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5 star

UTI Flexi Cap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.69 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.57 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 15.18 0.34 1.78 7.67 6.22 22.06 75.05 19.11 18.21 16.07 --
S&P BSE 500 TRI 18.66 0.37 1.38 7.55 7.28 22.47 69.47 14.89 16.28 13.46 --
Equity: Flexi Cap 17.44 0.23 1.39 6.90 6.52 21.36 62.23 14.32 15.79 14.36 --
Rank within category 40 18 14 12 29 24 5 4 8 10 --
Number of funds in category 55 59 59 58 58 55 51 38 35 30 1

As on 11-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 75.05 19.11 18.21 1.21 18,405
Kotak Flexicap Fund - Direct Plan  | Invest Online
4 star
Jan-13 57.80 14.42 16.53 0.64 35,955
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 60.86 15.39 19.36 0.62 16,540
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 58.75 16.72 17.93 0.76 15,879
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 62.60 21.77 20.33 0.91 10,276

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.81 01-Apr-2020 - 09-Apr-2020 -17.60 11-Mar-2020 - 18-Mar-2020
Month 15.86 07-May-2014 - 06-Jun-2014 -33.63 20-Feb-2020 - 23-Mar-2020
Quarter 31.96 24-Sep-2020 - 24-Dec-2020 -29.11 23-Dec-2019 - 23-Mar-2020
Year 100.28 23-Mar-2020 - 23-Mar-2021 -23.67 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 19.32 22.50 0.67 0.69 0.96 3.92
S&P BSE 500 TRI 15.83 22.84 0.50 0.59 -- --
Equity: Flexi Cap 15.16 22.22 0.49 0.55 0.94 -0.01
Rank within category 4 22 7 9 24 6
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 59
Top 10 Stocks (%) 40.72
Top 5 Stocks (%) 24.90
Top 3 Sectors (%) 54.56
Portfolio P/B Ratio 7.21
Portfolio P/E Ratio 44.32

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 84,364 1,33,343
Giant (%) 35.70 52.33
Large (%) 25.17 17.31
Mid (%) 34.41 23.41
Small (%) 4.71 7.45
Tiny (%) -- 0.14

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 25.76 6.52 4.38 5.96
equal Bajaj Finance Financial 83.56 8.30 4.88 5.80
up HDFC Financial 24.65 4.84 2.50 4.47
up L&T Infotech Technology 37.69 5.17 0.00 4.38
up Kotak Mahindra Bank Financial 35.63 5.06 3.22 4.29
down Astral Chemicals 96.12 3.89 2.36 3.76
up Infosys Technology 31.86 4.41 3.07 3.73
equal MindTree Technology 36.41 3.37 0.67 2.90
up Tata Consultancy Services Technology 37.32 4.37 2.81 2.81
up Motherson Sumi Systems Automobile 74.35 2.62 1.15 2.62
equal Avenue Supermarts Services 187.03 2.77 0.00 2.60
up Info Edge (India) Services 49.46 3.73 1.95 2.54
down AU Small Finance Bank Financial 28.01 3.47 0.66 2.23
equal Dr. Lal Pathlabs Healthcare 91.87 2.41 1.56 1.95
up Endurance Technologies Automobile 40.51 2.14 1.25 1.92
equal Shree Cement Construction 44.33 3.10 1.89 1.91
up Maruti Suzuki India Automobile 49.70 2.37 1.47 1.89
up Indiamart Intermesh Services 78.88 2.18 0.00 1.84
up Divi's Laboratories Healthcare 58.00 2.34 1.52 1.74
down Cadila Healthcare Healthcare 31.91 1.72 1.02 1.67
up Metropolis Healthcare Healthcare 83.06 1.67 0.00 1.67
up Ipca Laboratories Healthcare 22.77 2.07 0.98 1.65
up Ajanta Pharma Healthcare 25.97 1.65 0.63 1.63
up Crompton Greaves Consumer Electricals Cons Durable 43.82 1.95 0.00 1.60
equal Grindwell Norton Metals 55.56 1.59 1.06 1.59

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Ajay Tyagi since 11-Jan-2016

Education: Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.

Experience: He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Interviews:

Funds Managed:


0.34%

Change from previous, NAV as on 11-Jun-2021

Growth: ₹ 238.7589

IDCW: ₹ 167.1946


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 17.01%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 18,405 Cr (As on 31-May-2021)
Expense: 1.21% (As on 30-Apr-2021)
Risk Grade: Below Average
Return Grade: High
Turnover: 9.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW25-Aug-20203.0000

 05-Aug-20192.6562
 23-Aug-20182.9218
 20-Jun-20172.8000
 20-Jun-20162.8000
 20-May-20152.8000
 27-May-20141.7500
 26-Feb-20131.4000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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