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5 star

ICICI Prudential Regular Savings Fund

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Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.24 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.05 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.16 0.24 0.87 1.92 7.65 2.49 9.81 7.40 8.81 11.19 9.65
VR MIP TRI 1.65 0.02 0.19 1.57 7.28 0.71 6.30 6.77 7.47 9.02 8.00
Hybrid: Conservative Hybrid 1.44 0.13 0.47 1.65 7.47 -0.29 5.56 4.12 6.16 8.66 7.68
Rank within category 12 7 8 8 13 12 9 3 3 2 2
Number of funds in category 38 38 38 38 38 38 37 35 32 30 29

As on 13-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 9.81 7.40 8.81 1.96 1,729
HDFC Hybrid Debt Fund  | Invest Online
2 star
 Dec-03 5.65 3.81 6.43 1.87 2,382
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
 Dec-03 2.48 3.01 5.57 1.78 1,679
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
 May-04 1.32 1.41 5.83 1.98 1,202
SBI Debt Hybrid Fund  | Invest Online
3 star
 Mar-01 8.62 4.22 6.81 1.80 972

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.62 (08-Dec-2008 - 16-Dec-2008) -6.74 (01-Oct-2008 - 08-Oct-2008)
Month 10.64 (19-Nov-2008 - 19-Dec-2008) -11.01 (24-Sep-2008 - 24-Oct-2008)
Quarter 22.32 (12-Mar-2009 - 11-Jun-2009) -12.09 (28-Jul-2008 - 27-Oct-2008)
Year 35.27 (25-Nov-2008 - 25-Nov-2009) -17.58 (26-Oct-2007 - 27-Oct-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.46 4.41 0.28 0.31 0.62 0.61
VR MIP TRI 6.24 6.56 0.16 0.18 -- --
Hybrid: Conservative Hybrid 3.79 7.10 -0.15 -0.11 0.84 -2.29
Rank within category 5 5 2 4 11 5
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 34
Number of Bonds 34
Average Maturity (yrs) * 3.04
Top 10 Holdings (%) 46.29
Portfolio P/B Ratio 3.33
Portfolio P/E Ratio 27.71

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.55% Talwandi Sabo Power 23/04/2021 Debenture AA 5.56 - 6.28 5.56
equal 8.37% HUDCO 25/03/2029 Debenture AAA 5.56 - 6.84 5.56
equal 9.50% Nayara Energy 29/07/2021 Bonds/NCDs AA 5.56 - 6.29 5.56
up 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 4.93 4.93
equal TMF Holdings 28/03/2022 Zero Coupon Bonds AA- 0.00 - 4.86 4.54
equal 10.50% Prestige Estates Projects 2021 Non Convertible Debenture A+ 4.26 - 4.81 4.34
equal 11.95% Aqua Space Developers 27/06/2022 Non Convertible Debenture A 4.33 - 6.49 4.33
equal 9.40% IDBI Bank Bonds A 3.86 - 4.44 4.02
equal Embassy Office Parks REIT 2022 Non Convertible Debenture AAA 3.73 - 4.24 3.99
equal 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 9.24 3.22
equal 2.00% Tata Steel 23/04/2022 Debenture AA 2.83 - 4.95 2.83
equal 8.75% Axis Bank 28/06/2022 Bonds AA+ 2.61 - 2.87 2.67
equal Tata Value Homes 23/09/2022 Non Convertible Debenture AA 0.00 - 2.93 2.63
equal 7.27% GOI 2026 GOI Securities SOV 0.00 - 3.14 2.52
equal 10.25% Sikka Ports and Terminals 22/08/2021 Debenture AAA 2.34 - 2.64 2.40
equal 10.55% JMC Projects (I) 21/10/2022 Non Convertible Debenture A+ 0.00 - 2.25 2.04
equal 9.20% ICICI Bank 31/12/2050 Bonds AA+ 1.47 - 1.63 1.49
equal 8.80% Bombay Burmah 30/04/2023 Non Convertible Debenture AA 0.00 - 1.62 1.48
equal 8.80% Bombay Burmah 30/04/2022 Non Convertible Debenture AA 0.00 - 1.62 1.47
equal 5.79% GOI 2030 GOI Securities SOV 0.00 - 1.56 1.44
new 7.50% Godrej Properties 31/07/2023 Zero Coupon Bonds AA 0.00 - 1.44 1.44
equal SREI Equipment Finance Zero Coupon Bonds A+ 0.00 - 1.43 1.25
equal PVR 2021 Debenture AA 0.00 - 1.32 1.18
new 8.75% Manappuram Finance 2022 Non Convertible Debenture AA 0.00 - 1.16 1.16
equal 9.95% Indian Hotels 27/07/2021 Debenture AA 0.88 - 0.98 0.88

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 33.78 1.52 0.00 1.52
equal HDFC Bank Financial 20.43 1.60 1.08 1.21
equal ICICI Bank Financial 23.43 1.57 0.00 1.06
equal Britannia Inds. FMCG 54.00 1.54 0.62 0.86
equal Hindustan Unilever FMCG 75.37 0.90 0.00 0.84
equal Asian Paints Chemicals 76.21 0.89 0.00 0.80
equal Eicher Motors Automobile 32.38 0.79 0.00 0.79
equal Motherson Sumi Systems Automobile -- 1.86 0.50 0.72
up PVR Services 253.55 1.40 0.58 0.67
equal Avenue Supermarts Services 140.47 0.82 0.43 0.65
equal Interglobe Aviation Services -- 0.67 0.29 0.58
equal Ipca Laboratories Healthcare 27.24 0.61 0.00 0.52
equal Cipla Healthcare 37.24 0.51 0.25 0.51
equal TVS Motor Co. Automobile 68.44 1.46 0.41 0.51
equal Tata Consultancy Services Technology 27.11 0.52 0.00 0.50
equal Tech Mahindra Technology 16.65 0.75 0.00 0.50
equal Maruti Suzuki India Automobile 50.41 1.96 0.50 0.50
equal Bajaj Finserv Financial 27.02 0.96 0.39 0.49
equal State Bank of India Financial 8.34 1.16 0.44 0.47
equal KNR Constructions Construction 11.41 1.33 0.42 0.45
equal Axis Bank Financial 81.07 0.78 0.00 0.44
equal Biocon Healthcare 68.18 0.44 0.00 0.43
equal ITC FMCG 17.14 0.79 0.36 0.38
equal Infosys Technology 23.79 0.32 0.00 0.32
equal HDFC Financial 14.73 0.30 0.00 0.28

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2020

*As on 30-Jun-2020

Fund Manager

— Manish Banthia since 16-Sep-2013

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Rajat Chandak since 18-Feb-2015

Education: Mr. Chandak is a B.Com (H) and MBA.

Experience: He has been associated with ICICI Prudential AMC since 2008.

Funds Managed:

Invest Now
0.24%

Change from previous, NAV as on 13-Aug-2020

Growth: ₹ 47.2782

Dividend Quarterly: ₹ 11.7579

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Dividend Monthly: ₹ 13.8939

Dividend Half Yearly: ₹ 13.2898

Investment Strategy

The scheme seeks to generate long-term capital appreciation by investments in money market and debt instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 30-Mar-2004
Return Since Launch: 9.95%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,729 Cr (As on 31-Jul-2020)
Expense: 1.96% (As on 30-Jun-2020)
Risk Grade: Below Average
Return Grade: High
Turnover: 6.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly31-Jul-20200.2924

 27-Feb-20200.0380
 30-Jan-20200.0421
 30-Dec-20190.0434
 28-Nov-20190.1217
 29-Oct-20190.1297
 27-Sep-20190.1239
 27-Jun-20190.0391
 29-May-20190.1173
 30-Apr-20190.0446
 28-Mar-20190.2023
 26-Feb-20190.0756
 29-Jan-20190.0434
 28-Dec-20180.0758
 30-Nov-20180.0856
 29-Oct-20180.0416
 28-Sep-20180.0439
 27-Aug-20180.0851
 27-Jul-20180.1233
 27-Jun-20180.0564
 17-May-20180.0289
 26-Apr-20180.0926
 23-Mar-20180.0385
 23-Feb-20180.0406
 25-Jan-20180.0406
Dividend Quarterly26-Jun-20200.0166

 27-Dec-20190.3723
 27-Jun-20190.1511
 28-Mar-20190.1943
 28-Dec-20180.2662
 28-Sep-20180.1140
 28-Jun-20180.1062
 27-Dec-20170.2165
 28-Sep-20170.1780
 30-Jun-20170.3926
 31-Mar-20170.3494
 29-Sep-20160.7353
 09-May-20160.1475
 29-Dec-20150.1000
 28-Sep-20150.1879
 26-Jun-20150.1060
 26-Mar-20150.2056
 26-Dec-20140.3060
 26-Sep-20140.2179
 26-Jun-20140.4107
 26-Mar-20140.1442
 26-Dec-20130.1619
 25-Sep-20130.1363
 24-May-20130.2872
 25-Mar-20130.1926
Dividend Half Yearly26-Sep-20190.1420

 28-Mar-20190.4964
 26-Sep-20180.2038
 27-Mar-20180.1525
 27-Sep-20170.6295
 29-Mar-20170.2690
 28-Sep-20160.9592
 28-Mar-20160.1134
 28-Sep-20150.1470
 25-Mar-20150.4128
 25-Sep-20140.4214
 25-Mar-20140.3024
 24-May-20130.4699
 26-Mar-20130.3267
 26-Sep-20120.3702
 27-Mar-20120.2311
 22-Sep-20110.1960

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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