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UTI Core Equity Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.09 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.42 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This fund invests in a combination of large and medium-sized companies, thereby providing some degree of flexibility to the fund management team to invest in companies of different sizes, depending upon where it expects maximum gains. We believe this flexibility is good for fund investors but we suggest one should also consider multi cap funds which offer complete freedom to fund managers to choose companies of different sizes.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large and mid cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -6.89 -3.60 -7.10 -7.93 -6.23 0.07 -1.24 2.82 3.04 10.39 --
S&P BSE Large Mid Cap TRI -7.32 -3.69 -7.39 -6.47 -6.77 2.12 4.11 8.08 6.27 12.01 --
Equity: Large & MidCap -2.19 -3.01 -6.18 -4.47 -1.68 8.47 10.55 8.26 8.06 15.66 --
Rank within category 25 23 24 27 24 24 23 20 19 18 --
Number of funds in category 26 27 27 27 25 24 23 20 20 18 0

As on 28-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 8.06 (03-Sep-2013 - 10-Sep-2013) -8.10 (19-Aug-2015 - 26-Aug-2015)
Month 14.57 (07-May-2014 - 06-Jun-2014) -13.31 (07-Sep-2018 - 09-Oct-2018)
Quarter 19.20 (07-Apr-2014 - 07-Jul-2014) -13.23 (30-Nov-2015 - 29-Feb-2016)
Year 59.00 (13-Feb-2014 - 13-Feb-2015) -18.32 (27-Feb-2015 - 29-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.84 12.37 0.18 0.25 0.93 -4.16
S&P BSE Large Mid Cap TRI 12.20 12.43 0.53 0.83 -- --
Equity: Large & MidCap 11.65 13.41 0.45 0.65 0.99 -0.71
Rank within category 20 6 21 21 7 21
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 56
Top 10 Stocks (%) 38.61
Top 5 Stocks (%) 24.15
Top 3 Sectors (%) 51.90
Portfolio P/B Ratio 2.07
Portfolio P/E Ratio 15.36

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 46,560 63,337
Giant (%) 37.45 39.65
Large (%) 11.29 11.09
Mid (%) 41.52 45.97
Small (%) 9.05 6.52
Tiny (%) 0.68 0.19

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 33.85 6.41 2.85 5.99
equal HDFC Financial 17.28 5.79 0.00 5.43
down Infosys Technology 19.05 6.36 2.84 5.20
equal ITC FMCG 16.21 6.56 2.23 4.07
up Bharti Airtel Communication -- 3.46 0.00 3.46
equal Federal Bank Financial 10.22 3.14 0.00 3.14
down Mphasis Technology 14.80 3.15 0.00 3.06
up Larsen & Toubro Construction 17.00 4.58 1.39 3.03
equal State Bank of India Financial 23.02 3.40 0.00 2.67
equal Axis Bank Financial 41.06 2.77 0.00 2.56
down LIC Housing Fin. Financial 6.04 2.93 0.00 2.38
up Cummins India Engineering 20.48 2.20 0.00 2.20
down Indusind Bank Financial 17.01 4.23 0.00 2.00
equal GAIL Energy 7.59 2.26 0.00 1.98
up Motilal Oswal Financial Financial 18.91 1.92 0.00 1.92
equal Hero Motocorp Automobile 10.75 2.49 0.00 1.91
equal Gujarat State Petronet Energy 8.14 1.90 0.00 1.90
equal Ajanta Pharma Healthcare 28.29 2.04 0.00 1.89
down NTPC Energy 5.44 2.79 0.00 1.87
up Tata Power Energy 19.18 2.05 0.00 1.82
equal Phoenix Mills Construction 25.48 1.81 0.00 1.81
equal Oberoi Realty Construction 31.21 1.74 0.00 1.74
equal Amara Raja Batteries Engineering 16.89 1.98 0.00 1.73
equal Emami FMCG 34.66 1.81 0.00 1.63
equal Tata Steel Metals 8.49 1.71 0.00 1.58

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— V Srivatsa since 17-May-2017

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-3.60%

Change from previous, NAV as on 28-Feb-2020

Growth: ₹ 59.2737

Dividend: ₹ 31.5998


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.16%
Benchmark: NIFTY Large Midcap 250 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 866 Cr (As on 31-Jan-2020)
Expense: 2.04% (As on 31-Jan-2020)
Risk Grade: Average
Return Grade: Low
Turnover: 57.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend21-Mar-20182.7000

 27-Mar-20172.5000
 16-Mar-20162.1000
 26-Mar-20153.0000
 25-Sep-20131.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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