UTI Long Term Equity Fund - Direct Plan

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Equity: ELSS

1 Lakh

Investment Grown to

₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to

₹ 3.61 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. In addition, you get tax exemption on the invested amount under Section 80C of the Indian income tax laws. As per this section, total investments of upto Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
No tax is to be paid as long as you continue to hold the units.

Dividends

Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns

Quarterly Returns

Monthly Returns

Weekly Returns

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Amount (₹)

Start date

End date

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Trailing Returns (%)

	YTD	1-Day	1-W	1-M	3-M	6-M	1-Y	3-Y	5-Y	7-Y	10-Y
Fund	-9.29	-0.74	0.57	4.38	15.31	-10.29	-0.47	1.92	5.80	11.58	--
S&P BSE 500 TRI	-10.03	-0.42	1.44	6.45	18.81	-10.99	-4.74	2.35	6.32	11.43	--
Equity: ELSS	-9.97	-0.37	1.13	5.52	15.37	-10.89	-4.47	1.36	5.84	13.17	--
Rank within category	17	35	32	31	18	16	11	18	15	21	--
Number of funds in category	38	38	38	38	38	38	36	34	30	28	1

As on 10-Jul-2020

Peer Comparison

Fund name	Launch Date	1-Year Return	3-Year Return	5-Year Return	Expense Ratio	Assets (Cr)
UTI Long Term Equity Fund - Direct Plan \| Invest Online	Jan-13	-0.47	1.92	5.80	1.53	1,224
Axis Long Term Equity Fund - Direct Plan \| Invest Online	Jan-13	0.49	7.14	8.73	0.93	20,292
Aditya Birla Sun Life Tax Relief 96 - Direct Plan \| Invest Online	Jan-13	1.45	3.70	7.95	0.94	10,101
DSP Tax Saver Fund - Direct Plan \| Invest Online	Jan-13	-2.51	3.41	8.40	0.94	5,789
Mirae Asset Tax Saver Fund - Direct Plan \| Invest Online	Dec-15	0.83	6.85	--	0.42	3,538

Best & Worst Performance

	Best (Period)	Worst (Period)
Week	9.63 (01-Apr-2020 - 09-Apr-2020)	-17.75 (16-Mar-2020 - 23-Mar-2020)
Month	17.74 (23-Mar-2020 - 22-Apr-2020)	-35.01 (20-Feb-2020 - 23-Mar-2020)
Quarter	30.80 (23-Mar-2020 - 22-Jun-2020)	-32.16 (23-Dec-2019 - 23-Mar-2020)
Year	60.03 (13-Feb-2014 - 13-Feb-2015)	-27.55 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

	Mean	Std Dev	Sharpe	Sortino	Beta	Alpha
Fund	4.26	20.92	-0.05	-0.05	0.95	-0.07
S&P BSE 500 TRI	4.28	21.61	-0.05	-0.05	--	--
Equity: ELSS	3.36	21.18	-0.09	-0.10	0.95	-0.97
Rank within category	16	14	16	16	18	16
Number of funds in category	34	34	34	34	34	34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks	65
Top 10 Stocks (%)	41.91
Top 5 Stocks (%)	27.70
Top 3 Sectors (%)	46.74
Portfolio P/B Ratio	2.86
Portfolio P/E Ratio	21.00

Portfolio Aggregates

	Fund	Category
Average Mkt Cap (Rs Cr)	60,389	89,760
Giant (%)	43.87	52.59
Large (%)	17.99	15.43
Mid (%)	31.60	23.93
Small (%)	6.55	8.24
Tiny (%)	--	0.13

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company	Sector	P/E	3Y High	3Y Low	% Assets
HDFC Bank	Financial	21.76	8.84	6.41	7.95
ICICI Bank	Financial	23.93	8.74	5.06	6.23
Infosys	Technology	20.45	6.62	3.63	6.21
Bharti Airtel	Communication	--	3.87	1.01	3.77
HDFC	Financial	14.94	4.15	0.00	3.54
ITC	FMCG	15.86	5.70	3.08	3.39
Axis Bank	Financial	67.06	6.57	1.77	3.37
Gujarat Gas	Chemicals	17.78	2.89	0.00	2.89
Crompton Greaves Consumer Electricals	Cons Durable	31.08	2.55	0.39	2.38
L&T Infotech	Technology	25.14	2.18	0.00	2.18
Petronet LNG	Energy	14.71	2.28	0.00	1.90
Eicher Motors	Automobile	29.36	1.89	0.00	1.89
Maruti Suzuki India	Automobile	31.89	3.76	1.66	1.87
Coromandel International	Chemicals	20.68	2.48	1.03	1.83
Jubilant FoodWorks	Services	77.07	2.21	0.00	1.74
Torrent Power	Energy	13.48	1.92	0.00	1.66
Bajaj Finance	Financial	37.01	1.66	0.00	1.66
Escorts	Automobile	29.29	1.73	0.00	1.58
Shree Cement	Construction	52.41	1.67	0.00	1.56
Aditya Birla Fashion and Retail	Services	--	2.87	0.45	1.41
Phoenix Mills	Construction	27.19	1.65	0.00	1.39
Muthoot Finance	Financial	14.18	2.83	0.00	1.39
Sun Pharmaceutical Inds.	Healthcare	31.84	1.73	1.11	1.36
Torrent Pharmaceuticals	Healthcare	38.97	1.60	0.00	1.33
Nestle India	FMCG	80.52	2.02	0.00	1.30

Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Vetri Subramaniam since 01-Sep-2017

Education: Mr. Subramaniam is a B.Com (H) and PGDBM (Finance) from IIM Bangalore

Experience: Prior to joining UTI Asset Management Company, he was working with Invesco AMC as the Chief Investment Officer. He had also worked with Motilal Oswal Securities Ltd., Capris Investment Management, Kotak Mahindra Asset Management, SSKI Investors Services Ltd. and SSKI Securities Pvt. Ltd.

Interviews:

05-Jun-2003: Asset Allocation is Key

Funds Managed:

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:

Invest Online

0.22%

Change from previous, NAV as on 13-Jul-2020

Growth: ₹ 88.8015

Dividend: ₹ 22.3944

An open-ended equity fund investing a minimum of 80% in equity related instruments. It Aims at enabling members to avail tax rebate under Section 80C of the IT Act and provide them with the benefits of growth.

Minimum Investment (₹)	500
Minimum Addl Investment (₹)	500
Minimum SIP Investment (₹)	500
Minimum No of Cheques	6
Minimum Withdrawal (₹)	--
Minimum Balance (₹)	500

Exit Load	0

Exit Load

Fund House:	UTI Mutual Fund
Launch Date:	01-Jan-2013
Return Since Launch:	10.26%
Benchmark:	NIFTY 500 TRI
Riskometer:	Moderately High
Type:	Open-ended
Assets:	₹ 1,224 Cr (As on 30-Jun-2020)
Expense:	1.53% (As on 31-May-2020)
Risk Grade:	Average
Return Grade:	Average
Turnover:	48.00%

Plan

Record Date

Dividend (₹ / Unit)

Dividend

29-Jan-2019

1.3281

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	22-Feb-2018	2.7000
	17-Jan-2017	1.3500
	25-Jan-2016	1.5000
	19-Jan-2015	2.2000
	18-Dec-2013	1.0000

Fund News - 11-Nov-2019

Benchmark change in four schemes of UTI Mutual Fund
Fund News - 30-Aug-2019

Fund Manager change in Schemes of UTI Mutual Fund
Fund News - 24-Jan-2019

Dividend Declared in UTI Long Term Equity Fund
Fund News - 01-Nov-2018

SWP Facility gets introduced in Four Schemes of UTI Mutual Fund
Fundwire - 22-Feb-2018

Changing goal posts

UTI Long Term Equity Fund - Direct Plan

₹ 1.00 Lakh

₹ 1.06 Lakh

₹ 1.33 Lakh

₹ 2.15 Lakh

₹ 1.22 Lakh

₹ 3.61 Lakh

₹ 6.66 Lakh

₹ 10.69 Lakh

Trailing Returns (%)

Peer Comparison

Best & Worst Performance

Risk Measures (%)

Asset Allocation (%)

Concentration & Valuation

Portfolio Aggregates

Value Research Fund Style

Sector Allocation vis-à-vis Category

Top Holdings

Fund Manager

0.22%

Investment Strategy

Investment Details

Basic Details

Most Recent Dividends

News & Analysis

Contact Information

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