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3 star

Sundaram Aggressive Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.59 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.19 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.54 -0.92 0.19 4.20 -1.70 12.64 28.38 16.74 16.00 13.76 --
VR Balanced TRI 4.78 0.25 1.49 6.77 0.08 13.68 24.46 18.11 16.30 11.98 --
Hybrid: Aggressive Hybrid 2.75 -0.93 0.22 4.62 -0.33 11.35 28.87 17.96 14.61 12.00 --
Rank within category 26 28 26 32 40 12 17 24 9 4 --
Number of funds in category 47 47 47 47 47 47 46 39 30 24 0

As on 18-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Aggressive Hybrid Fund - Direct Plan
3 star
Jan-13 28.38 16.74 16.00 1.02% 3,074
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 24.96 18.35 15.84 0.86% 48,794
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 43.48 21.61 16.80 1.21% 18,456
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 26.12 20.78 15.53 0.83% 7,641
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 26.28 20.36 16.97 0.64% 7,297

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.60 24-Mar-2020 - 31-Mar-2020 -13.57 11-Mar-2020 - 18-Mar-2020
Month 15.41 23-Mar-2020 - 22-Apr-2020 -27.61 20-Feb-2020 - 23-Mar-2020
Quarter 23.94 23-Mar-2020 - 22-Jun-2020 -26.03 23-Dec-2019 - 23-Mar-2020
Year 68.26 23-Mar-2020 - 23-Mar-2021 -25.14 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 15.85 15.52 0.78 0.84 0.85 0.91
VR Balanced TRI 16.94 17.88 0.74 0.86 -- --
Hybrid: Aggressive Hybrid 17.10 16.76 0.80 0.85 0.89 1.63
Rank within category 29 8 23 21 10 24
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 78
Top 10 Holdings (%) 31.96
Top 5 Holdings (%) 21.06
Top 3 Sectors (%) 41.82
Portfolio P/B Ratio 4.03
Portfolio P/E Ratio 28.13
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 7.32% GOI 28/01/2024 GOI Securities SOV 1.02 - 1.23 1.02
new 7.21% HDFC 30/12/2022 Debenture AAA 0.00 - 0.83 0.83
new 6.83% Power Finance Corporation 24/04/2023 Debenture AAA 0.00 - 0.83 0.83
new 8.15% State Bank of India Additional Tier 1 Bond AA+ 0.00 - 0.83 0.83
new 9.95% Food Corporation of India 2022 Bonds AAA 0.00 - 0.82 0.82
new 5.74% REC 20/06/2024 Debenture AAA 0.00 - 0.82 0.82
new 4.60% National Bank Agr. Rur. Devp 29/07/2024 Debenture AAA 0.00 - 0.81 0.81
new Reserve Bank of India 364-D 20/01/2022 Treasury Bills SOV 0.00 - 0.81 0.81
new Reserve Bank of India 91-D 27/01/2022 Treasury Bills SOV 0.00 - 0.81 0.81
new 8.85% HDFC Bank Additional Tier 1 Bond AA+ 0.00 - 0.76 0.76
new 8.60% Export-Import Bank Additional Tier 1 Bond AA+ 0.00 - 0.65 0.65
new 8.55% Bank of Baroda Additional Tier 2 Bond AAA 0.00 - 0.52 0.52
new 7.05% National Housing Bank 18/12/2024 Non Convertible Debenture AAA 0.00 - 0.51 0.51
equal 7.35% HDFC 2025 Debenture AAA 0.51 - 2.00 0.51
new 7.16% GOI 20/05/2023 Central Government Loan SOV 0.00 - 0.50 0.50
new 8.65% Bank of Baroda Additional Tier 1 Bond AA+ 0.00 - 0.50 0.50
new 4.55% LIC Housing Fin. 28/03/2022 Bonds/NCDs AAA 0.00 - 0.49 0.49
up 5.63% GOI 2026 GOI Securities SOV 0.00 - 0.93 0.48
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.42 - 1.24 0.42
equal 7.49% Indian Railway Finance Corporation 30/05/2027 Debenture AAA 0.34 - 1.02 0.34
new 8.10% Power Finance Corporation 2024 Non Convertible Debenture AAA 0.00 - 0.34 0.34
equal 7.70% Larsen & Toubro 28/04/2025 Debenture AAA 0.34 - 1.02 0.34
new 7.69% National Bank Agr. Rur. Devp 29/05/2024 Non Convertible Debenture AAA 0.00 - 0.34 0.34
new 7.52% REC 2026 Bonds AAA 0.00 - 0.34 0.34
equal 7.17% GOI 2028 GOI Securities SOV 0.34 - 1.54 0.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Infosys Technology 37.57 5.97 2.85 5.97
up ICICI Bank Financial 26.94 5.73 3.24 4.74
up HDFC Bank Financial 23.52 7.61 3.79 4.56
up Reliance Industries Energy 32.62 7.63 2.96 2.96
up Larsen & Toubro Construction 32.50 2.83 1.33 2.83
up Tata Consultancy Services Technology 39.21 2.80 1.78 2.65
up State Bank of India Financial 15.78 3.25 0.92 2.40
up HDFC Financial 23.15 3.76 1.85 2.35
up Astral Chemicals 95.30 1.82 0.00 1.82
up Bharti Airtel Communication 138.60 3.40 1.22 1.67
new United Spirits FMCG 79.08 1.66 0.00 1.66
up Axis Bank Financial 22.25 2.07 1.10 1.63
up Bharat Petroleum Corporation Energy 4.81 1.47 0.00 1.47
up PI Industries Chemicals 52.02 1.40 0.00 1.40
up Bajaj Finserv Financial 68.47 1.49 0.00 1.40
new MindTree Technology 47.89 1.40 0.00 1.40
new Gland Pharma Healthcare 54.08 1.40 0.00 1.40
new HCL Technologies Technology 30.07 1.34 0.00 1.32
new Home First Finance Company India Financial 56.95 1.30 0.00 1.30
up Ultratech Cement Construction 33.61 1.77 0.00 1.26
up Varun Beverages FMCG 60.69 1.21 0.00 1.21
new P&G Hygiene & Health Care FMCG 84.68 1.12 0.00 1.12
up Minda Industries Automobile 91.03 1.12 0.00 1.12
up Indraprastha Gas Energy 21.82 1.09 0.00 1.09
new Westlife Development Services -- 1.01 0.00 1.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

*As on 30-Nov-2021

Fund Manager

— Rahul Baijal since 01-Jan-2022

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— S Bharath since 01-Jan-2022

Education: Mr. Bharath is a B Com (H), MBA and ICWA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Navia Markets Ltd.

Funds Managed:

— Dwijendra Srivastava since 01-Jan-2022

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Sandeep Agarwal since 01-Jan-2022

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:


-0.92%

Change from previous, NAV as on 18-Jan-2022

Growth: ₹ 126.5553

IDCW Monthly: ₹ 42.2548


Investment Strategy

The scheme seeks long-term capital appreciation and current income from a balanced portfolio of equity and debt securities.

Investment Details

Min. Investment (₹) 300
Min. Addl Investment (₹) 300
Min. SIP Investment (₹) 100
Min. No of Cheques 12
Min. Withdrawal (₹) --
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 24% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 15.40%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 3,074 Cr (As on 31-Dec-2021)
Expense: 1.02% (As on 30-Nov-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: 23.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly14-Jan-20220.3870

 17-Dec-20210.2311
 17-Nov-20210.2377
 14-Oct-20210.2344
 17-Sep-20210.2287
 17-Aug-20210.2186
 16-Jul-20210.2123
 17-Jun-20210.2219
 17-May-20210.2138
 16-Apr-20210.2132
 17-Mar-20210.2144
 17-Feb-20210.2154
 15-Jan-20210.2090
 17-Dec-20200.2592
 17-Jul-20190.1328
 17-Jun-20190.0354
 17-May-20190.0885
 16-Apr-20190.0620
 15-Mar-20190.0708
 17-Jan-20190.2632
 16-Nov-20180.2615
 17-Oct-20180.2595
 17-Sep-20180.2800
 17-Aug-20180.2804
 17-Jul-20180.2760

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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