Our Opinion
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Our Opinion
Riskometer
High
₹236.2326 0.40%
As on 18-Mar-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Franklin India Retirement Fund - Direct Plan
|
|
High
|
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1.59 |
||
|
|
High
|
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1.14 |
|||
|
|
High
|
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1.61 |
|||
|
|
High
|
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0.45 |
₹508 Cr
3.00 (58)
500
500
500
12
About Franklin India Retirement Fund - Direct Plan
Franklin India Retirement Fund - Direct Plan is a hybrid mutual fund scheme of Franklin Templeton Mutual Fund. Launched on January 01, 2013, it is currently managed by Ajay Argal, Pallab Roy, Anuj Tagra and Rajasa Kakulavarapu. The fund has an expense ratio of 1.59% with an overall AUM (Assets Under Management) of ₹508 Cr.
The scheme seeks to generate steady returns along with tax savings through a portfolio of upto 40% in equities with the balance invested in fixed income instruments. This is to ensure relative stability and deliver superior returns. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹500.
Investment Strategy
The scheme seeks to generate steady returns along with tax savings through a portfolio of upto 40% in equities with the balance invested in fixed income instruments. This is to ensure relative stability and deliver superior returns.
Suitability
Balanced Hybrid funds are suitable for investors:
Note:
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By News Desk
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Franklin India Retirement Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Franklin India Retirement Fund - Direct Plan can be bought from the Franklin Templeton Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Franklin India Retirement Fund - Direct Plan, is ₹236.2326 as of 19-Mar-2026.
| Company | Percentage of Portfolio |
|---|---|
|
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028 |
9.24
|
|
GOI Sec 6.90 15/04/2065 |
7.29
|
|
Jubilant Bevco Ltd Debenture 31/05/2028 |
6.41
|
|
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.68 10/08/2027 |
5.31
|
|
Bajaj Housing Finance Ltd Debenture 7.90 28/04/2028 |
5.31
|
Over the past five years, Franklin India Retirement Fund - Direct Plan has delivered an annualised return of 8.56% as of 19-Mar-2026.
The minimum investment required to start investing in Franklin India Retirement Fund - Direct Plan is ₹500 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
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