VR Logo

UTI Liquid Cash Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.23 0.01 0.09 0.42 1.28 2.79 6.51 6.88 7.29 7.80 7.87
Debt: Liquid 0.22 0.01 0.09 0.41 1.24 2.70 6.23 6.54 7.05 7.63 7.75
Rank within category 22 29 27 19 21 18 12 10 11 17 16
Number of funds in category 42 42 42 42 42 42 41 36 35 34 28

As on 17-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 0.88 (24-Jul-2013 - 23-Aug-2013) 0.30 (27-Dec-2009 - 26-Jan-2010)
Quarter 2.64 (24-Jul-2013 - 23-Oct-2013) 0.95 (14-Dec-2009 - 15-Mar-2010)
Year 9.78 (02-Sep-2011 - 01-Sep-2012) 4.36 (11-Jun-2009 - 11-Jun-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.70 0.21 4.72 7.00 0.35 1.55
Debt: Liquid 6.38 0.50 3.90 6.47 0.51 1.50
Rank within category 11 20 13 16 23 9
Number of funds in category 36 36 36 34 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 110 216 108 53
Modified Duration (yrs) 0.11 0.11 0.09 0.10
Average Maturity (yrs) 0.12 0.17 0.07 0.10
Yield to Maturity (%) 5.31 7.29 5.25 5.28

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new National Bank Agr. Rur. Devp 55-D 12/02/2020 Commercial Paper A1+ 0.00 - 6.52 6.52
new Chennai Petroleum Corp. 34-D 03/02/2020 Commercial Paper A1+ 0.00 - 4.90 4.90
up 8.19% GOI 16/01/2020 Central Government Loan SOV 0.00 - 4.56 4.56
new HDFC 56-D 20/02/2020 Commercial Paper A1+ 0.00 - 3.26 3.26
new Reserve Bank of India 91-D 26/03/2020 Treasury Bills SOV 0.00 - 3.24 3.24
down Hindustan Zinc 90-D 23/01/2020 Commercial Paper A1+ 0.00 - 3.19 3.19
new Chennai Petroleum Corp. 60-D 17/01/2020 Commercial Paper A1+ 0.00 - 2.70 2.70
new Reserve Bank of India 364-D 20/02/2020 Treasury Bills SOV 0.00 - 2.41 2.41
equal Reliance Retail Ltd. 77-D 03/01/2020 Commercial Paper A1+ 0.00 - 1.97 1.97
equal Reserve Bank of India 182-D 06/02/2020 Treasury Bills SOV 0.00 - 1.96 1.96
equal L&T Finance 90-D 13/02/2020 Commercial Paper A1+ 0.00 - 1.96 1.96
down IRFC 89-D 17/02/2020 Commercial Paper A1+ 0.00 - 1.88 1.87
new Indusind Bank 27/01/2020 Certificate of Deposit A1+ 0.00 - 1.72 1.72
equal Reliance Retail Ltd. 77-D 24/01/2020 Commercial Paper A1+ 0.00 - 1.64 1.64
equal IDFC First Bank 2020 Certificate of Deposit A1+ 0.00 - 1.64 1.64
equal IDFC First Bank 30/01/2020 Certificate of Deposit A1+ 0.00 - 1.63 1.63
new Bajaj Housing Finance 91-D 04/03/2020 Commercial Paper A1+ 0.00 - 1.63 1.63
equal SAIL 91-D 20/02/2020 Commercial Paper A1+ 0.00 - 1.63 1.63
new Reserve Bank of India 91-D 05/03/2020 Treasury Bills SOV 0.00 - 1.63 1.63
new Indusind Bank 27/02/2020 Certificate of Deposit A1+ 0.00 - 1.63 1.63
equal Reliance Industries 91-D 17/02/2020 Commercial Paper A1+ 0.00 - 1.63 1.63
equal Vedanta 90-D 12/02/2020 Commercial Paper A1+ 0.00 - 1.63 1.63
new Reliance Jio Infocomm 88-D 27/03/2020 Commercial Paper A1+ 0.00 - 1.62 1.62
new Reserve Bank of India 91-D 19/03/2020 Treasury Bills SOV 0.00 - 1.62 1.62
new Tata Power 88-D 06/03/2020 Commercial Paper A1+ 0.00 - 1.54 1.54

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 4 years.

Funds Managed:


--

Change from previous, NAV as on 19-Jan-2020

Growth: ₹ 3,202.0357

Flexi Dividend: ₹ 1,163.6715

More

Dividend Yearly: ₹ 1,411.9101

Dividend Weekly: ₹ 1,053.4554

Dividend Quarterly: ₹ 1,333.1181

Dividend Monthly: ₹ 1,027.6405

Dividend Half Yearly: ₹ 1,003.6511

Dividend Fortnightly: ₹ 1,155.3458

Dividend Daily: ₹ 1,019.4457


Investment Strategy

The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 10-Dec-2003
Return Since Launch: 7.34%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 30,477 Cr (As on 31-Dec-2019)
Expense: 0.23% (As on 30-Nov-2019)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily17-Jan-20200.0986

 16-Jan-20200.1023
 15-Jan-20200.0906
 14-Jan-20200.0836
 13-Jan-20200.0739
 12-Jan-20200.0988
 11-Jan-20200.0988
 10-Jan-20200.0734
 09-Jan-20200.0999
 08-Jan-20200.0926
 07-Jan-20200.1044
 06-Jan-20200.0927
 05-Jan-20200.0964
 04-Jan-20200.0965
 03-Jan-20200.0900
 02-Jan-20200.1590
 01-Jan-20200.1102
 31-Dec-20190.1003
 30-Dec-20190.0970
 29-Dec-20190.1009
 28-Dec-20190.1008
 27-Dec-20190.1191
 26-Dec-20190.1029
 25-Dec-20190.1004
 24-Dec-20190.0993
Dividend Weekly14-Jan-20200.6415

 07-Jan-20200.7742
 31-Dec-20190.7455
 24-Dec-20190.7291
 17-Dec-20190.7262
 10-Dec-20190.6940
 03-Dec-20190.7929
 26-Nov-20190.7702
 19-Nov-20190.6600
 13-Nov-20190.8239
 05-Nov-20190.7707
 29-Oct-20190.7597
 22-Oct-20190.7158
 15-Oct-20190.7860
 09-Oct-20190.9778
 01-Oct-20191.0512
 24-Sep-20190.6048
 17-Sep-20190.7079
 11-Sep-20190.9659
 03-Sep-20190.7913
 27-Aug-20190.8183
 20-Aug-20190.8125
 13-Aug-20190.9101
 06-Aug-20190.8996
 30-Jul-20190.9456
Dividend Fortnightly10-Jan-20201.7376

 26-Dec-20191.8267
 10-Dec-20191.7515
 25-Nov-20191.6957
 11-Nov-20191.9693
 25-Oct-20191.8766
 10-Oct-20192.2496
 25-Sep-20191.5524
 11-Sep-20192.0626
 26-Aug-20191.6534
 13-Aug-20192.7398
 25-Jul-20192.2057
 10-Jul-20192.3772
 25-Jun-20192.2955
 10-Jun-20192.2861
 27-May-20192.8708
 10-May-20192.3408
 25-Apr-20192.3404
 10-Apr-20193.2546
 25-Mar-20192.2856
 11-Mar-20192.2014
 25-Feb-20192.2124
 11-Feb-20192.7160
 25-Jan-20192.4242
 10-Jan-20192.5522
Dividend Monthly01-Jan-20203.0321

 02-Dec-20193.2553
 01-Nov-20193.5315
 01-Oct-20193.2481
 03-Sep-20193.8598
 01-Aug-20194.1966
 01-Jul-20193.8517
 03-Jun-20194.7413
 02-May-20194.1403
 02-Apr-20195.2069
 02-Mar-20194.4806
 02-Feb-20194.4806
 01-Jan-20194.3716
 03-Dec-20184.8310
 01-Nov-20184.7173
 02-Oct-20184.0611
 03-Sep-20184.7105
 01-Aug-20184.4303
 02-Jul-20184.7407
 02-Jun-20184.1081
 02-May-20183.9629
 03-Apr-20185.4463
 02-Mar-20183.7250
 01-Feb-20184.0657
 01-Jan-20183.6354

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM