2022)
Expense: 0.52% (As on 31-May-2022)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW28-Mar-20220.0829

 26-Mar-20210.8976
 27-Mar-20200.9048
 28-Mar-20190.5566
 28-Mar-20180.2218
 27-Mar-20170.8446
 28-Mar-20160.4810
 27-Mar-20150.4341
IDCW Quarterly28-Sep-20210.0033

 28-Jun-20210.1832
 28-Dec-20200.1930
 28-Sep-20200.0240
 26-Jun-20200.5851
 27-Mar-20200.1365
 27-Dec-20190.0085
 27-Sep-20190.2521
 28-Jun-20190.3051
 28-Mar-20190.0439
 28-Dec-20180.3135
 28-Sep-20170.0409
 28-Jun-20170.3304
 28-Dec-20160.3274
 28-Sep-20160.3312
 28-Jun-20160.1464
 28-Mar-20160.1845
 28-Dec-20150.1110
 28-Sep-20150.1680
 27-Mar-20150.2487
 26-Dec-20140.1799
IDCW Monthly28-Jun-20210.0134

 28-May-20210.0891
 28-Apr-20210.0228
 28-Jan-20210.0496
 28-Dec-20200.0451
 27-Nov-20200.0191
 28-Oct-20200.1102
 28-Jul-20200.0732
 26-Jun-20200.0429
 28-May-20200.2879
 28-Apr-20200.1730
 27-Mar-20200.0551
 28-Feb-20200.1744
 28-Jan-20200.0478
 27-Dec-20190.0261
 28-Nov-20190.0387
 26-Jul-20190.2004
 28-Jun-20190.1319
 28-May-20190.1707
 28-Mar-20190.0858
 28-Dec-20180.1436
 28-Nov-20180.0877
 28-Jul-20170.0662
 28-Jun-20170.1258
 26-May-20170.0792

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 1800-208-4499 / 1800-200-4499

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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