The scheme has the primary objective to give steady income by investing up to 95 per cent of its portfolio in a wide range of fixed income securities. Exposure to equity and money market instrument can range go up to 30 and 10 per cent respectively. The scheme has given an assured return of 16.1 per annum under the yearly option for the first year. For the subsequent years, the scheme has declared 14.5, 12.75 and 11.6 per cent per annum under the yearly option. The scheme offers liquidity through repurchase and listing on NSE.