Sundaram Liquid Fund

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Value Research Rating

3 star

Analyst’s Choice





₹2,121.7343 0.01%

As on 19-Apr-2024


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Calculate SIP Returns of Sundaram Liquid Fund

Upfront Investment

Monthly SIP Amount

Investment Duration


Risk info

This fund has Moderate risk.

Low to Moderate
Moderately High
Very High

As per SEBI's Riskometer.

Portfolio of Sundaram Liquid Fund

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of Sundaram Liquid Fund

Assets info

₹3,630 Cr

Exit Load (Days) info

0.01 (1)

Min. Investment (₹)


Min. Withdrawal (₹)


Min. SIP Investment (₹)


Min. No of Cheques


Investment Strategy

The scheme aims to provide income from short-term investments, consistent with preservation of capital and liquidity by investing in a portfolio of money market and in investment grade debt instruments .


"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."


Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for Sundaram Liquid Fund

Sundaram Liquid Fund is mandated to invest in bonds having a maturity of up to three months.

Mutual funds can be bought directly from the website of the fund house. For instance, Sundaram Liquid Fund fund can be purchased from the website of Sundaram Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of Sundaram Liquid Fund is ₹2,121.7343 as of 20-Apr-2024.

The AUM of Sundaram Liquid Fund Fund is ₹3,630 Cr as of 31-Mar-2024

The riskometer level of Sundaram Liquid Fund is Moderate. See More

Company Percentage of Portfolio

Reserve Bank of India T-Bills 91-D 09/05/2024


Reserve Bank of India T-Bills 91-D 23/05/2024


Canara Bank CD 12/06/2024


Punjab National Bank CD 13/06/2024


Canara Bank CD 14/06/2024

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As of 31-Mar-2024, Sundaram Liquid Fund had invested 109.05% in Debt and -9.05% in Cash & Cash Eq. See More

Sundaram Liquid Fund is 19 years 7 months old. It has delivered 6.89% returns since inception. See More

Since Inception

No, There is no lock in period in Sundaram Liquid Fund.

The expense ratio of Sundaram Liquid Fund is 0.27.

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