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2 star

UTI Core Equity Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.63 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.37 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This fund invests in a combination of large- and medium-sized companies, providing reasonable degree of flexibility to the fund management team to invest in companies of different sizes, depending on where it expects maximum gains. We believe this flexibility is good for fund investors, but we suggest you also consider flexi-cap funds which offer complete freedom to fund managers to choose companies of different sizes.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large & mid-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.50 -2.88 -6.74 0.27 -5.69 3.90 33.22 17.60 14.28 10.39 --
S&P BSE Large Mid Cap TRI -1.57 -2.91 -6.54 0.44 -4.86 7.87 26.38 17.98 16.18 11.78 --
Equity: Large & MidCap -2.51 -3.19 -7.00 -0.19 -3.27 7.81 31.55 20.76 16.27 12.94 --
Rank within category 7 6 12 13 26 26 10 20 16 16 --
Number of funds in category 28 28 28 28 27 27 27 22 19 18 0

As on 24-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Core Equity Fund - Direct Plan  | Invest Online
2 star
Jan-13 33.22 17.60 14.28 1.94% 1,209
Mirae Asset Emerging Bluechip Fund - Direct Plan  | Invest Online
5 star
Jan-13 31.96 25.99 21.71 0.67% 21,972
Canara Robeco Emerging Equities Fund - Direct Plan  | Invest Online
5 star
Jan-13 30.24 23.51 19.58 0.62% 12,459
Kotak Equity Opportunities Fund - Direct Plan  | Invest Online
4 star
Jan-13 26.73 20.98 16.86 0.62% 8,663
Axis Growth Opportunities Fund - Direct Plan
5 star
Oct-18 38.25 28.02 -- 0.47% 5,587

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.86 01-Apr-2020 - 09-Apr-2020 -17.04 11-Mar-2020 - 18-Mar-2020
Month 19.49 24-Mar-2020 - 23-Apr-2020 -36.43 20-Feb-2020 - 23-Mar-2020
Quarter 35.09 24-Mar-2020 - 23-Jun-2020 -35.55 23-Dec-2019 - 23-Mar-2020
Year 102.95 23-Mar-2020 - 23-Mar-2021 -36.25 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 19.49 23.87 0.66 0.71 1.07 -1.66
S&P BSE Large Mid Cap TRI 19.27 21.40 0.73 0.82 -- --
Equity: Large & MidCap 21.85 22.15 0.83 0.86 0.98 2.13
Rank within category 20 19 22 19 21 22
Number of funds in category 23 23 23 23 23 23

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 62
Top 10 Stocks (%) 33.75
Top 5 Stocks (%) 19.84
Top 3 Sectors (%) 48.17
Portfolio P/B Ratio 2.77
Portfolio P/E Ratio 19.03

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 74,459 93,399
Giant (%) 38.75 39.24
Large (%) 11.15 18.30
Mid (%) 43.68 40.42
Small (%) 6.43 3.75
Tiny (%) -- 0.40

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 24.90 6.41 4.35 4.88
down HDFC Bank Financial 22.87 4.74 0.00 4.49
equal State Bank of India Financial 15.39 4.51 1.94 3.81
equal HDFC Financial 22.08 5.79 2.69 3.52
equal ITC FMCG 18.28 5.41 2.27 3.14
equal Infosys Technology 33.97 6.36 2.71 3.07
equal Larsen & Toubro Construction 30.49 3.94 1.39 2.83
up The Federal Bank Financial 10.84 3.14 1.21 2.69
up Fortis Healthcare Healthcare 44.62 2.68 0.00 2.68
up Ajanta Pharma Healthcare 26.05 2.64 0.96 2.64
down Bharti Airtel Communication 133.91 4.10 1.48 2.60
up Emami FMCG 37.38 2.43 0.00 2.39
equal Axis Bank Financial 17.09 3.75 0.00 2.32
up Max Financial Services Financial 104.46 2.31 0.00 2.14
up Hindustan Petroleum Corporation Energy 4.60 2.21 0.00 2.04
equal Gujarat State Petronet Energy 9.37 2.92 1.39 2.01
up Coromandel International Chemicals 16.26 2.01 0.00 2.01
equal HCL Technologies Technology 27.69 2.21 0.00 1.99
up Phoenix Mills Construction 99.59 1.98 1.13 1.98
up Cummins India Engineering 28.34 2.57 0.00 1.87
down Wipro Technology 25.92 3.12 0.00 1.81
up Oracle Fin Ser Software Technology 16.29 1.81 0.00 1.80
up Oberoi Realty Construction 35.25 1.93 0.00 1.77
down Bharat Electronics Engineering 20.93 2.56 0.00 1.64
down Tata Motors DVR Automobile -- 1.91 0.65 1.63

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— V Srivatsa since 17-May-2017

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-2.88%

Change from previous, NAV as on 24-Jan-2022

Growth: ₹ 100.5736

IDCW: ₹ 49.4227


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 13.61%
Benchmark: NIFTY Large Midcap 250 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,209 Cr (As on 31-Dec-2021)
Expense: 1.94% (As on 31-Dec-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 59.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW08-Mar-20213.5000

 21-Mar-20182.7000
 27-Mar-20172.5000
 16-Mar-20162.1000
 26-Mar-20153.0000
 25-Sep-20131.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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