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3 star

Axis Regular Saver Fund - Direct Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.18 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.91 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.69 0.24 1.17 3.60 8.05 4.23 9.79 5.75 6.89 9.18 --
VR MIP TRI -0.05 0.30 0.95 2.79 7.54 -0.34 3.19 6.45 7.26 8.41 --
Hybrid: Conservative Hybrid 0.15 0.25 0.99 2.95 6.47 -0.26 3.56 4.61 6.94 8.82 --
Rank within category 6 17 10 7 16 5 4 16 19 9 --
Number of funds in category 38 38 38 38 38 38 37 35 32 29 0

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Axis Regular Saver Fund - Direct Plan  | Invest Online
3 star
Jan-13 9.79 5.75 6.89 1.22 172
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 7.61 7.47 9.51 1.39 1,544
HDFC Hybrid Debt Fund - Direct Plan  | Invest Online
2 star
Jan-13 2.31 3.56 6.95 1.41 2,344
UTI Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 0.87 3.52 6.30 1.11 1,658
Aditya Birla Sun Life Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 -0.53 2.26 6.82 1.12 1,203

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.56 (24-Mar-2020 - 31-Mar-2020) -5.55 (03-Jun-2019 - 10-Jun-2019)
Month 5.93 (07-May-2014 - 06-Jun-2014) -9.34 (20-Feb-2020 - 23-Mar-2020)
Quarter 10.42 (24-Mar-2020 - 23-Jun-2020) -7.17 (23-Dec-2019 - 23-Mar-2020)
Year 26.30 (29-Jan-2014 - 29-Jan-2015) -6.00 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.41 6.01 0.02 0.02 0.71 -0.43
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 4.43 7.02 -0.05 0.01 0.84 -1.51
Rank within category 16 18 16 16 14 16
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Number of Bonds 18
Average Maturity (yrs) * 4.70
Top 10 Holdings (%) 54.21
Portfolio P/B Ratio 4.27
Portfolio P/E Ratio 28.29

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 7.27% GOI 2026 GOI Securities SOV 0.00 - 9.50 9.50
equal 7.55% IRFC 2029 Debenture AAA 0.00 - 6.21 6.21
equal 8.35% REC 13/03/2022 Debenture AAA 0.00 - 6.12 6.12
equal 8.05% HDFC 20/06/2022 Debenture AAA 0.00 - 6.11 6.11
equal 7.99% Tata Power 16/11/2021 Debenture AA 4.26 - 5.91 5.91
equal 8.10% L&T Infrastructre Finance 17/02/2022 Non Convertible Debenture AAA 0.00 - 5.89 5.89
new 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 5.21 5.21
equal 9.02% REC 19/11/2022 Bonds AAA 0.00 - 3.12 3.12
equal 7.70% Nat. Highways Authority 13/09/2029 Non Convertible Debenture AAA 0.00 - 3.08 3.08
equal 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 3.06 3.06
equal 7.55% IRFC 2030 Debenture AAA 0.00 - 3.05 3.05
equal 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 0.00 - 7.29 3.05
equal 7.42% LIC Housing Fin. 15/07/2022 Bonds/NCDs AAA 0.00 - 3.01 3.01
new 7.33% LIC Housing Fin. 2025 Debenture AAA 0.00 - 3.01 3.01
new 11.96% Northern ARC Capital 13/01/2022 Debenture A+ 0.00 - 2.94 2.94
equal 5.79% GOI 2030 GOI Securities SOV 0.00 - 2.91 2.89
down 7.24% LIC Housing Fin. 23/08/2021 Non Convertible Debenture AAA 0.00 - 4.66 1.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 31.35 1.91 0.00 1.91
equal Kotak Mahindra Bank Financial 31.51 1.86 1.20 1.67
equal Bajaj Finance Financial 38.12 1.76 0.62 1.66
equal Avenue Supermarts Services 115.56 1.61 0.54 1.60
up Tata Consultancy Services Technology 25.58 1.40 0.00 1.40
equal Hindustan Unilever FMCG 75.69 1.40 0.00 1.40
equal HDFC Bank Financial 22.68 2.79 1.11 1.24
equal HDFC Financial 15.72 1.88 0.65 1.15
equal Bharti Airtel Communication -- 1.14 0.00 1.14
up ICICI Bank Financial 25.08 1.29 0.00 1.13
up Infosys Technology 20.06 1.07 0.00 1.07
equal HDFC Life Insurance Financial -- 0.75 0.00 0.75
equal PI Industries Chemicals 52.29 1.07 0.50 0.70
down Sumitomo Chemical India Others 67.09 0.86 0.00 0.69
equal Astral Poly Technik Chemicals 58.24 0.69 0.34 0.68
down Dr. Reddy's Lab Healthcare 31.97 0.71 0.00 0.62
up Bajaj Finserv Financial 31.08 1.17 0.00 0.54
equal Endurance Technologies Automobile 22.36 0.88 0.32 0.51
equal Sudarshan Chemical Inds. Chemicals 19.65 0.54 0.00 0.50
equal Maruti Suzuki India Automobile 31.95 1.41 0.35 0.48
new Nestle India FMCG 79.53 0.45 0.00 0.45
equal Castrol India Energy 15.72 0.44 0.00 0.44
equal UPL Chemicals 19.04 0.84 0.00 0.37
equal Metropolis Healthcare Healthcare 58.09 0.35 0.00 0.34
equal Larsen & Toubro Construction 13.89 1.16 0.29 0.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Ashish Naik since 22-Jun-2016

Education: Mr. Naik is a B.E from Mumbai University and MBA from XLRI, Jamshedpur.

Experience: Prior to joining Axis Mutual Fund he was associated with organizations such as Goldman Sachs and has over 7 years of experience as an Equity Analyst.

Funds Managed:

— Devang Shah since 07-Jun-2016

Education: Mr. Shah is B.Com and ACA.

Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Funds Managed:


0.24%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 22.2477

Dividend Yearly: ₹ 11.9855

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Dividend Quarterly: ₹ 12.7067

Dividend Half Yearly: ₹ 11.4209


Investment Strategy

The fund seeks to generate regular income through investments in debt and money market securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Axis Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 8.84%
Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 172 Cr (As on 30-Jun-2020)
Expense: 1.22% (As on 31-May-2020)
Risk Grade: Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly26-Jun-20200.2500

 27-Mar-20200.1801
 27-Dec-20190.1801
 26-Sep-20190.1801
 26-Jun-20190.1801
 26-Mar-20190.1801
 26-Dec-20180.1801
 25-Sep-20180.1801
 25-Jun-20180.1801
 26-Mar-20180.1806
 26-Dec-20170.0722
 25-Sep-20170.0722
 27-Jun-20170.0722
 27-Mar-20170.1806
 26-Dec-20160.1806
 26-Sep-20160.1806
 27-Jun-20160.1806
 28-Mar-20160.1806
 28-Dec-20150.1083
 28-Sep-20150.1083
 25-Jun-20150.1083
 25-Mar-20150.1089
 25-Jun-20140.1948
 25-Mar-20140.1169
 26-Dec-20130.1169
Dividend Half Yearly27-Mar-20200.1801

 26-Sep-20190.1801
 26-Mar-20190.3602
 25-Sep-20180.3602
 26-Mar-20180.3611
 25-Sep-20170.3611
 27-Mar-20170.3611
 26-Sep-20160.3611
 28-Mar-20160.3611
 28-Sep-20150.3611
 25-Mar-20150.3629
 25-Sep-20140.3896
 26-Mar-20140.1948
 25-Sep-20130.1169
Dividend Yearly27-Mar-20200.3602

 26-Mar-20190.7203
 26-Mar-20180.7223
 27-Mar-20170.5417
 28-Mar-20160.7223
 25-Mar-20150.3629

Contact Information

AMC: Axis Asset Management Company Ltd.

Address: "Axis House" - 1st Floor, C-2 - Wadia International Centre, Pandurang Budhkar Marg , Worli, Mumbai - 400025

Phone: 022-24255161

Fax: 022-43255199

Email: [email protected] / [email protected]

Website: http://www.axismf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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