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3 star

UTI Long Term Equity Fund - Direct Plan download report


Equity: ELSS

1 Lakh

Investment Grown to
₹ 1.57 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.54 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
UTI Long Term Equity Direct-G -13.61 0.70 -2.35 -11.14 -10.90 -16.36 8.26 16.31 10.71 11.25 --
S&P BSE 500 TRI -8.87 0.73 -2.99 -10.15 -7.83 -11.96 10.15 15.42 11.62 11.80 --
Equity: ELSS -10.39 0.74 -2.66 -10.11 -8.84 -13.39 9.33 15.25 10.80 11.46 --
Rank within category 31 20 10 30 31 32 26 12 15 12 --
Number of funds in category 36 36 36 36 36 36 36 34 32 28 1

As on 16-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Long Term Equity Fund - Direct Plan  | Invest Online
3 star
Jan-13 8.26 16.31 10.71 1.21% 2,844
Axis Long Term Equity Fund - Direct Plan
4 star
Jan-13 -0.36 12.76 11.53 0.77% 31,656
Mirae Asset Tax Saver Fund - Direct Plan  | Invest Online
5 star
Dec-15 10.41 20.34 15.83 0.52% 11,963
DSP Tax Saver Fund - Direct Plan  | Invest Online
4 star
Jan-13 9.87 17.93 12.39 0.80% 9,811
IDFC Tax Advantage (ELSS) Fund - Direct Plan  | Invest Online
4 star
Jan-13 15.27 19.53 13.74 0.81% 3,742

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.63 01-Apr-2020 - 09-Apr-2020 -17.75 16-Mar-2020 - 23-Mar-2020
Month 17.74 23-Mar-2020 - 22-Apr-2020 -35.01 20-Feb-2020 - 23-Mar-2020
Quarter 30.80 23-Mar-2020 - 22-Jun-2020 -32.16 23-Dec-2019 - 23-Mar-2020
Year 92.83 23-Mar-2020 - 23-Mar-2021 -27.55 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
UTI Long Term Equity Direct-G 18.75 21.35 0.71 0.71 0.96 1.18
S&P BSE 500 TRI 18.19 21.83 0.67 0.73 -- --
Equity: ELSS 17.89 21.37 0.67 0.71 0.95 0.46
Rank within category 12 16 11 15 15 11
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 65
Top 10 Stocks (%) 39.48
Top 5 Stocks (%) 29.14
Top 3 Sectors (%) 46.02
Portfolio P/B Ratio 4.05
Portfolio P/E Ratio 26.70

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 85,994 1,35,974
Giant (%) 40.50 52.12
Large (%) 19.63 17.19
Mid (%) 30.54 24.36
Small (%) 9.32 6.67
Tiny (%) -- 0.23

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 19.56 8.74 5.80 7.43
up HDFC Bank Financial 19.08 9.16 6.85 7.09
equal Infosys Technology 28.82 7.99 5.21 6.71
equal Bharti Airtel Communication 138.24 4.48 1.33 3.96
up Axis Bank Financial 14.21 6.57 3.37 3.95
up State Bank of India Financial 11.66 2.44 0.00 2.33
equal ITC Consumer Staples 21.97 4.60 1.75 2.19
up Bajaj Finance Financial 50.00 2.25 0.00 1.97
up Crompton Greaves Consumer Electricals Consumer Discretionary 34.08 2.56 1.10 1.93
down Aditya Birla Fashion and Retail Services -- 2.45 1.16 1.92
equal Phoenix Mills Construction 92.89 1.87 1.20 1.87
equal Cholamandalam Investment & Finance Company Financial 24.85 2.12 0.00 1.80
up L&T Infotech Technology 32.28 2.54 1.18 1.68
equal Eicher Motors Automobile 44.11 2.01 0.00 1.64
equal Maruti Suzuki India Automobile 58.63 2.29 1.40 1.62
equal Tech Mahindra Technology 20.73 2.16 1.04 1.56
up Hindalco Inds. Metals & Mining 8.13 1.80 0.00 1.53
up Jubilant FoodWorks Services 75.00 2.21 0.93 1.44
up Godrej Consumer Products Consumer Staples 46.61 1.33 0.00 1.33
equal Tube Investments Of India Automobile 43.05 1.30 0.00 1.30
equal Avenue Supermarts Services 156.12 1.45 0.00 1.29
up CESC Energy 7.79 1.55 0.84 1.26
equal Divi's Laboratories Healthcare 43.92 1.26 0.00 1.26
down Carborundum Universal Metals & Mining 41.44 1.84 0.00 1.24
up Can Fin Homes Financial 13.63 1.26 0.00 1.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:


0.70%

Change from previous, NAV as on 16-May-2022

Growth: ₹ 137.5478

IDCW: ₹ 32.4149


Investment Strategy

An open-ended equity fund investing a minimum of 80% in equity related instruments. It Aims at enabling members to avail tax rebate under Section 80C of the IT Act and provide them with the benefits of growth.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) 500
Lock-in Period 3 Years
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 13.36%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 2,844 Cr (As on 30-Apr-2022)
Expense: 1.21% (As on 31-Mar-2022)
Risk Grade: Average
Return Grade: Average
Turnover: 24.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW22-Feb-20222.5000

 29-Jan-20191.3281
 22-Feb-20182.7000
 17-Jan-20171.3500
 25-Jan-20161.5000
 19-Jan-20152.2000
 18-Dec-20131.0000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001

Phone: 0263 2296993

Fax: (0260) 2421315

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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