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4 star

DSP Flexi Cap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.64 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.41 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 19.29 -0.03 0.42 8.56 8.21 22.97 64.54 17.92 18.73 15.67 --
S&P BSE 500 TRI 18.60 -0.05 0.70 8.96 8.06 21.93 67.71 14.74 16.42 13.68 --
Equity: Flexi Cap 17.50 0.07 0.78 8.46 7.29 20.81 60.85 14.25 15.94 14.58 --
Rank within category 18 41 48 29 18 16 17 7 6 12 --
Number of funds in category 55 59 59 58 58 55 51 38 35 30 1

As on 14-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP Flexi Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 64.54 17.92 18.73 0.94 5,417
Kotak Flexicap Fund - Direct Plan  | Invest Online
4 star
Jan-13 55.95 14.32 16.66 0.64 35,955
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 73.59 18.90 18.37 1.21 18,405
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 59.24 15.39 19.55 0.62 16,540
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 58.27 16.79 18.12 0.76 15,879

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.54 19-Sep-2019 - 26-Sep-2019 -19.79 16-Mar-2020 - 23-Mar-2020
Month 24.31 07-May-2014 - 06-Jun-2014 -35.70 20-Feb-2020 - 23-Mar-2020
Quarter 31.56 10-Mar-2014 - 09-Jun-2014 -30.82 23-Dec-2019 - 23-Mar-2020
Year 87.49 23-Mar-2020 - 23-Mar-2021 -22.02 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 18.47 23.38 0.61 0.64 0.99 2.75
S&P BSE 500 TRI 15.83 22.84 0.50 0.59 -- --
Equity: Flexi Cap 15.16 22.22 0.49 0.55 0.94 -0.01
Rank within category 5 29 8 12 28 8
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 65
Top 10 Stocks (%) 38.28
Top 5 Stocks (%) 24.95
Top 3 Sectors (%) 55.71
Portfolio P/B Ratio 4.87
Portfolio P/E Ratio 32.38

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 84,889 1,33,343
Giant (%) 42.76 52.33
Large (%) 14.77 17.31
Mid (%) 32.65 23.41
Small (%) 9.82 7.45
Tiny (%) -- 0.14

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 24.18 8.33 3.92 8.12
up HDFC Bank Financial 25.88 8.05 6.24 6.44
equal Infosys Technology 32.41 4.21 0.00 3.94
equal Ultratech Cement Construction 35.37 4.24 1.72 3.38
equal Bajaj Finance Financial 84.86 9.60 2.95 3.07
up Avenue Supermarts Services 198.48 3.68 1.46 2.83
up Axis Bank Financial 31.67 5.04 0.00 2.83
equal Dr. Reddy's Lab Healthcare 46.45 3.11 0.00 2.65
up Bajaj Finserv Financial 42.82 3.34 0.00 2.59
up Gujarat Gas Chemicals 33.68 2.48 0.00 2.43
up Motherson Sumi Systems Automobile 75.17 2.22 0.00 2.22
equal Kotak Mahindra Bank Financial 35.28 5.04 0.00 2.15
down Atul Chemicals 40.44 2.14 0.00 1.87
equal Tata Consultancy Services Technology 37.49 3.79 1.64 1.64
equal Century Plyboards (India) FMCG 49.14 1.56 0.00 1.56
up Tata Steel Metals 19.00 1.84 0.00 1.53
equal Max Financial Services Financial 82.06 1.53 0.00 1.48
equal HCL Technologies Technology 24.09 1.61 0.00 1.47
down V-Mart Retail Services -- 2.14 0.00 1.42
equal Minda Industries Automobile 80.59 2.02 0.81 1.42
up Balkrishna Industries Automobile 37.36 1.69 0.70 1.42
equal SBI Cards & Payments Services Financial 103.50 1.59 0.00 1.40
equal Polycab India Engineering 31.06 1.38 0.00 1.38
equal Crompton Greaves Consumer Electricals Cons Durable 43.69 1.76 0.00 1.37
equal Indraprastha Gas Energy 34.75 2.13 0.00 1.36

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Abhishek Ghosh since 01-Jan-2021

Education: Mr. Ghosh is a MBA Finance, BE (Electronics)

Experience: Prior to joining DSP Mutual Fund, he has worked with Motilal Oswal Securities, IDFC securities Ltd, BNP Paribas, B&K Securities, Edelweiss Securities.

Funds Managed:

— Atul Bhole since 01-Jun-2016

Education: Mr. Bhole is a B.Com (H), Chartered Accountant and MMS.

Experience: Prior to joining DSP Mutual Fund he has worked with Tata Mutual Fund, JP Morgan Services Pvt. Ltd. and SBI Treasury.

Interviews:

Funds Managed:


-0.03%

Change from previous, NAV as on 14-Jun-2021

Growth: ₹ 64.1660

IDCW: ₹ 73.4630


Investment Strategy

The scheme seeks to generate long-term capital appreciation, from a portfolio which is substantially constituted of equity and equity related securities and may also invest a certain portion of its corpus in debt and money market securities, in order to meet liquidity requirements from time to time. In Picking out individual investment opportunities for the portfolio, the investment manager will seek both value & growth.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 16.09%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 5,417 Cr (As on 31-May-2021)
Expense: 0.94% (As on 30-Apr-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: 46.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW12-Mar-20217.5900

 12-Mar-20206.6300
 11-Apr-20196.7000
 08-Mar-201816.0000
 10-Mar-20176.6000
 11-Mar-20167.0000
 13-Mar-20158.5000

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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