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LIC MF Flexi Cap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.62 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.06 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.58 -0.12 1.88 4.44 2.60 13.41 22.84 17.55 13.04 8.91 --
S&P BSE 500 TRI 4.87 0.33 2.84 4.45 0.65 15.66 31.96 21.49 18.37 14.18 --
Equity: Flexi Cap 4.35 0.14 2.30 4.47 1.11 15.73 32.95 22.02 18.08 14.20 --
Rank within category 27 57 45 36 11 47 53 37 34 30 --
Number of funds in category 64 64 64 64 63 59 57 42 35 31 1

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Flexi Cap Fund - Direct Plan  | Invest Online
2 star
Jan-13 22.84 17.55 13.04 1.67% 428
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 32.96 27.68 22.23 1.00% 25,541
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 42.09 25.88 22.03 0.68% 23,717
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 26.03 24.06 21.87 0.59% 20,427
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 44.10 31.14 23.89 0.82% 19,933

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.96 24-Mar-2020 - 31-Mar-2020 -17.58 11-Mar-2020 - 18-Mar-2020
Month 17.95 23-Mar-2020 - 22-Apr-2020 -33.42 20-Feb-2020 - 23-Mar-2020
Quarter 26.64 23-Mar-2020 - 22-Jun-2020 -32.40 23-Dec-2019 - 23-Mar-2020
Year 66.99 23-Mar-2020 - 23-Mar-2021 -25.95 25-Feb-2015 - 25-Feb-2016

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 16.30 18.16 0.69 0.70 0.80 -0.71
S&P BSE 500 TRI 20.28 21.92 0.75 0.85 -- --
Equity: Flexi Cap 20.58 21.01 0.81 0.87 0.93 1.51
Rank within category 39 4 33 36 4 32
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 53
Top 10 Stocks (%) 46.69
Top 5 Stocks (%) 33.05
Top 3 Sectors (%) 53.11
Portfolio P/B Ratio 4.29
Portfolio P/E Ratio 27.02

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,29,418 1,51,151
Giant (%) 56.71 53.79
Large (%) 8.80 18.02
Mid (%) 24.48 21.88
Small (%) 10.01 6.73
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Infosys Technology 37.72 9.36 4.68 9.36
equal ICICI Bank Financial 26.79 9.11 5.28 8.40
equal HDFC Bank Financial 25.03 9.53 6.72 6.72
down Tata Consultancy Services Technology 39.00 6.70 4.98 5.57
equal Transport Corporation Services 28.16 3.00 0.95 3.00
equal Kotak Mahindra Bank Financial 38.49 6.92 2.85 2.87
equal Bharti Airtel Communication 139.95 3.09 0.00 2.85
equal Hindustan Unilever FMCG 66.13 7.46 1.59 2.74
equal Coromandel International Chemicals 17.12 6.02 1.04 2.66
equal Biocon Healthcare 66.62 3.02 0.00 2.52
equal Gujarat Gas Energy 33.00 2.84 0.00 2.35
equal HDFC Financial 23.60 5.28 2.12 2.12
equal HCL Technologies Technology 32.97 2.01 0.00 2.01
equal State Bank of India Financial 15.83 2.15 0.00 1.97
equal Asian Paints Chemicals 99.16 1.90 1.14 1.90
equal Kansai Nerolac Paints Chemicals 61.49 3.15 0.78 1.84
equal Titan Company Consumer Durable 131.79 1.74 0.00 1.74
equal Nestle India FMCG 83.49 5.10 1.62 1.68
equal Tech Mahindra Technology 33.21 2.39 0.37 1.62
equal Container Corporation Of India Services 54.38 3.26 1.38 1.48
new Whirlpool Consumer Durable 37.00 1.46 0.00 1.46
up TTK Prestige Consumer Durable 45.57 1.51 0.00 1.35
equal SBI Life Insurance Company Insurance 102.33 1.38 0.64 1.31
equal Axis Bank Financial 22.13 3.46 0.00 1.29
equal Ashoka Buildcon Construction 7.43 1.92 0.91 1.28

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:


-0.12%

Change from previous, NAV as on 14-Jan-2022

Growth: ₹ 75.2806

IDCW: ₹ 26.7620


Investment Strategy

The scheme seeks maximum possible capital growth consistent with reasonable levels of safety with predominant investment in equity, it may also take exposure in debt market securities. It was made in to an open-ended scheme from April 1998.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 1,000
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 11.75%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 428 Cr (As on 31-Dec-2021)
Expense: 1.67% (As on 31-Dec-2021)
Risk Grade: Average
Return Grade: Low
Turnover: 32.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW27-Dec-20210.2500

 27-Sep-20210.2500
 28-Jun-20210.2500
 25-Mar-20210.5000
 29-Sep-20200.5000
 16-Dec-20141.0000

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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