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3 star

JM Flexicap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.94 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.65 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 35.62 -0.86 -2.71 2.01 14.57 27.82 67.42 24.62 16.82 16.32 --
S&P BSE 500 TRI 35.14 -0.58 -2.33 2.74 12.89 27.71 60.02 23.14 16.86 14.71 --
Equity: Flexi Cap 35.25 -0.44 -2.01 2.69 11.81 28.03 58.85 23.24 16.23 15.11 --
Rank within category 29 61 47 39 8 33 12 15 13 11 --
Number of funds in category 55 63 63 63 60 58 54 41 35 30 1

As on 22-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
JM Flexicap Fund - Direct Plan
3 star
Jan-13 67.42 24.62 16.82 1.73% 189
UTI Flexi Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 67.25 29.23 20.07 1.09% 23,599
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 69.44 28.11 19.51 0.72% 20,372
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 61.57 26.19 20.33 0.59% 20,334
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 62.86 31.61 22.72 0.85% 16,076

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.89 19-Sep-2019 - 26-Sep-2019 -19.96 16-Mar-2020 - 23-Mar-2020
Month 20.89 07-May-2014 - 06-Jun-2014 -34.43 20-Feb-2020 - 23-Mar-2020
Quarter 33.62 15-Oct-2020 - 14-Jan-2021 -32.97 23-Dec-2019 - 23-Mar-2020
Year 82.46 23-Mar-2020 - 23-Mar-2021 -22.91 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 22.37 21.41 0.86 0.97 0.92 3.06
S&P BSE 500 TRI 20.70 22.02 0.76 0.86 -- --
Equity: Flexi Cap 20.84 21.23 0.80 0.86 0.93 1.27
Rank within category 14 24 16 14 16 12
Number of funds in category 41 41 41 41 41 41

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 35
Top 10 Stocks (%) 45.27
Top 5 Stocks (%) 25.86
Top 3 Sectors (%) 48.97
Portfolio P/B Ratio 4.25
Portfolio P/E Ratio 31.28

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,46,186 1,49,277
Giant (%) 54.12 52.25
Large (%) 15.64 18.34
Mid (%) 28.57 22.84
Small (%) 1.66 7.13
Tiny (%) -- 0.16

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 34.62 6.39 0.00 6.22
down Bajaj Finance Financial 104.39 12.65 0.59 5.04
equal Bajaj Finserv Financial 72.79 5.02 0.51 5.02
equal HDFC Bank Financial 27.22 13.04 4.41 4.95
equal M&M Financial Services Financial -- 5.37 0.00 4.62
equal SKF India Engineering 41.52 4.39 0.11 4.39
equal State Bank of India Financial 17.95 4.32 0.00 4.15
equal Larsen & Toubro Construction 20.20 6.12 1.12 3.78
equal HDFC Financial 26.03 6.06 0.00 3.62
equal Reliance Industries Energy 34.00 5.40 0.00 3.48
equal Cummins India Engineering 29.50 4.59 0.00 3.47
equal Tata Consultancy Services Technology 35.39 4.96 0.00 3.40
equal Ashok Leyland Automobile -- 4.46 0.00 3.09
equal Sun Pharmaceutical Industries Healthcare 32.54 3.25 0.00 3.04
equal Pidilite Industries Chemicals 88.95 5.56 0.27 3.03
equal Titan Company Consumer Durable 166.63 3.70 0.53 2.95
equal Coal India Energy 7.90 2.95 0.00 2.95
equal Bosch Automobile 57.61 3.04 0.00 2.77
equal Asian Paints Chemicals 87.95 7.55 0.57 2.62
up United Spirits FMCG 89.12 2.38 0.00 2.38
equal SRF Diversified 46.42 2.24 0.00 2.24
equal The Ramco Cements Construction 27.20 2.53 0.00 2.13
down Bharti Airtel Communication 360.64 5.82 0.00 2.06
equal Fortis Healthcare Healthcare 58.11 2.13 0.00 1.92
equal Shree Cement Construction 38.54 5.20 0.23 1.71

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Satish Ramanathan since 20-Aug-2021

Education: Mr. Ramanathan holds a B.Tech degree and has done MBA and CFA.

Experience: Prior to joining Sundaram BNP Paribas AMC, he has an extensive experience in the asset management business with stints in Research division of Sundaram AMC and managing funds for Franklin Templeton. He has also worked with ICICI Securities for 4 years, with Birla Merlin & Dewoo Finance for 1 year, with ICRA Ltd. for 2 years and for 1 year with Tata Economic Consultancy Services.

Funds Managed:

— Sanjay Kumar Chhabaria since 01-Jan-2013

Education: He is a PGDBA and CFA.

Experience: Prior to joining JM Financials he has worked with Lotus India AMC, SBI Funds Management, Religare Invesco AMC, SMIFS Securities and IDBI Capital Markets.

Funds Managed:


-0.86%

Change from previous, NAV as on 22-Oct-2021

Growth: ₹ 57.2117

IDCW: ₹ 52.0026


Investment Strategy

The scheme which aims to provide capital appreciation by investing primarily in equity and equity related securities of various market depending upon valuation discount or premium amongst Large / Mid & Small cap stocks, the fund will keep varying the weights to capture the value while keeping an optimum Risk / Return profile.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load 1% for redemption within 60 days

Basic Details

Fund House: JM Financial Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 17.45%
Benchmark: S&P BSE 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 189 Cr (As on 30-Sep-2021)
Expense: 1.73% (As on 30-Sep-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 53.67%

Contact Information

AMC: JM Financial Asset Management Ltd.

Address: Office B-8th Floor-Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025

Phone: 022-33797777 / 1800-103-8345

Fax: 022-26528388

Email: [email protected]

Website: http://www.JMFinancialmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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