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3 star

Aditya Birla Sun Life Financial Planning FoF - Moderate Plan - Direct Plan


1 Lakh

Investment Grown to
₹ 1.47 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.60 Lakh

Suitability:

"Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 15.75 0.41 -0.74 -1.20 0.77 6.96 19.63 13.66 11.57 10.21 --
VR Balanced TRI 22.50 1.20 -0.67 -2.29 1.21 11.12 29.45 16.54 15.96 11.31 --
Hybrid: Multi Asset Allocation 21.42 0.44 -0.91 -0.96 2.22 8.85 26.11 15.75 11.41 9.80 --
Rank within category 10 11 11 10 15 13 10 9 4 5 --
Number of funds in category 14 19 19 18 18 18 14 12 8 8 0

As on 02-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Financial Planning FoF - Moderate Plan - Direct Plan  | Invest Online
3 star
Jan-13 19.63 13.66 11.57 0.35% 28
Axis Triple Advantage Fund - Direct Plan
5 star
Jan-13 30.63 20.82 15.68 0.44% 1,613
SBI Multi Asset Allocation Fund - Direct Plan  | Invest Online
5 star
Jan-13 17.44 13.95 10.67 0.99% 479
ICICI Prudential Multi Asset Fund - Direct Plan  | Invest Now
2 star
Jan-13 43.69 18.61 15.77 1.23% 12,509
HDFC Asset Allocator FoF - Direct Plan  | Invest Online
Unrated
May-21 -- -- -- 0.10% 1,973

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.18 29-Jan-2021 - 05-Feb-2021 -10.00 11-Mar-2020 - 18-Mar-2020
Month 9.98 23-Mar-2020 - 22-Apr-2020 -17.19 20-Feb-2020 - 23-Mar-2020
Quarter 15.71 23-Mar-2020 - 22-Jun-2020 -14.55 23-Dec-2019 - 23-Mar-2020
Year 42.58 23-Mar-2020 - 23-Mar-2021 -10.24 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 13.29 10.84 0.88 1.05 0.58 2.16
VR Balanced TRI 16.35 17.90 0.70 0.83 -- --
Hybrid: Multi Asset Allocation 15.37 13.73 0.84 0.97 0.67 3.21
Rank within category 12 4 7 7 5 9
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal ICICI Pru Savings Direct -G Mutual Fund -- 9.43 - 11.16 10.82
equal HDFC Corporate Bond Direct-G Mutual Fund -- 9.05 - 10.31 9.06
equal IDFC Banking Debt Direct Mutual Fund -- 9.02 - 10.37 9.02
equal HDFC Low Duration Direct-G Mutual Fund -- 0.00 - 8.07 8.07
equal Aditya Birla SL Short Term Direct-G Mutual Fund -- 6.45 - 10.86 8.00
equal Others CBLO -- - 2.22

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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As on 31-Oct-2021

Fund Manager

— Vinod Bhat since 16-Aug-2019

Education: Vinod is a CFA (USA) and has done his MBA in Finance from Wharton University of Pennsylvania (USA). He is an M.S. in Industrial Engineering from Pennsylvania State University (USA) and holds a B.Tech degree in Mechanical Engineering from IIT Bombay.

Experience: Prior to joining ABSLAMC, he was the Vice President - Corporate Strategy and Business Development with Aditya Birla Management Corporation Pvt. Ltd. He had also worked with Ocean Park Advisors (USA) as a Senior Associate- Investment Banking. He was also part of Credit Suisse (USA) as an Associate - Investment Banking.

Funds Managed:


0.41%

Change from previous, NAV as on 02-Dec-2021

Growth: ₹ 29.2346

IDCW Quarterly: ₹ 26.5082


Investment Strategy

The Scheme aims to generate returns by investing in mutual fund schemes selected in accordance with the BSLAMC process, as per the risk-return profile of investors.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.82%
Benchmark: CRISIL Hybrid 50+50 Moderate Index
Riskometer: High
Type: Open-ended
Assets: ₹ 28 Cr (As on 31-Oct-2021)
Expense: 0.35% (As on 31-Oct-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly25-Sep-20140.1559

 25-Jun-20140.1169
 20-Mar-20140.0974
 26-Dec-20130.1169
 25-Sep-20130.1559

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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