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UTI Liquid Cash Fund - Regular Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.57 0.01 0.07 0.29 0.83 1.86 4.62 6.30 6.68 7.30 7.82
CCIL T Bill Liquidity Weight 2.68 0.01 0.05 0.22 0.58 1.34 3.27 3.94 4.14 4.58 4.76
Debt: Liquid 3.41 0.01 0.06 0.28 0.82 1.78 4.42 6.01 6.42 7.11 7.68
Rank within category 15 5 8 10 11 12 15 11 11 14 18
Number of funds in category 40 40 40 40 40 40 40 36 35 34 31

As on 20-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 4.62 6.30 6.68 0.24 24,597
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 4.72 6.30 6.68 0.32 44,170
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
 Mar-04 4.75 6.36 6.73 0.31 32,611
Nippon India Liquid Fund  | Invest Online
5 star
 Dec-03 4.72 6.36 6.72 0.30 24,930
Axis Liquid Fund  | Invest Online
4 star
 Oct-09 4.73 6.35 6.72 0.25 24,817

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.55 (24-Mar-2020 - 31-Mar-2020) -0.25 (17-Mar-2020 - 24-Mar-2020)
Month 0.93 (24-Mar-2020 - 23-Apr-2020) 0.07 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.64 (24-Jul-2013 - 23-Oct-2013) 0.79 (30-Jun-2020 - 29-Sep-2020)
Year 9.78 (02-Sep-2011 - 01-Sep-2012) 4.36 (11-Jun-2009 - 11-Jun-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.18 0.39 2.87 3.87 0.76 2.00
CCIL T Bill Liquidity Weight 3.90 0.32 -3.63 -6.95 -- --
Debt: Liquid 5.91 0.56 2.34 3.12 0.78 1.75
Rank within category 11 19 11 6 21 12
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 75 123 60 36
Modified Duration (yrs) 0.15 0.15 0.07 0.10
Average Maturity (yrs) 0.15 0.15 0.08 0.09
Yield to Maturity (%) 3.36 5.48 3.34 3.38
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 03/12/2020 Treasury Bills SOV 0.00 - 10.51 10.51
new Reserve Bank of India 91-D 17/12/2020 Treasury Bills SOV 0.00 - 7.07 7.07
equal Reserve Bank of India 91-D 05/11/2020 Treasury Bills SOV 0.00 - 6.08 6.08
new Reserve Bank of India 91-D 24/12/2020 Treasury Bills SOV 0.00 - 6.05 6.05
equal Reserve Bank of India 91-D 22/10/2020 Treasury Bills SOV 0.00 - 5.48 5.48
new Reserve Bank of India 182-D 17/12/2020 Treasury Bills SOV 0.00 - 4.85 4.85
new HDFC 340-D 27/11/2020 Commercial Paper A1+ 0.00 - 4.04 4.04
equal Reserve Bank of India 182-D 26/11/2020 Treasury Bills SOV 0.00 - 2.83 2.83
up Hindustan Zinc 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 2.43 2.43
new Indian Oil Corp. 56-D 29/10/2020 Commercial Paper A1+ 0.00 - 2.23 2.23
new Reserve Bank of India 182-D 22/10/2020 Treasury Bills SOV 0.00 - 2.03 2.03
new Reserve Bank of India 182-D 29/10/2020 Treasury Bills SOV 0.00 - 2.03 2.03
equal National Bank Agr. Rur. Devp 91-D 08/10/2020 Commercial Paper A1+ 0.00 - 2.03 2.03
new Reliance Industries 91-D 16/12/2020 Commercial Paper A1+ 0.00 - 2.02 2.02
new IDFC First Bank 21/12/2020 Certificate of Deposit A1+ 0.00 - 2.02 2.02
equal Reliance Industries 87-D 26/11/2020 Commercial Paper A1+ 0.00 - 2.02 2.02
new National Bank Agr. Rur. Devp 90-D 28/12/2020 Commercial Paper A1+ 0.00 - 2.02 2.02
new Chennai Petroleum Corp. 91-D 03/12/2020 Commercial Paper A1+ 0.00 - 1.82 1.82
new MRPL 90-D 24/12/2020 Commercial Paper A1+ 0.00 - 1.41 1.41
new Larsen & Toubro 270-D 15/12/2020 Commercial Paper A1+ 0.00 - 1.41 1.41
equal RBL Bank 2020 Certificate of Deposit A1+ 0.00 - 1.22 1.22
equal Reserve Bank of India 364-D 29/10/2020 Treasury Bills SOV 0.00 - 1.22 1.22
equal Bharat Oman Refineries 90-D 29/10/2020 Commercial Paper A1+ 0.00 - 1.22 1.22
equal Reliance Industries 90-D 27/10/2020 Commercial Paper A1+ 0.00 - 1.22 1.22
new L&T Finance 59-D 27/11/2020 Commercial Paper A1+ 0.00 - 1.21 1.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 4 years.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 20-Oct-2020

Growth: ₹ 3,307.8245

Flexi Dividend: ₹ 1,202.1163

More

Dividend Yearly: ₹ 1,458.5579

Dividend Weekly: ₹ 1,053.4616

Dividend Quarterly: ₹ 1,377.1628

Dividend Monthly: ₹ 1,027.0017

Dividend Half Yearly: ₹ 1,015.4397

Dividend Fortnightly: ₹ 1,154.9154

Dividend Daily: ₹ 1,031.6125

Investment Strategy

The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 10-Dec-2003
Return Since Launch: 7.21%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 24,597 Cr (As on 30-Sep-2020)
Expense: 0.24% (As on 30-Sep-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Weekly13-Oct-20200.6815

 06-Oct-20200.7662
 29-Sep-20200.6974
 22-Sep-20200.6266
 15-Sep-20200.5650
 08-Sep-20200.6008
 01-Sep-20200.6636
 25-Aug-20200.6139
 18-Aug-20200.7277
 11-Aug-20200.6650
 04-Aug-20200.6543
 28-Jul-20200.5988
 21-Jul-20200.5998
 14-Jul-20200.6659
 07-Jul-20200.6461
 30-Jun-20200.8100
 23-Jun-20200.8293
 16-Jun-20200.9272
 09-Jun-20200.6071
 02-Jun-20200.5239
 26-May-20200.9706
 19-May-20201.1557
 12-May-20201.2007
 05-May-20200.8199
 28-Apr-20200.8295
Dividend Fortnightly12-Oct-20201.9230

 25-Sep-20201.4616
 10-Sep-20201.5398
 25-Aug-20201.5887
 10-Aug-20201.3939
 27-Jul-20201.6491
 10-Jul-20201.6142
 25-Jun-20202.1071
 10-Jun-20201.3728
 26-May-20202.6219
 11-May-20201.9079
 27-Apr-20202.6732
 13-Apr-20206.1352
 11-Mar-20201.9871
 25-Feb-20201.7378
 10-Feb-20201.6103
 27-Jan-20201.8692
 10-Jan-20201.7376
 26-Dec-20191.8267
 10-Dec-20191.7515
 25-Nov-20191.6957
 11-Nov-20191.9693
 25-Oct-20191.8766
 10-Oct-20192.2496
 25-Sep-20191.5524
Dividend Monthly01-Oct-20202.7207

 01-Sep-20202.7014
 03-Aug-20202.8290
 01-Jul-20203.3149
 01-Jun-20203.8909
 04-May-20204.2029
 03-Apr-20205.8912
 02-Mar-20202.8213
 03-Feb-20203.2874
 01-Jan-20203.0321
 02-Dec-20193.2553
 01-Nov-20193.5315
 01-Oct-20193.2481
 03-Sep-20193.8598
 01-Aug-20194.1966
 01-Jul-20193.8517
 03-Jun-20194.7413
 02-May-20194.1403
 02-Apr-20195.2069
 02-Mar-20194.4806
 02-Feb-20194.4806
 01-Jan-20194.3716
 03-Dec-20184.8310
 01-Nov-20184.7173
 02-Oct-20184.0611
Dividend Daily30-Jun-20200.1045

 29-Jun-20200.1034
 28-Jun-20200.1043
 27-Jun-20200.1043
 26-Jun-20200.1058
 25-Jun-20200.1039
 24-Jun-20200.1045
 23-Jun-20200.1045
 22-Jun-20200.1044
 21-Jun-20200.1046
 20-Jun-20200.1046
 19-Jun-20200.1047
 18-Jun-20200.1087
 17-Jun-20200.1051
 16-Jun-20200.1065
 15-Jun-20200.1090
 14-Jun-20200.1102
 13-Jun-20200.1102
 12-Jun-20200.1102
 11-Jun-20200.1106
 10-Jun-20200.1130
 09-Jun-20200.1129
 08-Jun-20200.1121
 07-Jun-20200.1152
 06-Jun-20200.1152

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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