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Moderate
₹100.4736 0.01%
As on 24-Apr-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Nippon India Income Fund - Direct Plan
|
|
|
Moderate
|
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0.67 |
|
 |
|
Moderate
|
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0.62 |
||
|
|
Moderately High
|
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0.77 |
||
|
|
Moderate
|
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0.74 |
||
|
|
Moderate
|
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0.70 |
₹420 Cr
0.25 (15)
5,000
100
100
60
Investment Strategy
The scheme aims to generate capital appreciation of the portfolio and optimal returns consistent with moderate risk. The scheme will predominantly invest in debt instruments, while money market investment can also go up to 50 per cent.
Suitability
"Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.
Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.
We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Nippon India Income Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between four to seven years.
Mutual funds can be bought directly from the website of the fund house. For instance, Nippon India Income Fund - Direct Plan fund can be purchased from the website of Nippon India Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Nippon India Income Fund - Direct Plan is ₹100.4736 as of 25-Apr-2025.
The AUM of Nippon India Income Fund - Direct Plan Fund is ₹420 Cr as of 31-Mar-2025
The riskometer level of Nippon India Income Fund - Direct Plan is Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.09 05/08/2054 |
21.89
|
|
GOI Sec 7.30 19/06/2053 |
19.98
|
|
Maharashtra State SDL 7.12 05/02/2036 |
9.66
|
|
GOI GOI Sec 7.10 18/04/2029 |
6.09
|
|
Small Industries Devp. Bank of India Ltd SR II Bonds/NCD 7.47 05/09/2029 |
6.01
|
As of 31-Mar-2025, Nippon India Income Fund - Direct Plan had invested 92.37% in Debt and 7.59% in Cash & Cash Eq. See More
Nippon India Income Fund - Direct Plan is 12 years 3 months old. It has delivered 8.24% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
11.60%
|
8.65%
|
6.86%
|
8.41%
|
8.02%
|
8.24%
|
No, There is no lock in period in Nippon India Income Fund - Direct Plan.
The expense ratio of Nippon India Income Fund - Direct Plan is 0.67.
