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3 star

IDBI Flexi Cap Fund - Regular Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.55 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.03 -2.96 -2.53 6.24 9.75 24.40 23.82 7.74 12.40 -- --
S&P BSE 500 TRI 6.05 -3.10 -2.00 7.93 14.21 30.70 34.31 11.12 17.54 -- --
Equity: Flexi Cap 6.06 -2.77 -1.94 7.62 13.66 28.36 27.53 9.82 16.24 -- --
Rank within category 48 36 48 42 48 41 33 27 31 -- --
Number of funds in category 56 58 58 57 56 54 52 37 35 28 24

As on 26-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Flexi Cap Fund - Regular Plan
3 star
Mar-14 23.82 7.74 12.40 2.47 302
Kotak Flexicap Fund Regular Plan  | Invest Online
4 star
Sep-09 24.89 10.82 17.38 1.62 32,453
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 35.13 16.80 18.73 1.76 14,606
Axis Focused 25 Fund
5 star
Jun-12 22.83 13.46 19.97 1.73 13,660
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 19.86 11.90 17.73 1.92 12,520

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.70 19-Sep-2019 - 26-Sep-2019 -17.54 16-Mar-2020 - 23-Mar-2020
Month 18.17 23-Mar-2020 - 22-Apr-2020 -33.02 20-Feb-2020 - 23-Mar-2020
Quarter 27.91 23-Mar-2020 - 22-Jun-2020 -31.24 23-Dec-2019 - 23-Mar-2020
Year 74.02 16-Apr-2014 - 16-Apr-2015 -26.19 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.97 19.87 0.12 0.14 0.84 -1.52
S&P BSE 500 TRI 9.24 22.86 0.20 0.24 -- --
Equity: Flexi Cap 8.22 22.37 0.16 0.19 0.95 -0.77
Rank within category 22 4 19 19 4 18
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Top 10 Stocks (%) 36.32
Top 5 Stocks (%) 22.20
Top 3 Sectors (%) 48.99
Portfolio P/B Ratio 4.53
Portfolio P/E Ratio 35.34

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 94,907 1,22,998
Giant (%) 49.80 54.25
Large (%) 17.48 15.49
Mid (%) 20.35 22.22
Small (%) 12.37 8.37
Tiny (%) -- 0.17

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 27.56 7.33 2.95 7.25
equal Infosys Technology 28.69 4.13 0.00 4.13
equal ICICI Bank Financial 28.01 4.11 0.00 4.11
up HDFC Financial 26.15 3.44 0.00 3.44
equal Bharti Airtel Communication -- 3.27 0.00 3.27
equal Bajaj Finance Financial 78.50 3.97 1.17 3.12
equal Kotak Mahindra Bank Financial 37.95 3.57 2.13 2.81
equal ICICI Lombard General Insurance Company Financial 45.79 3.38 0.00 2.77
up Axis Bank Financial 74.19 2.75 0.00 2.75
equal Sun Pharmaceutical Inds. Healthcare 59.28 2.67 0.00 2.67
down Laurus Labs Healthcare 23.59 3.92 0.00 2.54
equal Reliance Industries Energy 33.35 2.58 0.00 2.53
equal Titan Company Cons Durable 165.39 2.61 1.04 2.49
down Pidilite Industries Chemicals 87.13 3.83 1.83 2.49
equal Cipla Healthcare 28.35 2.38 0.00 2.38
equal Britannia Inds. FMCG 43.23 4.47 2.28 2.35
up Ultratech Cement Construction 25.73 2.33 0.00 2.33
down Hindustan Unilever FMCG 68.40 6.51 2.32 2.32
down Camlin Fine Sciences Chemicals 43.63 3.20 1.09 2.15
new SRF Diversified 32.16 2.08 0.00 2.08
down Abbott India Healthcare 47.12 5.29 2.04 2.04
equal Indian Railway Catering & Tourism Corpn. Services 118.87 1.94 0.00 1.94
equal EPL Chemicals 29.38 2.03 0.00 1.91
equal Kansai Nerolac Paints Chemicals 63.67 2.22 0.94 1.89
equal Avenue Supermarts Services 202.66 1.76 0.00 1.76

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Uma Venkatraman since 20-Jun-2019

Education: Prior to joining IDBI Mutual Fund, she had worked with B&K Securities, ASK Raymond James, Morgan Keegan and UTI Mutual Fund.

Funds Managed:


-2.96%

Change from previous, NAV as on 26-Feb-2021

Growth: ₹ 26.5600

Dividend: ₹ 18.2600


Investment Strategy

The scheme seeks to provide investors with opportunities for long-term growth in capital through investment in a diversified portfolio of equity & equity related instruments across market capitalization.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 28-Mar-2014
Return Since Launch: 15.15%
Benchmark: S&P BSE 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 302 Cr (As on 31-Jan-2021)
Expense: 2.47% (As on 31-Jan-2021)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 57.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend04-Apr-20191.2396

 20-Mar-20181.4000
 26-Sep-20171.2000
 27-Sep-20161.0000
 26-May-20151.0000

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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