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2 star

Tata Hybrid Equity Fund - Direct Plan


Hybrid: Aggressive Hybrid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.60 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -7.46 0.30 0.20 6.72 15.61 -8.64 -5.01 1.26 4.42 11.76 --
VR Balanced TRI -8.14 0.29 0.44 7.05 16.98 -9.17 -3.30 4.75 6.55 9.59 --
Hybrid: Aggressive Hybrid -6.36 0.09 0.26 6.13 13.93 -7.53 -1.82 2.29 6.12 11.73 --
Rank within category 27 6 22 8 9 26 30 22 20 13 --
Number of funds in category 43 43 43 43 43 43 40 32 24 23 0

As on 13-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Hybrid Equity Fund - Direct Plan  | Invest Online
2 star
Jan-13 -5.01 1.26 4.42 0.96 3,233
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 0.28 5.90 8.19 1.03 30,192
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 -6.17 2.33 7.39 1.24 17,615
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.88 4.70 8.11 0.89 5,661
Mirae Asset Hybrid Equity Fund - Direct Plan  | Invest Online
5 star
Jul-15 0.66 6.48 -- 0.44 3,468

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.53 (24-Mar-2020 - 31-Mar-2020) -13.69 (11-Mar-2020 - 18-Mar-2020)
Month 15.58 (07-May-2014 - 06-Jun-2014) -27.66 (20-Feb-2020 - 23-Mar-2020)
Quarter 24.59 (07-Apr-2014 - 07-Jul-2014) -28.22 (23-Dec-2019 - 23-Mar-2020)
Year 66.69 (13-Feb-2014 - 13-Feb-2015) -23.28 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.23 15.61 -0.20 -0.23 0.89 -3.62
VR Balanced TRI 5.91 17.27 0.04 0.04 -- --
Hybrid: Aggressive Hybrid 3.38 16.32 -0.11 -0.11 0.90 -2.47
Rank within category 23 11 25 27 14 23
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 26
Top 10 Holdings (%) 48.60
Top 5 Holdings (%) 34.13
Top 3 Sectors (%) 46.90
Portfolio P/B Ratio 2.51
Portfolio P/E Ratio 19.74

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal ONGC Petro Additions 27/03/2021 Debenture AAA 1.72 - 2.50 2.34
equal 9.65% Green Infra Wind Energy 2023 Debenture AA 1.64 - 2.37 2.17
equal 7.27% GOI 2026 GOI Securities SOV 1.82 - 4.53 1.83
new 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 1.51 1.51
equal 6.39% Indian Oil Corp. 2025 Debenture AAA 0.00 - 2.33 1.44
equal 8.90% Bharti Telecom 17/02/2022 Non Convertible Debenture AA+ 0.00 - 1.34 1.28
equal 5.79% GOI 2030 GOI Securities SOV 0.00 - 1.30 1.23
new Tata Motors Finance 2020 Debenture AA- 0.00 - 0.99 0.99
equal 7.18% Canara Bank 2030 Zero Coupon Bonds AAA 0.00 - 0.97 0.94
equal 7.41% Nabha Power 20/04/2022 Non Convertible Debenture AAA 0.00 - 1.00 0.94
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 0.60 - 0.86 0.84
equal 7.44% Bank of Baroda 2030 Debenture AAA 0.00 - 0.84 0.80
equal 6.90% REC 30/06/2022 Debenture AAA 0.00 - 0.83 0.79
equal Reserve Bank of India 364-D 29/10/2020 Treasury Bills SOV 0.00 - 0.81 0.77
new Hero FinCorp 241-D 25/02/2021 Commercial Paper A1+ 0.00 - 0.75 0.75
equal 7.42% Power Finance Corp. 19/11/2024 Non Convertible Debenture AAA 0.00 - 0.54 0.52
equal 7.55% REC 26/09/2023 Debenture AAA 0.00 - 0.51 0.49
equal 7.55% REC 26/09/2022 Debenture AAA 0.00 - 0.51 0.48
equal 7.95% Sikka Ports and Terminals 28/10/2026 Debenture AAA 0.33 - 0.49 0.48
equal 6.98% Power Finance Corp. 20/04/2023 Non Convertible Debenture AAA 0.00 - 0.49 0.48
equal 7.55% REC 26/09/2021 Debenture AAA 0.00 - 0.50 0.48
equal 5.95% HUDCO 2023 Debenture AAA 0.00 - 0.49 0.47
equal 8.25% Bharti Telecom 17/03/2021 Debenture AA+ 0.00 - 0.50 0.47
equal 7.55% REC 26/09/2020 Debenture AAA 0.00 - 0.50 0.47
new Pilani Investment & Inds. Corp. 91-D 01/09/2020 Commercial Paper A1+ 0.00 - 0.46 0.46

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 33.24 9.75 2.94 9.75
down HDFC Bank Financial 21.76 9.45 5.52 9.07
equal ICICI Bank Financial 23.93 7.78 2.67 6.43
down Tata Consultancy Services Technology 26.68 6.22 0.00 4.80
down State Bank of India Financial 8.70 6.06 1.11 4.08
down ITC FMCG 15.86 3.86 2.46 3.07
down Kotak Mahindra Bank Financial 30.75 3.36 1.62 2.95
equal Infosys Technology 20.45 3.39 1.32 2.90
equal HDFC Financial 14.94 3.09 0.00 2.81
equal Gujarat State Petronet Energy 6.76 2.74 0.00 2.74
equal Varun Beverages FMCG 40.67 2.65 0.00 2.59
equal Hindustan Unilever FMCG 78.80 2.98 0.96 2.43
equal Ultratech Cement Construction 18.80 2.37 0.94 1.81
down Larsen & Toubro Construction 13.65 3.70 1.78 1.78
equal BASF India Chemicals 310.34 1.62 0.00 1.50
equal Maruti Suzuki India Automobile 31.89 3.76 1.14 1.44
equal Mahindra & Mahindra Automobile 543.97 1.69 0.00 1.26
equal Oracle Fin Ser Software Technology 16.55 1.12 0.62 1.12
equal Bosch Automobile 62.89 1.71 0.00 1.12
equal Finolex Industries Chemicals 17.54 1.11 0.00 1.11
down Bajaj Auto Automobile 16.10 3.39 0.00 1.05
up Bharti Airtel Communication -- 1.04 0.00 1.04
equal Schaeffler India Engineering 32.92 0.87 0.49 0.77
equal Indian Hotels Services 26.86 1.32 0.00 0.74
new Natco Pharma Healthcare 26.83 0.59 0.00 0.59

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Murthy Nagarajan since 01-Apr-2017

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:

— Chandraprakash Padiyar since 03-Sep-2018

Education: Mr. Padiyar is CFA & MBA in Finance from Symbiosis Institute of Business Management, Pune.

Experience: Prior to joining TATA Mutual Fund he has worked with UTI Mutual fund, Alchemy Capital Management Pvt Ltd.

Funds Managed:

— Satish Chandra Mishra since 01-Nov-2019

Education: Mr. Mishra has done B.tech & PGDM

Experience: Prior to joining TATA Mutual Fund, he has worked with HDFC Securities Ltd. and PINC Research.

Funds Managed:


0.30%

Change from previous, NAV as on 13-Jul-2020

Growth: ₹ 215.7720

Dividend Monthly: ₹ 56.9172

Dividend: ₹ 65.9831


Investment Strategy

The scheme seeks steady returns from debt along with growth from equities instruments. The likely equity to debt investment ratio is 70 to 30. Earlier known as Tata Equity Growth Fund, Tata Twin Balanced has been merged in to this fund.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.78%
Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,233 Cr (As on 30-Jun-2020)
Expense: 0.96% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 2.06%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly03-Jul-20200.2100

 04-Jun-20200.2000
 06-May-20200.2000
 23-Apr-20200.2000
 03-Mar-20200.3542
 03-Feb-20200.3542
 03-Jan-20200.3542
 04-Dec-20190.3542
 04-Nov-20190.3542
 03-Oct-20190.3542
 03-Sep-20190.3542
 05-Aug-20190.3542
 04-Jul-20190.3630
 03-Jun-20190.3630
 03-May-20190.3542
 04-Apr-20190.3542
 05-Mar-20190.5047
 04-Feb-20190.5312
 03-Jan-20190.5312
 04-Dec-20180.5312
 01-Nov-20180.5312
 04-Oct-20180.5490
 04-Sep-20180.5755
 06-Aug-20180.5755
 04-Jul-20180.5755
Dividend20-Mar-20204.3828

 15-Mar-20195.1796
 09-Feb-20186.7500
 10-Feb-20176.3000
 04-Mar-20165.7500
 13-Feb-20158.6000
 21-Mar-20143.2500
 05-Mar-20135.5000

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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