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3 star

Franklin India Equity Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.42 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.77 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 11.12 1.40 1.69 3.86 14.67 30.09 31.44 12.48 13.90 16.39 --
VR Balanced TRI 7.77 1.89 1.53 2.76 13.73 27.39 31.05 13.60 15.14 13.78 --
Hybrid: Aggressive Hybrid 8.44 1.39 1.72 3.73 13.65 25.97 28.14 11.10 14.46 15.09 --
Rank within category 8 26 22 21 14 7 11 11 15 8 --
Number of funds in category 48 49 49 48 47 46 46 34 28 25 0

As on 03-Mar-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Equity Hybrid Fund - Direct Plan  | Invest Online Now
3 star
Jan-13 31.44 12.48 13.90 1.21 1,323
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 23.08 13.18 15.08 0.99 34,653
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 24.85 13.58 16.35 0.89 6,079
Mirae Asset Hybrid Equity Fund - Direct Plan  | Invest Online
5 star
Jul-15 30.94 14.53 17.44 0.38 4,384
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 27.74 15.03 17.22 0.79 4,208

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.13 01-Apr-2020 - 09-Apr-2020 -13.20 11-Mar-2020 - 18-Mar-2020
Month 13.28 24-Mar-2020 - 23-Apr-2020 -27.50 20-Feb-2020 - 23-Mar-2020
Quarter 25.93 15-Oct-2020 - 14-Jan-2021 -26.26 23-Dec-2019 - 23-Mar-2020
Year 60.14 29-Jan-2014 - 29-Jan-2015 -22.38 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 12.07 16.84 0.44 0.50 0.89 -0.05
VR Balanced TRI 13.05 18.26 0.46 0.54 -- --
Hybrid: Aggressive Hybrid 11.02 17.81 0.37 0.42 0.93 -1.43
Rank within category 14 11 12 12 10 12
Number of funds in category 37 37 37 37 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 28-Feb-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 36
Top 10 Holdings (%) 49.35
Top 5 Holdings (%) 32.05
Top 3 Sectors (%) 49.12
Portfolio P/B Ratio 2.22
Portfolio P/E Ratio 21.23
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Bajaj Finance 53-D 15/03/2021 Commercial Paper A1+ 0.00 - 4.52 4.52
equal 9.00% Indostar Capital Finance 2023 Debenture AA- 2.70 - 3.51 3.40
new Reserve Bank of India 91-D 01/04/2021 Treasury Bills SOV 0.00 - 3.01 3.01
equal National Bank Agr. Rur. Devp 18/02/2021 Certificate of Deposit A1+ 0.00 - 1.94 1.89
equal 7.27% GOI 2026 GOI Securities SOV 0.00 - 2.06 1.63
equal KKR India Financial Services 2021 Debenture AA 1.08 - 1.52 1.50
equal 5.85% GOI 2030 GOI Securities SOV 0.00 - 1.13 1.13
equal Indostar Capital Finance 2021 Debenture AA- 1.03 - 1.96 1.05
equal 8.85% Power Finance Corp. 25/05/2029 Bonds/NCDs AAA 0.39 - 0.53 0.51
equal 6.95% HDFC 27/04/2023 Debenture AAA 0.00 - 0.41 0.39
equal 8.85% REC 16/04/2029 Non Convertible Debenture AAA 0.25 - 0.52 0.25
equal 6.18% GOI 2024 GOI Securities SOV 0.00 - 0.64 0.24
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 0.41 0.08
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 1.48 0.08

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Axis Bank Financial 77.16 9.95 4.33 9.46
down Infosys Technology 30.78 8.83 2.12 8.00
down HDFC Bank Financial 28.50 7.79 4.79 5.09
down ICICI Bank Financial 29.62 5.53 0.00 5.00
down Bharti Airtel Communication -- 5.37 1.52 4.38
equal Mahindra & Mahindra Automobile -- 5.45 2.26 3.24
down Power Grid Corporation Energy 11.80 3.57 2.33 3.15
equal Tech Mahindra Technology 22.76 3.12 0.99 3.12
equal Dr. Reddy's Lab Healthcare 34.41 3.62 1.43 2.49
equal Petronet LNG Energy 14.35 2.89 1.35 2.47
down Tata Consultancy Services Technology 36.75 2.17 0.00 2.17
equal Larsen & Toubro Construction 18.30 2.07 0.00 2.07
equal Gujarat State Petronet Energy 9.90 2.51 1.25 1.90
equal Voltas Cons Durable 79.56 1.89 0.82 1.89
equal Indian Oil Corp. Energy 20.00 2.30 1.48 1.81
equal Hindalco Inds. Metals 36.30 3.57 1.47 1.79
equal Embassy Office Parks REIT Construction -- 2.25 0.00 1.71
equal NTPC Energy 14.53 2.13 1.51 1.66
equal Indian Hotels Services -- 1.46 0.67 1.46
equal State Bank of India Financial 15.59 3.00 0.75 1.31
equal Cholamandalam Financial Holdings Financial 14.47 1.38 0.00 1.31
equal United Breweries FMCG 562.08 1.92 0.84 1.26
equal NHPC Energy 7.96 1.23 0.00 1.23
equal Cadila Healthcare Healthcare 24.70 1.23 0.46 1.19
equal Balkrishna Industries Automobile 29.73 1.68 0.75 1.19

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Krishna Prasad Natarajan since 01-Jan-2019

Education: Mr. Natarajan has done B.E. (Chemical Engineering), PGDIM & CFA

Experience: Prior to joining Franklin Templeton Mutual Fund, he has worked with kotak Institutional Equity, JM Financial and Nomura.

Funds Managed:

— Lakshmikanth Reddy since 02-May-2016

Education: Mr. Reddy is a B.Tech in Mechanical Engineering from Jawaharlal Nehru Technical University, Hyderabad and also holds a PGDM from IIM-A.

Experience: Prior to joining Franklin Templeton Mutual Fund he was associated with ICICI Pru Life Insurance Company Ltd. as Head-Equity (Jun 2004-Feb 2016), HSBC Capital Markets as Equity analyst (Apr 2003-May 2004), ABN Amro Asia Equities as Equity Analyst (Feb 2000-Mar 2003), UTI as Buy Side Analyst (Jun 1997-Feb 2000) and Crompton Greaves as Design Executive (Aug 1993-Jun 1995).

Funds Managed:

— Sachin Padwal-Desai since 01-Jan-2013

Education: Mr. Desai is a B.E and PGDM from IIM Bangalore.

Experience: Prior to joining Sundaram Mutual Fund he has worked with ICICI Bank, Infosys Technologies and Thermax.

Funds Managed:

— Umesh Sharma since 01-Jan-2013

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


1.40%

Change from previous, NAV as on 03-Mar-2021

Growth: ₹ 171.4559

Dividend: ₹ 28.0933


Investment Strategy

The scheme seeks to achieve long-term capital appreciation with stability of investment and current income from a balanced portfolio of high quality equity and fixed-income securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 14.89%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,323 Cr (As on 31-Jan-2021)
Expense: 1.21% (As on 31-Jan-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: 18.89%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend29-May-20201.2500

 17-May-20191.5495
 23-Mar-20182.0000
 26-May-20171.7500
 27-May-20161.7500
 29-May-20152.5000
 30-May-20141.5000
 24-May-20132.0000

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

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