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2 star

UTI Bond Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.28 Lakh

Suitability:

"Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.28 -0.20 -0.12 -0.21 -0.32 8.50 9.67 2.65 2.76 4.92 --
VR Bond -0.37 -0.01 0.01 -0.37 0.35 1.71 2.04 5.68 5.52 6.29 --
Debt: Medium to Long Duration -0.41 -0.19 -0.16 -0.37 0.11 1.95 3.20 7.39 6.18 7.11 --
Rank within category 5 11 8 6 18 1 1 13 14 13 --
Number of funds in category 19 19 19 19 19 15 14 14 14 14 0

As on 27-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Bond Fund - Direct Plan  | Invest Online
2 star
Jan-13 9.67 2.65 2.76 1.16% 290
ICICI Prudential Bond Fund - Direct Plan  | Invest Now
4 star
Jan-13 2.81 8.47 7.19 0.56% 4,007
Aditya Birla Sun Life Income Fund - Direct Plan  | Invest Online
4 star
Jan-13 4.27 9.19 7.15 0.40% 3,214
Kotak Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 2.82 9.26 6.79 0.74% 2,776
SBI Magnum Income Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.86 9.40 7.94 0.80% 1,701

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.94 15-Sep-2021 - 22-Sep-2021 -7.06 03-Jun-2019 - 10-Jun-2019
Month 7.74 14-Sep-2021 - 14-Oct-2021 -5.33 10-May-2019 - 10-Jun-2019
Quarter 8.86 22-Jul-2021 - 21-Oct-2021 -8.15 23-Dec-2019 - 23-Mar-2020
Year 19.23 26-Feb-2014 - 27-Feb-2015 -12.21 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.27 7.22 -0.20 -0.25 0.75 -2.97
VR Bond 5.74 2.02 1.00 1.37 -- --
Debt: Medium to Long Duration 7.35 3.62 1.26 2.09 1.24 1.12
Rank within category 14 14 13 14 3 14
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 13 17 10 23
Modified Duration (yrs) 3.58 4.47 2.01 4.09
Average Maturity (yrs) 6.73 8.74 4.05 5.42
Yield to Maturity (%) 5.07 5.76 3.92 5.88
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.10% GOI 2031 GOI Securities SOV 0.00 - 23.52 23.52
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 17.96 15.53
new Reserve Bank of India 364-D 13/01/2022 Treasury Bills SOV 0.00 - 8.61 8.61
new 5.63% GOI 2026 GOI Securities SOV 0.00 - 8.56 8.56
equal 8.30% Jorabat Shillong Expressway 28/02/2025 Non Convertible Debenture D 8.29 - 8.98 8.52
equal 6.79% GOI 26/12/2029 GOI Securities SOV 0.00 - 5.62 5.28
equal 7.25% Punjab National Bank Additional Tier 2 Bond AA+ 5.11 - 5.43 5.21
equal 7.09% Food Corporation of India 13/08/2031 Non Convertible Debenture AAA 0.00 - 5.47 5.18
equal 6.75% Piramal Capital & Housing Finance 26/09/2031 Debenture AA 0.00 - 3.55 3.55
equal 8.30% Jorabat Shillong Expressway 2022 Non Convertible Debenture D 2.22 - 4.63 2.25
equal Arunachal Pradesh State 2030 State Development Loan SOV 1.81 - 1.95 1.84
new 6.37% L&T Metro Rail (Hyderabad) 30/04/2025 Debenture AAA 0.00 - 0.83 0.83
new Clearing Corporation 94-D Short Term Deposit -- 0.00 - 0.24 0.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Amandeep Singh Chopra since 01-Jan-2013

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).

Interviews:

Funds Managed:


-0.20%

Change from previous, NAV as on 27-Jan-2022

Growth: ₹ 59.4979

IDCW Yearly: ₹ 11.6438

More

IDCW Quarterly: ₹ 18.7767

IDCW Half Yearly: ₹ 11.1405

Flexi IDCW: ₹ 11.9759


Investment Strategy

The scheme seeks to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 3% for redemption within 89 days
2% for redemption between 90 - 179 days
1% for redemption between 180 - 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.30%
Benchmark: NIFTY Medium to Long Duration Debt
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 290 Cr (As on 31-Dec-2021)
Expense: 1.16% (As on 31-Dec-2021)
Risk Grade: High
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Flexi IDCW22-Mar-20210.5000

 25-Mar-20190.0540
 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.3611
IDCW Half Yearly22-Mar-20210.3000

 23-Sep-20200.2000
 25-Mar-20190.0540
 26-Sep-20160.2167
 28-Mar-20160.1264
IDCW Yearly22-Mar-20210.5000

 25-Mar-20190.0540
 26-Mar-20180.2167
 22-Mar-20170.5056
IDCW Quarterly23-Sep-20200.1000

 24-Jun-20200.1000
 26-Jun-20180.0216
 25-Sep-20140.2922
 26-Jun-20140.2533
 26-Mar-20140.0779
 30-Dec-20130.0779
 26-Sep-20130.0779
 30-May-20130.1752
 25-Mar-20130.2202

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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