VR Logo
4 star

Tata Liquid Fund - Regular Plan

Add to watchlist
Add to My Investments
Debt: Liquid

Analysts' Choice?unlock it

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.46 0.00 0.05 0.28 0.72 1.54 3.96 5.89 6.36 7.00 7.72
CCIL T Bill Liquidity Weight 0.29 0.01 0.01 0.18 0.43 1.07 2.84 3.75 3.97 4.39 4.68
Debt: Liquid 0.47 0.00 0.06 0.28 0.74 1.53 3.64 5.62 6.14 6.82 7.54
Rank within category 30 28 29 18 30 22 4 9 9 9 4
Number of funds in category 41 41 41 41 41 41 41 35 34 34 30

As on 26-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Liquid Fund - Regular Plan  | Invest Online
4 star
 Sep-04 3.96 5.89 6.36 0.33 12,917
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.95 5.88 6.35 0.32 39,319
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
 Mar-04 3.95 5.93 6.39 0.32 31,306
Axis Liquid Fund
4 star
 Oct-09 3.93 5.91 6.38 0.25 23,572
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.91 5.93 6.39 0.32 19,338

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.60 24-Mar-2020 - 31-Mar-2020 -0.23 17-Mar-2020 - 24-Mar-2020
Month 1.00 24-Mar-2020 - 23-Apr-2020 0.10 23-Feb-2020 - 24-Mar-2020
Quarter 2.70 24-Jul-2013 - 23-Oct-2013 0.71 20-Oct-2020 - 19-Jan-2021
Year 9.96 04-Oct-2011 - 03-Oct-2012 3.89 08-Jul-2009 - 08-Jul-2010

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.82 0.49 2.36 3.82 1.04 2.13
CCIL T Bill Liquidity Weight 3.72 0.36 -2.62 -5.07 -- --
Debt: Liquid 5.56 0.64 2.00 3.31 0.98 1.82
Rank within category 9 26 10 11 33 5
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 37 71 37 36
Modified Duration (yrs) 0.11 0.14 0.06 --
Average Maturity (yrs) 0.11 0.14 0.06 --
Yield to Maturity (%) 3.49 5.67 2.91 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 08/04/2021 Treasury Bills SOV 0.00 - 12.51 12.51
new Reserve Bank of India 182-D 08/04/2021 Treasury Bills SOV 0.00 - 7.23 7.23
down Reserve Bank of India 2021 Treasury Bills SOV 0.00 - 6.19 5.02
equal National Bank Agr. Rur. Devp 364-D 18/02/2021 Commercial Paper A1+ 0.00 - 4.83 4.64
new Reserve Bank of India 364-D 08/04/2021 Treasury Bills SOV 0.00 - 4.62 4.62
new Reserve Bank of India 364-D 29/04/2021 Treasury Bills SOV 0.00 - 4.38 4.38
equal Kotak Securities 16/02/2021 Commercial Paper A1+ 0.00 - 3.87 3.87
new Can Fin Homes 84-D 29/03/2021 Commercial Paper A1+ 0.00 - 3.85 3.85
equal Reliance Retail Ventures 61-D 10/02/2021 Commercial Paper A1+ 0.00 - 3.48 3.48
equal BHEL 24/02/2021 Commercial Paper A1+ 0.00 - 3.48 3.48
equal Larsen & Toubro 2021 Commercial Paper A1+ 0.00 - 2.90 2.90
new National Bank Agr. Rur. Devp 91-D 22/04/2021 Commercial Paper A1+ 0.00 - 2.88 2.88
down National Bank Agr. Rur. Devp 164-D 01/02/2021 Commercial Paper A1+ 0.00 - 2.51 2.32
equal Sundaram Finance 23/02/2021 Commercial Paper A1+ 0.00 - 2.32 2.32
new Reserve Bank of India 364-D 25/03/2021 Treasury Bills SOV 0.00 - 2.31 2.31
new Kotak Securities 88-D 16/04/2021 Commercial Paper A1+ 0.00 - 2.30 2.30
new Bajaj Housing Finance 91-D 23/04/2021 Commercial Paper A1+ 0.00 - 2.30 2.30
equal PNB Gilts 2021 Commercial Paper A1+ 0.00 - 1.93 1.93
down Reserve Bank of India 182-D 04/02/2021 Treasury Bills SOV 0.00 - 5.15 1.93
equal NLC India 2021 Commercial Paper A1+ 0.00 - 1.63 1.63
new Kotak Mahindra Investments 10-D 01/02/2021 Commercial Paper A1+ 0.00 - 1.55 1.55
equal Muthoot Finance 91-D 30/03/2021 Commercial Paper A1+ 0.00 - 1.54 1.54
equal Tata Teleservices 90-D 04/03/2021 Commercial Paper A1+ 0.00 - 1.39 1.39
equal National Bank Agr. Rur. Devp 2021 Certificate of Deposit A1+ 0.00 - 1.35 1.35
equal Muthoot Finance 22/02/2021 Commercial Paper A1+ 0.00 - 1.35 1.35

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Amit Somani since 16-Oct-2013

Education: Mr.Somani is a B.Com, PGDBM and CFA.

Experience: Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 28-Feb-2021

Growth: ₹ 3,215.9592

Dividend Daily: ₹ 1,001.5157

Investment Strategy

The scheme seeks to generate reasonable returns with high liquidity to the unit holders

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 01-Sep-2004
Return Since Launch: 7.34%
Benchmark: CRISIL Liquid TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 12,917 Cr (As on 31-Jan-2021)
Expense: 0.33% (As on 31-Jan-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily26-Feb-20210.0180

 25-Feb-20210.1008
 24-Feb-20210.1195
 23-Feb-20210.0768
 22-Feb-20210.0689
 21-Feb-20210.0737
 20-Feb-20210.0748
 19-Feb-20210.0748
 18-Feb-20210.1070
 17-Feb-20210.1526
 16-Feb-20210.0983
 15-Feb-20210.0896
 14-Feb-20210.0845
 13-Feb-20210.0843
 12-Feb-20210.1100
 11-Feb-20210.0925
 10-Feb-20210.1047
 09-Feb-20210.0877
 08-Feb-20210.0923
 07-Feb-20210.0855
 06-Feb-20210.0854
 05-Feb-20210.0874
 04-Feb-20210.1078
 03-Feb-20210.0620
 02-Feb-20210.0853

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

VR Helpline

Time for you to tread with caution?

dateSaturday, 06-Mar-2021
time04:00 PM - 04:30 PM

Reserve your Spot