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Tata Liquid Fund - Regular Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.37 0.01 0.06 0.27 0.81 1.54 3.20 5.48 6.06 6.74 7.55
CCIL T Bill Liquidity Weight 0.86 0.02 0.05 0.20 0.51 0.97 2.16 3.59 3.79 4.24 4.62
Debt: Liquid 1.37 0.01 0.06 0.27 0.80 1.54 3.14 5.19 5.85 6.56 7.38
Rank within category 30 22 24 24 21 31 21 9 8 9 4
Number of funds in category 41 42 42 42 41 41 41 37 34 34 31

As on 11-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Liquid Fund - Regular Plan  | Invest Online
4 star
 Sep-04 3.20 5.48 6.06 0.33 10,256
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.23 5.47 6.04 0.32 36,601
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.27 5.52 6.07 0.33 30,047
Axis Liquid Fund
4 star
 Oct-09 3.24 5.50 6.08 0.25 21,795
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.22 5.51 6.07 0.32 20,049

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.60 24-Mar-2020 - 31-Mar-2020 -0.23 17-Mar-2020 - 24-Mar-2020
Month 1.00 24-Mar-2020 - 23-Apr-2020 0.10 23-Feb-2020 - 24-Mar-2020
Quarter 2.70 24-Jul-2013 - 23-Oct-2013 0.71 20-Oct-2020 - 19-Jan-2021
Year 9.96 04-Oct-2011 - 03-Oct-2012 3.18 26-May-2020 - 26-May-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.40 0.52 2.09 3.97 1.13 1.97
CCIL T Bill Liquidity Weight 3.52 0.39 -2.00 -4.76 -- --
Debt: Liquid 5.12 0.66 1.73 3.51 1.05 1.63
Rank within category 9 31 14 14 34 6
Number of funds in category 37 37 37 36 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 46 60 37 38
Modified Duration (yrs) 0.11 0.15 0.06 0.09
Average Maturity (yrs) 0.11 0.15 0.06 0.09
Yield to Maturity (%) 3.54 3.56 2.91 3.41
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 08/07/2021 Treasury Bills SOV 0.00 - 22.29 10.64
down Axis Bank 2021 Certificate of Deposit A1+ 0.00 - 5.83 5.83
equal Bajaj Housing Finance 91-D 29/07/2021 Commercial Paper A1+ 0.00 - 4.85 4.85
new Indus Towers (Merged) 91-D 02/08/2021 Commercial Paper A1+ 0.00 - 4.85 4.85
new Reserve Bank of India 91-D 19/08/2021 Treasury Bills SOV 0.00 - 4.84 4.84
equal Chennai Petroleum Corp. 92-D 18/06/2021 Commercial Paper A1+ 0.00 - 4.62 4.62
down National Bank Agr. Rur. Devp 91-D 12/07/2021 Commercial Paper A1+ 0.00 - 4.61 4.61
equal SIDBI 90-D 28/06/2021 Commercial Paper A1+ 0.00 - 3.89 3.89
equal Adani Ports and Special Economic Zone 79-D 25/06/2021 Commercial Paper A1+ 0.00 - 2.92 2.92
new NLC India 28-D 02/06/2021 Commercial Paper A1+ 0.00 - 2.44 2.44
equal Reliance Jio Infocomm 91-D 19/07/2021 Commercial Paper A1+ 0.00 - 2.43 2.43
equal HDFC 90-D 16/06/2021 Commercial Paper A1+ 0.00 - 2.43 2.43
equal Reliance Jio Infocomm 91-D 15/07/2021 Commercial Paper A1+ 0.00 - 2.43 2.43
equal Reliance Industries 85-D 29/06/2021 Commercial Paper A1+ 0.00 - 2.43 2.43
equal HDFC Securities 90-D 27/07/2021 Commercial Paper A1+ 0.00 - 2.42 2.42
new HDFC 89-D 02/08/2021 Commercial Paper A1+ 0.00 - 2.42 2.42
new Reserve Bank of India 91-D 29/07/2021 Treasury Bills SOV 0.00 - 2.42 2.42
new Sundaram Finance 91-D 09/08/2021 Commercial Paper A1+ 0.00 - 2.42 2.42
equal Adani Ports and Special Economic Zone 78-D 24/06/2021 Commercial Paper A1+ 0.00 - 1.95 1.95
equal Cholamandalam Invest. & Fin. 348-D 15/06/2021 Commercial Paper A1+ 0.00 - 1.95 1.95
new HDFC Securities 90-D 12/08/2021 Commercial Paper A1+ 0.00 - 1.94 1.94
equal Birla Group Holdings 90-D 03/06/2021 Commercial Paper A1+ 0.00 - 1.71 1.71
equal Birla Group Holdings 91-D 14/06/2021 Commercial Paper A1+ 0.00 - 1.70 1.70
equal Cholamandalam Invest. & Fin. 25/06/2021 Commercial Paper A1+ 0.00 - 1.46 1.46
equal Reliance Industries Ltd - Partly Paid Equity 86-D 30/06/2021 Commercial Paper A1+ 0.00 - 1.46 1.46

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Amit Somani since 16-Oct-2013

Education: Mr.Somani is a B.Com, PGDBM and CFA.

Experience: Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 13-Jun-2021

Growth: ₹ 3,245.2161

IDCW Daily: ₹ 1,001.5157

Investment Strategy

The scheme seeks to generate reasonable returns with high liquidity to the unit holders

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 01-Sep-2004
Return Since Launch: 7.26%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 10,256 Cr (As on 31-May-2021)
Expense: 0.33% (As on 30-Apr-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily11-Jun-20210.0858

 10-Jun-20210.0890
 09-Jun-20210.0976
 08-Jun-20210.0882
 07-Jun-20210.0879
 06-Jun-20210.0856
 05-Jun-20210.0855
 04-Jun-20210.0888
 03-Jun-20210.0955
 02-Jun-20210.0866
 01-Jun-20210.0807
 31-May-20210.0847
 30-May-20210.0877
 29-May-20210.0879
 28-May-20210.1001
 27-May-20210.1035
 26-May-20210.0818
 25-May-20210.0882
 24-May-20210.0709
 23-May-20210.0859
 22-May-20210.0858
 21-May-20210.0898
 20-May-20210.0894
 19-May-20210.0816
 18-May-20210.0863

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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