VR Logo

Unrated

Templeton India Equity Income Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.98 Lakh

₹ 10000

Monthly SIP Grown to
₹ 6.14 Lakh

Suitability:

"This is a fund that invests mainly in companies which have a high dividend yield, which is basically a financial ratio that indicates how much a company pays out in dividends each year relative to its share price.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other dividend yield fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 44.55 -0.51 -0.95 5.67 9.96 30.27 73.81 25.60 16.82 14.90 --
S&P BSE 500 TRI 35.14 -0.58 -2.33 2.74 12.89 27.71 60.02 23.14 16.86 14.71 --
Equity: Thematic-Dividend Yield 39.84 -1.04 -2.52 2.66 11.11 30.72 63.52 21.81 15.40 13.53 --
Rank within category 2 1 1 2 5 4 2 1 2 1 --
Number of funds in category 7 8 8 8 8 7 6 5 5 5 0

As on 22-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Templeton India Equity Income Fund - Direct Plan  | Invest Online Now
Unrated
Jan-13 73.81 25.60 16.82 1.61% 1,196
UTI Dividend Yield Fund - Direct Plan  | Invest Online
Unrated
Jan-13 62.10 22.16 16.57 1.49% 3,226
HDFC Dividend Yield Fund - Direct Plan  | Invest Online
Unrated
Dec-20 -- -- -- 0.42% 2,698
Aditya Birla Sun Life Dividend Yield Fund - Direct Plan  | Invest Online
Unrated
Jan-13 57.87 20.02 12.15 1.82% 866
Tata Dividend Yield Fund - Direct Plan
Unrated
May-21 -- -- -- 0.74% 624

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.25 01-Apr-2020 - 09-Apr-2020 -16.55 11-Mar-2020 - 18-Mar-2020
Month 17.50 23-Mar-2020 - 22-Apr-2020 -33.71 20-Feb-2020 - 23-Mar-2020
Quarter 33.27 24-Mar-2020 - 23-Jun-2020 -32.15 23-Dec-2019 - 23-Mar-2020
Year 106.51 23-Mar-2020 - 23-Mar-2021 -33.07 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 21.90 20.01 0.90 0.94 0.86 3.47
S&P BSE 500 TRI 20.70 22.02 0.76 0.86 -- --
Equity: Thematic-Dividend Yield 19.54 19.66 0.80 0.91 0.85 1.35
Rank within category 1 3 1 2 3 1
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 44
Top 10 Stocks (%) 46.23
Top 5 Stocks (%) 29.35
Top 3 Sectors (%) 57.71
Portfolio P/B Ratio 2.44
Portfolio P/E Ratio 14.74

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 87,898 1,03,197
Giant (%) 29.80 42.10
Large (%) 37.76 25.06
Mid (%) 26.17 23.37
Small (%) 6.27 9.38
Tiny (%) -- 0.74

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Infosys Technology 34.62 11.32 4.02 9.10
down Power Grid Corporation Energy 8.74 8.02 0.00 7.94
equal Embassy Office Parks REIT Construction -- 4.67 0.00 4.21
up NTPC Energy 10.54 4.67 0.00 4.15
new ITC FMCG 20.93 3.95 0.00 3.95
equal Brookfield India Real Estate Trust REIT Construction -- 3.85 0.00 3.72
down NHPC Energy 10.27 4.22 0.00 3.49
down Finolex Industries Chemicals 16.81 3.49 0.00 3.49
equal Hindustan Unilever FMCG 68.66 3.36 0.00 3.12
down Tata Power Company Energy 54.11 6.04 0.00 3.05
equal Unilever PLC FMCG -- 2.96
up Coal India Energy 7.90 2.94 1.54 2.94
down Tata Consultancy Services Technology 35.39 2.63 0.00 2.37
up Bajaj Auto Automobile 19.89 2.24 0.00 2.24
up Petronet LNG Energy 11.08 3.79 0.00 2.19
equal Xinyi Solar Holdings Construction -- 2.00
equal Xtep International Holdings FMCG -- 2.00
down Vardhman Textiles Textiles 13.17 2.28 1.18 1.95
equal Novatek Microelectronics Corporation (Taiwan) Engineering -- 1.71
equal Aramex PJSC Services -- 1.52
down Gujarat State Petronet Energy 9.37 3.00 0.00 1.45
new Hero Motocorp Automobile 17.61 1.42 0.00 1.42
equal Bharat Electronics Engineering 23.72 1.39 0.00 1.39
down Tech Mahindra Technology 30.62 2.03 0.00 1.39
down Tata Consumer Products FMCG 101.09 2.78 0.00 1.36

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Anand Radhakrishnan since 01-Jan-2019

Education: Mr. Radhakrishnan is a B.Tech, CFA and PGDM from IIM Ahmedabad.

Experience: Prior to joining Franklin Templeton Investments, he has worked with Sundaram Asset Management Ltd., SBI Funds Management and Asian Convertible and Income Fund.

Funds Managed:

— Rajasa Kakulavarapu since 07-Sep-2021

Education: Ms. Kakulavarapu has done B.Tech and MBA.

Experience: Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Funds Managed:


-0.51%

Change from previous, NAV as on 22-Oct-2021

Growth: ₹ 86.9646

IDCW: ₹ 22.4952


Investment Strategy

The Scheme seeks to provide a combination of regular income and long-term capital appreciation by investing primarily in stocks that have a current or potentially attractive dividend yield, by using a value strategy.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 16.08%
Benchmark: NIFTY Div Opps 50 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,196 Cr (As on 30-Sep-2021)
Expense: 1.61% (As on 30-Sep-2021)
Risk Grade: --
Return Grade: --
Turnover: 29.87%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW24-Sep-20210.8500

 26-Mar-20210.7500
 25-Sep-20200.7000
 19-Jun-20200.6500
 27-Sep-20190.6000
 08-Mar-20190.7906
 14-Sep-20180.7906
 01-Mar-20180.7000
 22-Sep-20170.7000
 17-Mar-20170.7000
 09-Sep-20160.7000
 11-Mar-20160.7000
 11-Sep-20150.7000
 13-Mar-20150.7000
 12-Sep-20140.7000
 14-Mar-20140.7000
 13-Sep-20130.7000
 18-Mar-20130.7000

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

The investment mindset: These women show the way

DateFriday, 29-Oct-2021
Time12:30 PM - 01:00 PM