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Sundaram Low Duration Fund download report

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Debt: Low Duration

Analysts' Choiceunlock it

1 Lakh

Investment Grown to
₹ 1.11 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Sundaram Low Duration-G 1.12 0.05 0.12 0.04 0.64 1.47 10.76 3.67 4.90 5.72 6.78
CCIL T Bill Liquidity Weight 0.59 0.04 0.04 -0.01 0.29 0.85 1.92 2.78 3.34 3.74 4.29
Debt: Low Duration 0.85 0.00 0.08 -0.17 0.35 1.17 3.53 4.44 5.46 6.22 7.11
Rank within category 1 1 2 1 1 1 1 19 19 18 15
Number of funds in category 22 22 22 22 22 22 22 22 22 21 17

As on 20-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Low Duration Fund
5 star#
 Sep-04 10.76 3.67 4.90 0.98% 587
ICICI Prudential Savings Fund  | Invest Now
5 star
 Sep-02 3.36 6.16 6.64 0.52% 23,330
HDFC Low Duration Fund  | Invest Online
4 star
 Nov-99 3.17 5.79 6.16 1.04% 17,920
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
 May-98 3.18 5.72 6.26 1.21% 14,540
Nippon India Low Duration Fund  | Invest Online
4 star
 Mar-07 3.33 5.27 6.11 1.02% 9,632

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.70 30-Jun-2020 - 07-Jul-2020 -16.55 28-May-2019 - 04-Jun-2019
Month 6.35 09-Jun-2020 - 09-Jul-2020 -16.58 10-May-2019 - 10-Jun-2019
Quarter 7.39 30-Apr-2020 - 31-Jul-2020 -15.95 11-Mar-2019 - 10-Jun-2019
Year 10.35 30-Apr-2020 - 30-Apr-2021 -15.63 30-Apr-2019 - 30-Apr-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Sundaram Low Duration-G 3.91 6.25 0.06 0.06 -4.87 -2.89
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Low Duration 4.66 3.14 1.18 2.84 -0.09 1.07
Rank within category 19 18 19 19 2 20
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 43 50 20 56
Modified Duration (yrs) 0.48 0.66 0.48 0.60
Average Maturity (yrs) 0.67 0.77 0.52 0.86
Yield to Maturity (%) 4.70 4.70 3.69 4.89
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 4.60% National Bank Agr. Rur. Devp 29/07/2024 Debenture AAA 0.00 - 6.03 5.11
equal Indian Bank 15/06/2022 Certificate of Deposit A1+ 0.00 - 4.82 4.24
equal Reliance Retail Ventures 138-D 20/06/2022 Commercial Paper A1+ 0.00 - 4.82 4.24
new Astec Lifesciences 57-D 23/06/2022 Commercial Paper A1+ 0.00 - 4.23 4.23
equal Reserve Bank of India 182-D 14/07/2022 Treasury Bills SOV 0.00 - 4.81 4.23
equal HDFC Bank 17/08/2022 Certificate of Deposit A1+ 0.00 - 4.78 4.21
equal Canara Bank 22/08/2022 Certificate of Deposit A1+ 0.00 - 4.78 4.20
equal Export-Import Bank 184-D 30/09/2022 Certificate of Deposit A1+ 0.00 - 4.76 4.18
new HDFC Bank 2022 Certificate of Deposit A1+ 0.00 - 4.16 4.16
equal IIFL Wealth Prime 91-D 08/06/2022 Commercial Paper A1+ 0.00 - 3.85 3.39
equal Standard Chartered Capital 334-D 24/01/2023 Commercial Paper A1+ 0.00 - 3.72 3.27
equal 6.75% Piramal Capital & Housing Finance 26/09/2031 Debenture AA 0.00 - 3.82 3.16
equal 7.20% Sikka Ports and Terminals 16/06/2023 Zero Coupon Bonds AAA 0.00 - 2.98 2.60
new 5.84% Indian Oil Corporation 19/04/2024 Debenture AAA 0.00 - 2.56 2.56
equal JM Financial Products 188-D 15/09/2022 Commercial Paper A1+ 0.00 - 2.84 2.50
equal 8.27% Rajasthan State 23/06/2022 State Development Loan SOV 0.00 - 2.45 2.06
equal 7.21% HDFC 30/12/2022 Debenture AAA 0.00 - 2.05 1.73
equal 9.10% Export-Import Bank 15/06/2022 Bonds AAA 0.00 - 2.04 1.71
equal 5.90% LIC Housing Fin. 2023 Zero Coupon Bonds AAA 0.00 - 2.02 1.71
equal 5.35% LIC Housing Fin. 20/03/2023 Debenture AAA 0.00 - 1.95 1.70
equal 5.64% Citicorp Finance 20/01/2024 Debenture AAA 0.00 - 2.01 1.70
equal Godrej Agrovet 105-D 31/05/2022 Commercial Paper A1+ 0.00 - 1.93 1.70
equal JM Financial Services 181-D 02/06/2022 Commercial Paper A1+ 0.00 - 1.98 1.70
down Reserve Bank of India 182-D 01/09/2022 Treasury Bills SOV 0.00 - 4.78 1.68
equal 7.37% GOI 16/04/2023 GOI Securities SOV 0.00 - 1.55 1.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Dwijendra Srivastava since 01-Jan-2022

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Sandeep Agarwal since 16-May-2022

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

0.05%

Change from previous, NAV as on 20-May-2022

Growth: ₹ 2,833.3402

IDCW Weekly: ₹ 967.5228

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IDCW Quarterly: ₹ 1,089.7631

IDCW Monthly: ₹ 1,085.8367

IDCW Fortnightly: ₹ 1,084.8424

IDCW Daily: ₹ 967.3423

Bonus: ₹ 1,097.2806

Investment Strategy

The scheme will maintain a judicious mix of cash, short term and medium term instruments.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 14-Sep-2004
Return Since Launch: 7.16%
Benchmark: NIFTY Low Duration Debt Index B-I
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 587 Cr (As on 30-Apr-2022)
Expense: 0.98% (As on 31-Mar-2022)
Risk Grade: Above Average
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly17-May-20221.0631

 13-Apr-20222.8011
 17-Mar-20222.6096
 17-Feb-20223.0755
 14-Jan-20221.8426
 16-Apr-20193.8128
 15-Mar-20195.6687
 15-Feb-20191.8970
 17-Jan-20196.1849
 17-Dec-20186.3540
 16-Nov-20185.8427
 17-Oct-20180.1432
 17-Sep-20180.7758
 16-Aug-20184.1638
 17-Jul-20186.6175
 15-Jun-20184.9089
 17-May-20181.2794
 17-Apr-20186.4181
 16-Mar-20185.6110
 16-Feb-20184.2640
 17-Jan-20183.2187
 15-Dec-20173.3862
 17-Nov-20173.7816
 17-Oct-20174.6953
 15-Sep-20174.7602
IDCW Fortnightly29-Apr-20222.5471

 08-Apr-20221.1244
 25-Mar-20222.4010
 11-Mar-20220.8870
 25-Feb-20220.9134
 11-Feb-20222.1573
 28-Jan-20220.7950
IDCW Quarterly28-Mar-20227.5000
IDCW Daily02-May-20190.1587

 30-Apr-20190.6183
 26-Apr-20190.1322
 25-Apr-20190.0492
 24-Apr-20190.0072
 22-Apr-20190.0924
 16-Apr-20190.1286
 15-Apr-20190.1613
 29-Mar-20191.1379
 28-Mar-20190.2438
 27-Mar-20190.2565
 25-Mar-20190.4639
 22-Mar-20190.2486
 20-Mar-20190.0638
 19-Mar-20190.1154
 18-Mar-20190.5361
 15-Mar-20190.1725
 14-Mar-20190.5466
 13-Mar-20190.2034
 12-Mar-20190.2999
 11-Mar-20190.5914
 08-Mar-20190.2637
 07-Mar-20190.2211
 06-Mar-20190.2341
 05-Mar-20190.7363
IDCW Weekly30-Apr-20190.7996

 24-Apr-20190.0993
 16-Apr-20190.6740
 10-Apr-20190.5843
 03-Apr-20190.4131
 27-Mar-20190.9698
 20-Mar-20191.4362
 13-Mar-20191.5810
 06-Mar-20191.3924
 27-Feb-20190.8472
 20-Feb-20190.0086
 30-Jan-20190.8575
 23-Jan-20190.9109
 16-Jan-20191.2786
 09-Jan-20191.1566
 02-Jan-20191.3428
 26-Dec-20180.9094
 19-Dec-20181.6238
 12-Dec-20180.9231
 05-Dec-20181.6613
 28-Nov-20181.3023
 20-Nov-20181.1885
 14-Nov-20181.4974
 06-Nov-20180.9813
 31-Oct-20181.0629

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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