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UTI Liquid Cash Fund - Regular Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.00 0.01 0.06 0.29 0.81 1.66 3.24 4.79 5.67 6.34 7.21
CCIL T Bill Liquidity Weight 1.88 0.03 0.04 0.17 0.43 1.08 2.05 3.24 3.53 3.99 4.48
Debt: Liquid 2.93 0.01 0.06 0.29 0.79 1.60 3.17 4.62 5.49 6.18 7.10
Rank within category 12 28 17 17 10 8 12 12 11 12 18
Number of funds in category 41 42 42 42 42 42 41 38 35 34 33

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 3.24 4.79 5.67 0.23% 25,609
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.19 4.79 5.65 0.32% 35,561
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.23 4.84 5.70 0.32% 29,710
Axis Liquid Fund
4 star
 Oct-09 3.25 4.82 5.71 0.26% 22,877
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.19 4.82 5.69 0.32% 20,961

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.55 24-Mar-2020 - 31-Mar-2020 -0.25 17-Mar-2020 - 24-Mar-2020
Month 0.93 24-Mar-2020 - 23-Apr-2020 0.07 23-Feb-2020 - 24-Mar-2020
Quarter 2.64 24-Jul-2013 - 23-Oct-2013 0.72 21-Oct-2020 - 20-Jan-2021
Year 9.78 02-Sep-2011 - 01-Sep-2012 3.18 28-Oct-2020 - 28-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.70 0.48 1.90 13.25 1.03 1.54
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34
Rank within category 12 24 11 5 24 13
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 71 99 63 35
Modified Duration (yrs) 0.07 0.14 0.06 --
Average Maturity (yrs) 0.08 0.14 0.06 --
Yield to Maturity (%) 3.62 3.62 2.92 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 364-D 11/11/2021 Treasury Bills SOV 0.00 - 4.68 4.68
up Bharti Airtel 45-D 01/11/2021 Commercial Paper A1+ 0.00 - 4.10 4.10
new 8.79% GOI 2021 Central Government Loan SOV 0.00 - 3.91 3.91
equal Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 2.72 2.72
new HDFC 85-D 14/01/2022 Commercial Paper A1+ 0.00 - 2.71 2.71
equal Reliance Retail Ventures 91-D 16/11/2021 Commercial Paper A1+ 0.00 - 1.95 1.95
equal Reliance Retail Ventures 85-D 30/11/2021 Commercial Paper A1+ 0.00 - 1.95 1.95
equal Reserve Bank of India 91-D 04/11/2021 Treasury Bills SOV 0.00 - 1.95 1.95
new Hindustan Petroleum Corporation 41-D 16/11/2021 Commercial Paper A1+ 0.00 - 1.95 1.95
new Tata Steel 38-D 29/11/2021 Commercial Paper A1+ 0.00 - 1.95 1.95
equal HDFC Bank 2021 Certificate of Deposit A1+ 0.00 - 1.95 1.95
equal MRPL 90-D 07/12/2021 Commercial Paper A1+ 0.00 - 1.95 1.95
new Reserve Bank of India 182-D 30/12/2021 Treasury Bills SOV 0.00 - 1.94 1.94
new Reliance Jio Infocomm 91-D 17/01/2022 Commercial Paper A1+ 0.00 - 1.94 1.94
equal Reliance Retail Ventures 91-D 22/12/2021 Commercial Paper A1+ 0.00 - 1.94 1.94
equal Godrej & Boyce Mfg. Co. 91-D 22/12/2021 Commercial Paper A1+ 0.00 - 1.94 1.94
equal Reliance Jio Infocomm 92-D 06/12/2021 Commercial Paper A1+ 0.00 - 1.56 1.56
equal Chennai Petroleum Corporation 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 1.55 1.55
equal Tata Power Company 89-D 15/12/2021 Commercial Paper A1+ 0.00 - 1.36 1.36
new Indian Oil Corporation 43-D 18/11/2021 Commercial Paper A1+ 0.00 - 1.27 1.27
equal Kotak Securities 91-D 02/11/2021 Commercial Paper A1+ 0.00 - 1.17 1.17
equal IDFC First Bank 2021 Certificate of Deposit A1+ 0.00 - 1.17 1.17
new Kotak Securities 84-D 24/12/2021 Commercial Paper A1+ 0.00 - 1.16 1.16
new Tata Steel 29-D 26/11/2021 Commercial Paper A1+ 0.00 - 0.97 0.97
new National Bank Agr. Rur. Devp 90-D 12/01/2022 Commercial Paper A1+ 0.00 - 0.97 0.97

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Education: Mr. Sharma is a B.Com, CA, FRM

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 5 years.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 05-Dec-2021

Growth: ₹ 3,428.0526

IDCW Yearly: ₹ 1,511.5690

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IDCW Weekly: ₹ 1,053.2291

IDCW Quarterly: ₹ 1,427.2543

IDCW Monthly: ₹ 1,030.6406

IDCW Half Yearly: ₹ 1,052.3584

IDCW Fortnightly: ₹ 1,155.0678

IDCW Daily: ₹ 1,069.1437

Flexi IDCW: ₹ 1,245.8026

Investment Strategy

The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 10-Dec-2003
Return Since Launch: 6.95%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 25,609 Cr (As on 31-Oct-2021)
Expense: 0.23% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly01-Dec-20212.5985

 01-Nov-20212.5978
 01-Oct-20212.9349
 01-Sep-20212.0493
 02-Aug-20212.8800
 01-Jul-20213.4699
 01-Jun-20212.4565
 03-May-20210.2471
 05-Apr-20210.8808
 01-Mar-20212.9837
 01-Feb-20212.0359
 02-Jan-20212.5675
 01-Jan-20212.5675
 01-Dec-20202.5130
 02-Nov-20202.8937
 01-Oct-20202.7207
 01-Sep-20202.7014
 03-Aug-20202.8290
 01-Jul-20203.3149
 01-Jun-20203.8909
 04-May-20204.2029
 03-Apr-20205.8912
 02-Mar-20202.8213
 03-Feb-20203.2874
 01-Jan-20203.0321
IDCW Weekly30-Nov-20210.7203

 23-Nov-20210.6670
 16-Nov-20210.7023
 09-Nov-20210.8469
 02-Nov-20210.6347
 26-Oct-20210.4304
 20-Oct-20210.6365
 12-Oct-20210.7558
 05-Oct-20210.6743
 28-Sep-20210.5520
 21-Sep-20210.6042
 14-Sep-20210.6058
 07-Sep-20210.6122
 31-Aug-20210.6601
 24-Aug-20210.6667
 17-Aug-20210.7274
 11-Aug-20210.6744
 03-Aug-20210.6572
 27-Jul-20210.7007
 20-Jul-20210.6712
 13-Jul-20210.7100
 06-Jul-20210.6220
 29-Jun-20210.7146
 22-Jun-20210.6497
 15-Jun-20210.6477
IDCW Fortnightly25-Nov-20211.6530

 10-Nov-20211.8097
 25-Oct-20211.2047
 11-Oct-20211.5076
 27-Sep-20211.3097
 13-Sep-20211.8616
 25-Aug-20211.6352
 11-Aug-20211.5656
 26-Jul-20211.5193
 12-Jul-20211.7896
 25-Jun-20211.5432
 10-Jun-20211.6768
 25-May-20211.4880
 10-May-20211.2824
 26-Apr-20211.4127
 12-Apr-20211.9045
 25-Mar-20211.6161
 10-Mar-20211.1109
 25-Feb-20211.7022
 10-Feb-20211.6689
 25-Jan-20211.2915
 11-Jan-20211.1763
 28-Dec-20201.6677
 10-Dec-20201.2295
 25-Nov-20201.5167
IDCW Daily30-Jun-20200.1045

 29-Jun-20200.1034
 28-Jun-20200.1043
 27-Jun-20200.1043
 26-Jun-20200.1058
 25-Jun-20200.1039
 24-Jun-20200.1045
 23-Jun-20200.1045
 22-Jun-20200.1044
 21-Jun-20200.1046
 20-Jun-20200.1046
 19-Jun-20200.1047
 18-Jun-20200.1087
 17-Jun-20200.1051
 16-Jun-20200.1065
 15-Jun-20200.1090
 14-Jun-20200.1102
 13-Jun-20200.1102
 12-Jun-20200.1102
 11-Jun-20200.1106
 10-Jun-20200.1130
 09-Jun-20200.1129
 08-Jun-20200.1121
 07-Jun-20200.1152
 06-Jun-20200.1152

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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