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Tata Hybrid Equity Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.15 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.82 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.39 -1.27 -0.89 -2.96 -1.10 6.28 9.05 4.89 4.93 12.23 11.56
VR Balanced TRI -0.30 0.63 -0.57 -0.72 0.98 8.85 13.08 11.35 7.72 11.23 10.27
Hybrid: Aggressive Hybrid 0.79 -1.36 -0.67 -1.24 2.09 10.18 10.36 6.85 6.82 12.28 10.82
Rank within category 31 15 24 30 32 32 21 19 18 11 6
Number of funds in category 34 34 34 34 34 34 31 25 19 18 16

As on 24-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 16.67 (29-May-2000 - 05-Jun-2000) -15.75 (15-Jan-2008 - 22-Jan-2008)
Month 28.00 (11-May-2009 - 10-Jun-2009) -25.07 (24-Sep-2008 - 24-Oct-2008)
Quarter 56.94 (09-Mar-2009 - 10-Jun-2009) -33.70 (23-Feb-2000 - 24-May-2000)
Year 120.81 (04-Jan-1999 - 04-Jan-2000) -47.16 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.43 9.26 0.08 0.15 0.84 -4.50
VR Balanced TRI 11.92 10.21 0.61 0.95 -- --
Hybrid: Aggressive Hybrid 8.38 9.75 0.28 0.44 0.83 -2.46
Rank within category 28 13 28 27 23 28
Number of funds in category 33 33 33 33 33 33

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 27
Top 10 Holdings (%) 52.28
Top 5 Holdings (%) 33.29
Top 3 Sectors (%) 47.69
Portfolio P/B Ratio 2.99
Portfolio P/E Ratio 24.02

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Tata Overnight Fund Direct-G Mutual Fund -- 0.00 - 4.91 4.91
up 7.27% GOI 2026 GOI Securities SOV 0.00 - 4.53 4.37
equal ONGC Petro Additions 27/03/2021 Debenture AAA 1.55 - 1.84 1.84
equal 9.65% Green Infra Wind Energy 2023 Debenture AA 1.42 - 1.74 1.74
equal 9.70% Coastal Gujarat Power 27/08/2023 Non Convertible Debenture AA 1.05 - 1.27 1.27
up 6.45% GOI 2029 GOI Securities SOV 0.00 - 1.07 1.07
equal 6.18% GOI 2024 GOI Securities SOV 0.00 - 0.92 0.92
down 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 1.35 0.82
equal 7.41% Nabha Power 20/04/2022 Non Convertible Debenture AAA 0.00 - 0.74 0.74
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 0.54 - 0.65 0.65
new 7.44% Bank of Baroda 2030 Debenture AAA 0.00 - 0.62 0.62
equal 6.90% REC 30/06/2022 Debenture AAA 0.00 - 0.61 0.61
equal Reserve Bank of India 364-D 29/10/2020 Treasury Bills SOV 0.00 - 0.59 0.59
new ICICI Bank 31/12/2020 Certificate of Deposit A1+ 0.00 - 0.58 0.58
equal Edelweiss Rural & Corporate Services 2020 Debenture AA 0.46 - 0.56 0.56
equal 8.84% Tata Power 21/11/2022 Non Convertible Debenture AA 0.00 - 0.52 0.52
equal National Bank Agr. Rur. Devp 2020 Certificate of Deposit A1+ 0.00 - 0.48 0.48
equal 7.42% Power Finance Corp. 19/11/2024 Non Convertible Debenture AAA 0.00 - 0.39 0.39
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 0.62 0.38
equal 7.55% REC 26/09/2021 Debenture AAA 0.00 - 0.37 0.37
equal 7.55% REC 26/09/2022 Debenture AAA 0.00 - 0.37 0.37
equal 7.55% REC 26/09/2023 Debenture AAA 0.00 - 0.37 0.37
equal 7.55% REC 26/09/2020 Debenture AAA 0.00 - 0.37 0.37
equal 7.95% Sikka Ports and Terminals 28/10/2026 Debenture AAA 0.29 - 0.36 0.36
equal 7.64% Food Corporation of India 2029 Debenture AAA 0.00 - 0.25 0.25

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 25.23 9.41 4.28 9.11
equal ICICI Bank Financial 36.13 7.67 2.67 7.63
equal State Bank of India Financial 24.53 6.06 1.11 5.89
equal Reliance Industries Energy 21.12 6.04 2.29 5.74
equal Tata Consultancy Services Technology 24.50 6.22 0.00 4.59
equal ITC FMCG 16.65 3.86 2.46 3.45
equal Infosys Technology 20.72 3.38 1.32 3.33
equal Kotak Mahindra Bank Financial 36.78 3.24 1.05 3.24
equal HDFC Financial 18.18 3.07 0.00 3.07
equal Bajaj Auto Automobile 16.37 3.39 0.00 2.89
equal Larsen & Toubro Construction 18.10 3.70 1.99 2.59
equal Gujarat State Petronet Energy 8.57 2.50 0.00 2.50
equal Varun Beverages FMCG 49.77 2.32 0.00 2.32
equal Hindustan Unilever FMCG 70.51 2.42 0.77 1.95
equal Ultratech Cement Construction 35.94 2.37 0.93 1.63
equal Maruti Suzuki India Automobile 31.60 3.76 0.91 1.44
down Kalpataru Power Trans Construction 11.08 1.91 0.00 1.42
equal Federal Bank Financial 10.31 2.44 0.00 1.35
down DLF Construction 30.70 1.39 0.00 1.15
equal Mahindra & Mahindra Automobile 29.60 1.69 0.00 1.11
equal Bosch Automobile 42.33 1.71 0.00 1.08
equal Indian Hotels Services 41.51 1.32 0.00 1.04
equal BASF India Chemicals 55.88 1.62 0.00 1.04
equal Finolex Industries Chemicals 19.13 1.01 0.00 0.99
equal Oracle Fin Ser Software Technology 15.72 1.03 0.62 0.92

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Murthy Nagarajan since 01-Apr-2017

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:

— Chandraprakash Padiyar since 03-Sep-2018

Education: Mr. Padiyar is CFA & MBA in Finance from Symbiosis Institute of Business Management, Pune.

Experience: Prior to joining TATA Mutual Fund he has worked with UTI Mutual fund, Alchemy Capital Management Pvt Ltd.

Funds Managed:

— Satish Chandra Mishra since 01-Nov-2019

Education: Mr. Mishra has done B.tech & PGDM

Experience: Prior to joining TATA Mutual Fund, he has worked with HDFC Securities Ltd. and PINC Research.

Funds Managed:


-1.27%

Change from previous, NAV as on 24-Feb-2020

Growth: ₹ 216.1215

Dividend Monthly: ₹ 57.1124

Dividend: ₹ 71.3100


Investment Strategy

The scheme seeks steady returns from debt along with growth from equities instruments. The likely equity to debt investment ratio is 70 to 30. Earlier known as Tata Equity Growth Fund, Tata Twin Balanced has been merged in to this fund.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 08-Oct-1995
Return Since Launch: 14.87%
Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 4,074 Cr (As on 31-Jan-2020)
Expense: 1.93% (As on 31-Jan-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 3.89%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly03-Feb-20200.3542

 03-Jan-20200.3542
 04-Dec-20190.3542
 04-Nov-20190.3542
 03-Oct-20190.3542
 03-Sep-20190.3542
 05-Aug-20190.3542
 04-Jul-20190.3630
 03-Jun-20190.3630
 03-May-20190.3542
 04-Apr-20190.3542
 05-Mar-20190.5047
 04-Feb-20190.5312
 03-Jan-20190.5312
 04-Dec-20180.5312
 01-Nov-20180.5312
 04-Oct-20180.5490
 04-Sep-20180.5755
 06-Aug-20180.5755
 04-Jul-20180.5755
 04-Jun-20180.5755
 04-May-20180.5932
 03-Apr-20180.5667
 05-Mar-20180.6700
 05-Feb-20180.7200
Dividend15-Mar-20195.1796

 09-Feb-20186.7500
 10-Feb-20176.3000
 04-Mar-20165.7500
 13-Feb-20158.6000
 21-Mar-20143.2500
 05-Mar-20135.5000
 15-Feb-20123.0000
 19-Mar-20103.0000
 24-Apr-20091.0000
 07-Dec-20071.0000
 13-Jul-20072.0000
 01-Dec-20064.0000
 12-Jan-20053.0000
 11-Mar-20041.5000
Growth09-Sep-20031.2500

 07-Mar-20002.5000
 25-May-19991.2500

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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