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3 star

UTI Long Term Equity Fund - Direct Plan download report


Equity: ELSS

1 Lakh

Investment Grown to
₹ 1.51 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.44 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
UTI Long Term Equity Direct-G -14.51 1.04 3.55 -1.57 -9.68 -12.58 -1.00 14.67 10.80 10.90 --
S&P BSE 500 TRI -10.22 1.07 2.50 -2.78 -8.71 -8.19 0.25 13.34 11.33 11.40 --
Equity: ELSS -11.29 1.03 2.63 -2.21 -8.46 -9.27 -0.09 13.17 10.65 11.09 --
Rank within category 31 15 3 7 29 32 25 10 15 12 --
Number of funds in category 36 36 36 36 36 36 36 34 32 28 1

As on 24-Jun-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Long Term Equity Fund - Direct Plan  | Invest Online
3 star
Jan-13 -1.00 14.67 10.80 1.24% 2,735
Mirae Asset Tax Saver Fund - Direct Plan  | Invest Online
5 star
Dec-15 -0.01 17.44 15.33 0.57% 11,805
DSP Tax Saver Fund - Direct Plan
4 star
Jan-13 -0.26 15.39 12.54 0.84% 9,504
Canara Robeco Equity Tax Saver Fund - Direct Plan  | Invest Online
4 star
Jan-13 -0.05 16.83 14.68 0.66% 3,602
IDFC Tax Advantage (ELSS) Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.66 16.97 13.26 0.77% 3,570

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.63 01-Apr-2020 - 09-Apr-2020 -17.75 16-Mar-2020 - 23-Mar-2020
Month 17.74 23-Mar-2020 - 22-Apr-2020 -35.01 20-Feb-2020 - 23-Mar-2020
Quarter 30.80 23-Mar-2020 - 22-Jun-2020 -32.16 23-Dec-2019 - 23-Mar-2020
Year 92.83 23-Mar-2020 - 23-Mar-2021 -27.55 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
UTI Long Term Equity Direct-G 16.85 21.57 0.62 0.63 0.96 1.11
S&P BSE 500 TRI 16.28 22.07 0.58 0.66 -- --
Equity: ELSS 15.94 21.57 0.57 0.62 0.95 0.34
Rank within category 12 18 11 11 18 11
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 63
Top 10 Stocks (%) 40.74
Top 5 Stocks (%) 29.83
Top 3 Sectors (%) 46.35
Portfolio P/B Ratio 3.82
Portfolio P/E Ratio 25.10

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 87,359 1,36,894
Giant (%) 42.64 53.53
Large (%) 19.86 17.41
Mid (%) 28.39 22.72
Small (%) 9.11 6.68
Tiny (%) -- 0.21

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 19.77 8.74 5.80 7.82
up HDFC Bank Financial 19.76 9.16 6.85 7.61
down Infosys Technology 27.44 7.99 5.21 6.64
up Bharti Airtel Communication 92.91 4.48 1.33 3.93
down Axis Bank Financial 13.79 6.57 3.37 3.83
up State Bank of India Financial 11.46 2.44 0.00 2.44
down ITC Consumer Staples 21.49 4.60 1.75 2.33
up Phoenix Mills Construction 85.02 2.11 1.20 2.11
up Bajaj Finance Financial 48.14 2.25 0.00 2.07
up Crompton Greaves Consumer Electricals Consumer Discretionary 37.55 2.56 1.10 1.96
up Maruti Suzuki India Automobile 65.06 2.26 1.40 1.84
down Aditya Birla Fashion and Retail Services -- 2.45 1.16 1.79
up Cholamandalam Investment & Finance Company Financial 24.67 2.12 0.00 1.77
up Jubilant FoodWorks Services 83.69 2.21 0.93 1.66
down Eicher Motors Automobile 46.73 2.01 0.00 1.65
up L&T Infotech Technology 30.79 2.54 1.22 1.62
up Avenue Supermarts Services 148.05 1.60 0.00 1.60
up Hindalco Inds. Metals & Mining 5.28 1.80 0.00 1.56
up CESC Energy 6.86 1.56 0.84 1.56
down Tech Mahindra Technology 17.14 2.16 1.04 1.49
up Godrej Consumer Products Consumer Staples 45.32 1.47 0.00 1.47
up Gujarat Gas Energy 22.49 2.89 1.08 1.30
down Dr. Reddy's Lab Healthcare 32.85 1.42 0.00 1.29
equal Carborundum Universal Metals & Mining 38.85 1.84 0.00 1.21
up Bharat Forge Automobile 27.76 1.19 0.00 1.19

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:


1.04%

Change from previous, NAV as on 24-Jun-2022

Growth: ₹ 136.1172

IDCW: ₹ 32.0778


Investment Strategy

An open-ended equity fund investing a minimum of 80% in equity related instruments. It Aims at enabling members to avail tax rebate under Section 80C of the IT Act and provide them with the benefits of growth.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) 500
Lock-in Period 3 Years
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 13.07%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 2,735 Cr (As on 31-May-2022)
Expense: 1.24% (As on 31-May-2022)
Risk Grade: Average
Return Grade: Average
Turnover: 26.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW22-Feb-20222.5000

 29-Jan-20191.3281
 22-Feb-20182.7000
 17-Jan-20171.3500
 25-Jan-20161.5000
 19-Jan-20152.2000
 18-Dec-20131.0000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001

Phone: 0263 2296993

Fax: (0260) 2421315

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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