Analyst’s Choice
The scheme seeks to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities.
This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following
a conservative investment strategy. Last updated 2 days ago. Learn More
As per SEBI's Riskometer.
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following a
conservative investment strategy. Last updated 2 days ago.Learn More
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
Kotak Credit Risk Fund - Direct Plan
|
High
|
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0.77 |
|||
High
|
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0.91 |
||||
Moderately High
|
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0.68 |
||||
Moderately High
|
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0.86 |
||||
Moderately High
|
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0.96 |
₹955 Cr
1.00 (365)
100
1,000
100
10
2 min read•By Research Desk
Kotak Credit Risk Fund - Direct Plan is mandated to invest at least 65 per cent of its assets in corporate bonds rated AA and below.
Mutual funds can be bought directly from the website of the fund house. For instance, Kotak Credit Risk Fund - Direct Plan fund can be purchased from the website of Kotak Mahindra Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Kotak Credit Risk Fund - Direct Plan is ₹28.8541 as of 05-Dec-2023.
The AUM of Kotak Credit Risk Fund - Direct Plan Fund is ₹955 Cr as of 31-Oct-2023
The riskometer level of Kotak Credit Risk Fund - Direct Plan is High. See More
Company | Percentage of Portfolio |
---|---|
Tata Power Company Ltd SR CGPLAU02 Debenture 9.90 27/08/2028 |
9.50
|
GOI GOI FRB 22/09/2033 |
7.41
|
DLF Cyber City Developers Ltd Debenture 6.70 30/09/2024 |
6.69
|
Vivriti Capital Pvt. Ltd Debenture 25/09/2024 |
5.25
|
Performance Chemiserve Ltd SR 1 Debenture 9.75 06/06/2026 |
5.24
|
As of 31-Oct-2023, Kotak Credit Risk Fund - Direct Plan had invested 86.49% in Debt, 6.69% in Real Estate and 6.45% in Cash & Cash Eq. See More
Kotak Credit Risk Fund - Direct Plan is 10 years 11 months old. It has delivered 8.12% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
7.12%
|
5.22%
|
6.68%
|
6.68%
|
8.16%
|
8.12%
|
No, There is no lock in period in Kotak Credit Risk Fund - Direct Plan.
The expense ratio of Kotak Credit Risk Fund - Direct Plan is 0.77.
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