Baroda BNP Paribas Gilt Fund - Direct Plan

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  • Debt
  • Gilt

Value Research Rating

5 star

Our Opinion

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Riskometer

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Moderate

₹47.3430 0.01%

As on 18-Mar-2026

Returns

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Calculate SIP Returns of Baroda BNP Paribas Gilt Fund - Direct Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Baroda BNP Paribas Gilt Fund - Direct Plan

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
Baroda BNP Paribas Gilt Fund - Direct Plan
5 star
unlock fund advisor
Moderate
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0.14
5 star
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Moderate
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0.57
4 star
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Moderate
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0.46
4 star
unlock fund advisor
Moderate
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0.27
4 star
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Moderate
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0.43

Other details of Baroda BNP Paribas Gilt Fund - Direct Plan

Assets

info

₹1,056 Cr

Exit Load (Days)

info

--

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

1

Min. SIP Investment (₹)

500

Min. No of Cheques

6

About Baroda BNP Paribas Gilt Fund - Direct Plan

Baroda BNP Paribas Gilt Fund - Direct Plan is a debt mutual fund scheme of Baroda BNP Paribas Mutual Fund. Launched on January 01, 2013, it is currently managed by Prashant R Pimple and Gurvinder Singh Wasan. The fund has an expense ratio of 0.14% with an overall AUM (Assets Under Management) of ₹1,056 Cr.

Baroda BNP Paribas Gilt Fund - Direct Plan is mandated to invest at least 80 per cent of its assets in bonds issued by the government of India. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.

Investment Strategy

The scheme aims to generate income by investing in a portfolio of government securities. The corpus will be invested in sovereign securities issued by Central and State governments.

Suitability

Gilt funds are avoidable for most investors because:

  • They may undergo sharp declines in investment value, which is typically not favoured by fixed-income investors
  • Short Duration funds are a better choice for debt allocation in a portfolio

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for Baroda BNP Paribas Gilt Fund - Direct Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Baroda BNP Paribas Gilt Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Baroda BNP Paribas Gilt Fund - Direct Plan can be bought from the Baroda BNP Paribas Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of Baroda BNP Paribas Gilt Fund - Direct Plan, is ₹47.3430 as of 19-Mar-2026.

Company Percentage of Portfolio

GOI Sec 6.90 15/04/2065

19.16

GOI Sec 6.68 07/07/2040

11.12

GOI Sec 6.01 21/07/2030

10.28

GOI Sec 6.48 06/10/2035

8.97

GOI Sec 7.09 05/08/2054

8.07
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Over the past five years, Baroda BNP Paribas Gilt Fund - Direct Plan has delivered an annualised return of 6.16% as of 19-Mar-2026.

The minimum investment required to start investing in Baroda BNP Paribas Gilt Fund - Direct Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.