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2 star

UTI Multi Asset Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.35 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.47 Lakh

Suitability:

"Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 11.55 -0.89 -1.69 -2.05 1.93 6.88 15.74 10.64 9.56 7.21 --
VR Balanced TRI 20.19 -2.54 -3.62 -5.85 2.48 11.43 28.09 16.61 15.44 11.10 --
Hybrid: Multi Asset Allocation 20.07 -1.37 -1.92 -1.88 3.86 9.42 26.04 15.34 11.13 10.20 --
Rank within category 15 6 9 14 19 18 15 12 7 9 --
Number of funds in category 18 23 23 22 22 22 18 14 10 9 0

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Multi Asset Fund - Direct Plan  | Invest Online
2 star
Jan-13 15.74 10.64 9.56 1.12% 787
Axis Triple Advantage Fund - Direct Plan
5 star
Jan-13 30.04 21.10 15.21 0.44% 1,613
SBI Multi Asset Allocation Fund - Direct Plan  | Invest Online
5 star
Jan-13 18.57 14.02 10.63 0.99% 479
ICICI Prudential Multi Asset Fund - Direct Plan  | Invest Now
2 star
Jan-13 46.92 18.31 15.98 1.23% 12,509
HDFC Asset Allocator FoF - Direct Plan  | Invest Online
Unrated
May-21 -- -- -- 0.10% 1,973

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.18 01-Apr-2020 - 09-Apr-2020 -13.42 16-Mar-2020 - 23-Mar-2020
Month 16.92 23-Mar-2020 - 22-Apr-2020 -24.97 20-Feb-2020 - 23-Mar-2020
Quarter 25.36 23-Mar-2020 - 22-Jun-2020 -23.12 23-Dec-2019 - 23-Mar-2020
Year 51.68 23-Mar-2020 - 23-Mar-2021 -20.14 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.21 13.32 0.55 0.57 0.70 -3.13
VR Balanced TRI 18.85 17.75 0.84 0.97 -- --
Hybrid: Multi Asset Allocation 15.79 13.72 0.87 0.98 0.67 1.94
Rank within category 13 5 14 14 6 15
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Holdings (%) 39.84
Top 5 Holdings (%) 27.38
Top 3 Sectors (%) 35.69
Portfolio P/B Ratio 3.89
Portfolio P/E Ratio 26.90
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 7.60% Nat. Highways Authority 18/03/2022 Bonds AAA 0.00 - 1.93 1.93
equal 9.10% Union Bank of India Additional Tier 1 Bond AA 1.92 - 2.29 1.92
equal 6.60% REC 21/03/2022 Debenture AAA 0.00 - 2.01 1.92
equal HDFC Bank 21/03/2022 Certificate of Deposit A1+ 0.00 - 1.96 1.88
new Indian Bank 366-D Short Term Deposit -- 0.00 - 1.01 1.01
equal Punjab National Bank 365-D Short Term Deposit -- 0.79 - 1.18 1.01
equal 8.60% LIC Housing Fin. 14/01/2022 Debenture AAA 0.64 - 0.77 0.64
equal 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 0.54 0.52
equal Punjab National Bank 368-D Short Term Deposit -- 0.25 - 0.88 0.25
new Indian Bank 368-D Short Term Deposit -- 0.00 - 0.25 0.25
new Clearing Corporation 91-D Short Term Deposit -- 0.00 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.61 6.12 3.02 5.37
equal Sun Pharmaceutical Industries Healthcare 29.53 4.59 0.70 4.27
equal Axis Bank Financial 20.29 3.97 0.00 3.68
equal Infosys Technology 34.03 9.69 2.30 3.23
equal Hero Motocorp Automobile 17.42 3.02 0.00 2.71
equal State Bank of India Financial 14.65 5.60 1.10 2.61
equal Tech Mahindra Technology 29.02 2.48 0.00 2.48
equal HDFC Bank Financial 24.13 7.71 2.44 2.44
equal Hindustan Unilever FMCG 65.30 3.52 0.00 2.22
equal Larsen & Toubro Construction 28.52 4.03 1.29 2.14
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 2.13
equal Bharti Airtel Communication 143.20 4.28 0.98 2.13
equal Tata Motors Automobile -- 1.93 0.00 1.93
equal Tata Consultancy Services Technology 34.84 4.29 0.00 1.92
equal Lupin Healthcare -- 2.06 0.00 1.91
equal Maruti Suzuki India Automobile 51.58 2.83 0.83 1.81
equal Ultratech Cement Construction 33.50 2.39 0.00 1.49
equal Tata Steel Metals 4.36 1.45 0.00 1.42
equal Bajaj Finance Financial 82.53 2.25 0.00 1.34
equal Gujarat Gas Energy 30.77 1.62 0.00 1.29
equal Dabur India FMCG 58.75 2.09 0.00 1.28
equal Coal India Energy 6.97 1.43 0.00 1.22
equal Mphasis Technology 42.90 1.27 0.42 1.11
equal SBI Life Insurance Company Insurance 91.39 1.56 0.00 1.00
equal Cipla Healthcare 30.12 1.15 0.00 0.97

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Sharwan Kumar Goyal since 12-Nov-2021

Education: Mr.Goyal is B.Com, CFA and MMS.

Experience: He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.

Funds Managed:

— Vetri Subramaniam since 12-Nov-2021

Education: Mr. Subramaniam is a B.Com (H) and PGDBM (Finance) from IIM Bangalore

Experience: Prior to joining UTI Asset Management Company, he was working with Invesco AMC as the Chief Investment Officer. He had also worked with Motilal Oswal Securities Ltd., Capris Investment Management, Kotak Mahindra Asset Management, SSKI Investors Services Ltd. and SSKI Securities Pvt. Ltd.

Interviews:

Funds Managed:

— Sunil Patil since 01-Sep-2021

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

Funds Managed:


-0.89%

Change from previous, NAV as on 26-Nov-2021

Growth: ₹ 46.6840

IDCW: ₹ 21.8816


Investment Strategy

The Scheme seeks to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.89%
Benchmark: S&P BSE 200 TRI (65), CRISIL Composite Bond Index (25), Domestic Price of Gold (10)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 787 Cr (As on 31-Oct-2021)
Expense: 1.12% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 349.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW27-Oct-20210.0850

 22-Sep-20210.0850
 23-Aug-20210.0850
 22-Jul-20210.0850
 23-Jun-20210.0850
 24-May-20210.0850
 26-Apr-20210.0850
 22-Mar-20210.0850
 24-Feb-20210.0850
 25-Jan-20210.0850
 23-Dec-20200.0850
 25-Nov-20200.0850
 26-Oct-20200.0850
 23-Sep-20200.0850
 25-Aug-20200.0850
 22-Jul-20200.0850
 22-Jun-20200.0850
 24-Feb-20200.0753
 22-Jan-20200.0753
 23-Dec-20190.0753
 25-Nov-20190.0753
 22-Oct-20190.0753
 19-Sep-20190.0753
 19-Aug-20190.0753
 16-Jul-20190.0753

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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