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5 star

ICICI Prudential Regular Savings Fund

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Hybrid: Conservative Hybrid

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1 Lakh

Investment Grown to
₹ 1.31 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.21 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.48 0.15 -0.08 0.44 3.09 3.97 12.53 9.33 9.28 9.99 10.15
VR MIP TRI 5.25 0.45 -0.26 0.02 4.03 4.15 14.96 9.35 8.95 8.75 8.91
Hybrid: Conservative Hybrid 6.02 0.11 0.18 1.20 4.25 5.39 13.81 7.43 7.27 8.05 8.51
Rank within category 22 11 33 34 28 23 18 8 3 2 2
Number of funds in category 34 37 37 37 36 34 34 31 31 28 26

As on 23-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 12.53 9.33 9.28 1.74 3,287
HDFC Hybrid Debt Fund  | Invest Online
4 star
 Dec-03 19.75 10.25 8.43 1.87 2,525
SBI Debt Hybrid Fund  | Invest Online
4 star
 Mar-01 18.87 10.13 8.39 1.15 1,845
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
 Dec-03 18.74 11.38 9.39 2.10 678
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
 Apr-01 14.34 10.91 8.96 1.93 655

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.62 08-Dec-2008 - 16-Dec-2008 -6.74 01-Oct-2008 - 08-Oct-2008
Month 10.64 19-Nov-2008 - 19-Dec-2008 -11.01 24-Sep-2008 - 24-Oct-2008
Quarter 22.32 12-Mar-2009 - 11-Jun-2009 -12.09 28-Jul-2008 - 27-Oct-2008
Year 35.27 25-Nov-2008 - 25-Nov-2009 -17.58 26-Oct-2007 - 27-Oct-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.20 4.44 1.12 1.16 0.60 1.78
VR MIP TRI 9.55 6.87 0.78 0.91 -- --
Hybrid: Conservative Hybrid 7.33 6.48 0.58 0.68 0.72 -0.71
Rank within category 7 4 3 4 7 4
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 31
Number of Bonds 60
Average Maturity (yrs) 3.53
Top 10 Holdings (%) 30.18
Portfolio P/B Ratio 3.96
Portfolio P/E Ratio 32.71

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 8.23 8.23
equal 9.50% Nayara Energy 29/07/2021 Bonds/NCDs AA 3.05 - 5.56 3.05
equal TMF Holdings 28/03/2022 Zero Coupon Bonds AA- 2.64 - 4.54 2.64
equal 6.58% Gujarat State 31/03/2027 State Development Loan SOV 0.00 - 2.69 2.60
equal 6.18% Gujarat State 31/03/2026 State Development Loan SOV 0.00 - 2.50 2.41
equal 7.19% Uttar Pradesh State 2031 State Development Loan SOV 0.00 - 2.43 2.33
equal 6.17% GOI 15/07/2021 GOI Securities SOV 0.00 - 2.52 2.28
equal 10.50% Prestige Estates Projects 2021 Non Convertible Debenture A+ 2.28 - 4.34 2.28
equal Embassy Office Parks REIT 2022 Non Convertible Debenture AAA 2.25 - 3.99 2.25
equal 9.40% IDBI Bank Additional Tier 1 Bond A 2.11 - 4.02 2.11
equal 7.40% Muthoot Finance 2024 Debenture AA+ 0.00 - 2.07 2.00
equal 2.00% Tata Steel 23/04/2022 Debenture AA 1.59 - 2.83 1.59
equal 6.65% Motherson Sumi Systems 14/09/2023 Non Convertible Debenture AAA 0.00 - 2.37 1.54
equal 4.60% National Bank Agr. Rur. Devp 29/07/2024 Debenture AAA 0.00 - 1.66 1.52
equal 9.75% Prism Johnson 21/08/2023 Non Convertible Debenture A+ 0.00 - 1.58 1.52
equal 6.43% Godrej Industries 26/04/2024 Non Convertible Debenture AA 0.00 - 2.22 1.52
equal 8.75% Axis Bank Additional Tier 1 Bond AA+ 1.39 - 2.67 1.39
equal Tata Value Homes 23/09/2022 Non Convertible Debenture AA 1.38 - 2.63 1.38
equal 7.30% Tata Realty and Infrastructure 2023 Debenture AA 0.00 - 1.60 1.24
equal 7.45% Manappuram Finance 22/12/2023 Non Convertible Debenture AA 0.00 - 1.46 1.24
equal Tata Motors Finance 27/02/2023 Debenture AA- 0.00 - 1.25 1.22
equal 7.90% SIS 30/03/2023 Non Convertible Debenture AA- 0.00 - 1.27 1.22
equal 10.25% Sikka Ports and Terminals 22/08/2021 Debenture AAA 1.21 - 2.40 1.21
equal 7.75% JM Financial Products 13/01/2023 Non Convertible Debenture AA 0.00 - 1.37 1.20
equal 9.61% IDFC First Bank 15/04/2024 Debenture AA 0.00 - 1.76 1.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 25.49 1.93 0.00 1.93
up HDFC Bank Financial 24.29 1.53 0.89 1.11
equal Avenue Supermarts Services 191.40 1.04 0.43 1.04
equal Axis Bank Financial 32.18 1.06 0.00 1.00
equal Motherson Sumi Systems Automobile 71.63 1.83 0.50 0.97
equal TVS Motor Company Automobile 46.56 0.92 0.41 0.88
equal Eicher Motors Automobile 51.73 1.05 0.25 0.88
equal Reliance Industries Energy 29.55 1.52 0.00 0.82
up Bharti Airtel Communication -- 0.72 0.00 0.72
up PVR Services -- 1.40 0.34 0.71
equal State Bank of India Financial 17.09 0.94 0.36 0.54
equal KNR Constructions Construction 18.63 0.64 0.41 0.54
equal Bajaj Finserv Financial 51.39 0.76 0.34 0.51
equal Hindustan Unilever FMCG 67.65 0.90 0.00 0.49
equal Titan Company Consumer Durable 155.17 0.45 0.00 0.45
equal Britannia Inds. FMCG 44.45 0.88 0.41 0.43
equal Tech Mahindra Technology 24.74 0.50 0.00 0.42
equal HDFC Financial 23.94 0.40 0.00 0.38
equal HCL Technologies Technology 23.63 0.49 0.00 0.38
equal Cipla Healthcare 31.80 0.51 0.25 0.36
equal Maruti Suzuki India Automobile 50.17 1.32 0.28 0.31
equal Ipca Laboratories Healthcare 24.51 0.61 0.00 0.29
new NTPC Energy 9.03 0.28 0.00 0.28
equal Infosys Technology 33.24 0.32 0.00 0.27
equal The Indian Hotels Company Services -- 0.60 0.00 0.27

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Manish Banthia since 16-Sep-2013

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Parag Thakkar since 28-Jun-2021

Education: Mr. Thakkar is a Commerce graduate

Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with HDFC Securities, Quant Capital and Brics Securities.

Funds Managed:

Invest Now
0.15%

Change from previous, NAV as on 23-Jul-2021

Growth: ₹ 52.6139

IDCW Quarterly: ₹ 11.5091

More

IDCW Monthly: ₹ 13.8174

IDCW Half Yearly: ₹ 12.8075

Investment Strategy

The scheme seeks to generate long-term capital appreciation by investments in money market and debt instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 30-Mar-2004
Return Since Launch: 10.06%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,287 Cr (As on 30-Jun-2021)
Expense: 1.74% (As on 30-Jun-2021)
Risk Grade: Low
Return Grade: High
Turnover: 3.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly30-Jun-20210.0509

 31-May-20210.2133
 30-Apr-20210.0774
 31-Mar-20210.0310
 26-Feb-20210.1336
 31-Dec-20200.2505
 27-Nov-20200.3551
 29-Oct-20200.1616
 30-Sep-20200.0368
 28-Aug-20200.2462
 31-Jul-20200.2924
 27-Feb-20200.0380
 30-Jan-20200.0421
 30-Dec-20190.0434
 28-Nov-20190.1217
 29-Oct-20190.1297
 27-Sep-20190.1239
 27-Jun-20190.0391
 29-May-20190.1173
 30-Apr-20190.0446
 28-Mar-20190.2023
 26-Feb-20190.0756
 29-Jan-20190.0434
 28-Dec-20180.0758
 30-Nov-20180.0856
IDCW Quarterly30-Jun-20210.2931

 31-Mar-20210.1527
 30-Dec-20200.5930
 29-Sep-20200.4571
 26-Jun-20200.0166
 27-Dec-20190.3723
 27-Jun-20190.1511
 28-Mar-20190.1943
 28-Dec-20180.2662
 28-Sep-20180.1140
 28-Jun-20180.1062
 27-Dec-20170.2165
 28-Sep-20170.1780
 30-Jun-20170.3926
 31-Mar-20170.3494
 29-Sep-20160.7353
 09-May-20160.1475
 29-Dec-20150.1000
 28-Sep-20150.1879
 26-Jun-20150.1060
 26-Mar-20150.2056
 26-Dec-20140.3060
 26-Sep-20140.2179
 26-Jun-20140.4107
 26-Mar-20140.1442
IDCW Half Yearly31-Mar-20210.8669

 30-Sep-20200.9912
 26-Sep-20190.1420
 28-Mar-20190.4964
 26-Sep-20180.2038
 27-Mar-20180.1525
 27-Sep-20170.6295
 29-Mar-20170.2690
 28-Sep-20160.9592
 28-Mar-20160.1134
 28-Sep-20150.1470
 25-Mar-20150.4128
 25-Sep-20140.4214
 25-Mar-20140.3024
 24-May-20130.4699
 26-Mar-20130.3267
 26-Sep-20120.3702
 27-Mar-20120.2311
 22-Sep-20110.1960

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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DateFriday, 23-Jul-2021
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