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3 star

Axis Regular Saver Fund - Direct Plan download report


1 Lakh

Investment Grown to
₹ 1.35 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.13 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Axis Regular Saver Direct-G 0.59 0.04 0.60 3.40 4.60 0.97 4.47 10.56 7.77 7.76 --
VR MIP TRI 1.72 0.06 0.74 4.56 5.65 1.63 5.50 8.92 8.30 8.37 --
Hybrid: Conservative Hybrid 2.22 0.08 0.59 2.72 4.10 2.04 6.00 8.72 7.22 8.08 --
Rank within category 27 25 19 3 9 24 21 7 9 14 --
Number of funds in category 34 35 35 35 35 34 34 30 28 27 0

As on 12-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Axis Regular Saver Fund - Direct Plan
3 star
Jan-13 4.47 10.56 7.77 0.78 448
SBI Conservative Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 8.03 11.76 8.30 0.56 6,286
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 7.57 10.35 9.13 0.99 3,267
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 7.53 12.74 9.88 0.45 1,523
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 4.99 11.08 9.13 0.56 1,150

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.56 24-Mar-2020 - 31-Mar-2020 -5.55 03-Jun-2019 - 10-Jun-2019
Month 5.93 07-May-2014 - 06-Jun-2014 -9.34 20-Feb-2020 - 23-Mar-2020
Quarter 10.42 24-Mar-2020 - 23-Jun-2020 -7.17 23-Dec-2019 - 23-Mar-2020
Year 26.30 29-Jan-2014 - 29-Jan-2015 -6.00 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Axis Regular Saver Direct-G 10.05 5.52 1.19 1.42 0.72 3.03
VR MIP TRI 8.41 7.21 0.68 0.88 -- --
Hybrid: Conservative Hybrid 8.28 6.39 0.81 0.98 0.66 1.54
Rank within category 7 14 6 3 16 7
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 39
Number of Bonds 38
Average Maturity (yrs) 4.43
Top 10 Holdings (%) 40.38
Portfolio P/B Ratio 4.90
Portfolio P/E Ratio 33.38

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 1.42 - 9.07 8.76
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 8.45 8.45
equal SIDBI 2023 Commercial Paper A1+ 0.00 - 5.58 5.38
new Vedanta 183-D 21/10/2022 Commercial Paper A1+ 0.00 - 3.30 3.30
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 4.21 3.21
equal 8.83% GOI 25/11/2023 Central Government Loan SOV 2.30 - 3.45 2.30
up 7.38% GOI 20/06/2027 GOI Securities SOV 0.00 - 2.26 2.26
equal 7.16% GOI 20/05/2023 Central Government Loan SOV 0.00 - 2.99 2.25
new 7.28% HDFC 2024 Debenture AAA 0.00 - 2.24 2.24
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 3.34 2.23
new 7.75% JM Financial Products 13/01/2023 Non Convertible Debenture AA 0.00 - 2.23 2.23
equal 5.09% National Bank Agr. Rur. Devp 2024 Non Convertible Debenture AAA 2.21 - 3.19 2.21
equal 4.58% SIDBI 18/12/2023 Debenture AAA 2.17 - 3.16 2.17
equal 6.72% India Grid Trust 14/09/2026 Non Convertible Debenture AAA 0.00 - 2.95 2.16
equal 8.29% Andhra Pradesh State 13/01/2026 State Development Loan SOV 2.07 - 3.10 2.07
equal 7.04% GOI 15/06/2027 GOI Securities SOV 0.00 - 1.89 1.65
equal 6.93% GOI 15/12/2027 GOI Securities SOV 0.00 - 1.81 1.59
equal 8.76% Madhya Pradesh State 24/02/2026 State Development Loan SOV 1.17 - 1.75 1.17
equal 8.99% Bank of Baroda Additional Tier 1 Bond AA+ 1.15 - 1.67 1.15
equal 8.21% Rajasthan State 31/03/2023 State Development Loan SOV 0.00 - 1.38 1.13
equal 7.35% Mahindra Rural Housing Finance 2022 Debenture AA+ 1.12 - 1.60 1.12
new 9.50% Prestige Projects Private 2026 Debenture A+ 0.00 - 1.11 1.11
equal 5.85% Cholamandalam Investment & Finance Company 21/03/2023 Debenture AA+ 1.11 - 1.59 1.11
equal 7.33% LIC Housing Fin. 2025 Debenture AAA 1.11 - 1.66 1.11
equal 8.44% Indian Bank Additional Tier 1 Bond AA+ 0.00 - 1.41 1.11

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 21.96 2.06 0.62 2.06
equal Bajaj Finance Financial 51.32 2.08 0.90 2.03
equal Avenue Supermarts Services 137.66 1.80 0.70 1.80
up Tata Consultancy Services Technology 32.06 1.92 0.84 1.74
equal Infosys Technology 30.12 1.98 0.56 1.49
equal HDFC Bank Financial 20.78 2.13 0.95 1.23
up Kotak Mahindra Bank Financial 28.04 1.86 0.88 1.13
equal HDFC Financial 19.49 1.42 0.81 1.11
up Reliance Industries Energy 26.83 2.40 0.36 0.93
equal Divi's Laboratories Healthcare 31.87 0.65 0.00 0.63
equal PI Industries Chemicals 55.09 0.91 0.42 0.50
equal Maruti Suzuki India Automobile 59.18 0.81 0.00 0.49
equal Bajaj Finserv Financial 49.91 1.02 0.13 0.48
new Titan Company Consumer Discretionary 74.64 0.58 0.00 0.42
new Mahindra & Mahindra Automobile 18.76 0.42 0.00 0.42
down Sun Pharmaceutical Industries Healthcare 56.35 0.47 0.00 0.42
equal Larsen & Toubro Construction 28.17 0.51 0.29 0.41
equal Clean Science And Technology Chemicals 72.99 0.42 0.00 0.41
equal Neogen Chemicals Chemicals 74.66 0.54 0.00 0.40
equal Cholamandalam Investment & Finance Company Financial 26.99 0.49 0.00 0.39
up Shree Cement Materials 38.57 0.62 0.00 0.38
equal MTAR Technologies Capital Goods 70.17 0.77 0.00 0.37
up Motherson Sumi Wiring India Automobile 60.21 0.34 0.00 0.34
equal Brigade Enterprises Construction 56.10 0.42 0.00 0.33
equal JK Lakshmi Cement Materials 12.58 0.37 0.00 0.33

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Ashish Naik since 22-Jun-2016

Education: Mr. Naik is a B.E from Mumbai University and MBA from XLRI, Jamshedpur.

Experience: Prior to joining Axis Mutual Fund he was associated with organizations such as Goldman Sachs and has over 7 years of experience as an Equity Analyst.

Interviews:

Funds Managed:

— Devang Shah since 07-Jun-2016

Education: Mr. Shah is B.Com and ACA.

Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Interviews:

Funds Managed:

— Sachin Jain since 04-Sep-2020

Education: Mr. Jain is a B.Tech, AGMP (Management)

Experience: Prior to joining Axis Asset Management Company Ltd., he has worked with Sundaram Mutual Fund, I- Cap, Sunidhi securities and Finance Ltd.

Funds Managed:


0.04%

Change from previous, NAV as on 12-Aug-2022

Growth: ₹ 27.4923

IDCW Yearly: ₹ 14.2800

More

IDCW Quarterly: ₹ 13.5227

IDCW Half Yearly: ₹ 13.0008


Investment Strategy

The fund seeks to generate regular income through investments in debt and money market securities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 30 days

Basic Details

Fund House: Axis Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.23%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 448 Cr (As on 31-Jul-2022)
Expense Ratio: 0.78% (As on 30-Jun-2022)
Risk Grade: Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly27-Jun-20220.2500

 25-Mar-20220.2500
 27-Dec-20210.2500
 27-Sep-20210.2500
 25-Jun-20210.2500
 25-Mar-20210.2500
 28-Dec-20200.2500
 25-Sep-20200.2500
 26-Jun-20200.2500
 27-Mar-20200.1801
 27-Dec-20190.1801
 26-Sep-20190.1801
 26-Jun-20190.1801
 26-Mar-20190.1801
 26-Dec-20180.1801
 25-Sep-20180.1801
 25-Jun-20180.1801
 26-Mar-20180.1806
 26-Dec-20170.0722
 25-Sep-20170.0722
 27-Jun-20170.0722
 27-Mar-20170.1806
 26-Dec-20160.1806
 26-Sep-20160.1806
 27-Jun-20160.1806
IDCW Half Yearly25-Mar-20220.2500

 27-Sep-20210.2500
 25-Mar-20210.2500
 25-Sep-20200.2500
 27-Mar-20200.1801
 26-Sep-20190.1801
 26-Mar-20190.3602
 25-Sep-20180.3602
 26-Mar-20180.3611
 25-Sep-20170.3611
 27-Mar-20170.3611
 26-Sep-20160.3611
 28-Mar-20160.3611
 28-Sep-20150.3611
 25-Mar-20150.3629
 25-Sep-20140.3896
 26-Mar-20140.1948
 25-Sep-20130.1169
IDCW Yearly25-Mar-20220.5000

 27-Mar-20200.3602
 26-Mar-20190.7203
 26-Mar-20180.7223
 27-Mar-20170.5417
 28-Mar-20160.7223
 25-Mar-20150.3629

Contact Information

AMC: Axis Asset Management Company Ltd.

Address: "Axis House" - 1st Floor, C-2 - Wadia International Centre, Pandurang Budhkar Marg , Worli, Mumbai - 400025

Phone: 022-24255161

Fax: 022-43255199

Website: http://www.axismf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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