VR Logo

2 star

UTI Hybrid Equity Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.11 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.37 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.58 -1.30 -3.33 2.83 16.26 22.30 13.85 3.54 10.80 11.99 --
VR Balanced TRI -0.05 -1.63 -3.96 1.41 14.89 21.78 15.03 9.08 13.52 12.76 --
Hybrid: Aggressive Hybrid 0.24 -1.29 -3.16 1.56 14.42 21.90 14.14 6.70 12.32 14.24 --
Rank within category 7 19 27 6 8 15 23 28 21 19 --
Number of funds in category 44 44 44 43 43 42 42 31 25 24 0

As on 27-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Hybrid Equity Fund - Direct Plan  | Invest Online
2 star
Jan-13 13.85 3.54 10.80 1.34 3,838
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 11.61 8.72 13.09 0.98 35,655
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 15.79 9.39 14.33 0.89 6,194
Mirae Asset Hybrid Equity Fund - Direct Plan  | Invest Online
5 star
Jul-15 15.69 9.69 15.43 0.37 4,379
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 18.85 11.45 14.69 0.85 4,170

Best & Worst Performance

Best (Period) Worst (Period)
Week 8.22 (01-Apr-2020 - 09-Apr-2020) -13.53 (11-Mar-2020 - 18-Mar-2020)
Month 15.44 (24-Mar-2020 - 23-Apr-2020) -28.95 (20-Feb-2020 - 23-Mar-2020)
Quarter 27.40 (24-Mar-2020 - 23-Jun-2020) -28.71 (23-Dec-2019 - 23-Mar-2020)
Year 49.74 (03-Sep-2013 - 03-Sep-2014) -28.71 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.42 17.98 0.04 0.04 0.95 -6.14
VR Balanced TRI 11.89 18.30 0.39 0.46 -- --
Hybrid: Aggressive Hybrid 8.54 17.50 0.22 0.26 0.91 -2.70
Rank within category 31 22 31 31 25 31
Number of funds in category 33 33 33 33 33 33

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 60
Top 10 Holdings (%) 38.45
Top 5 Holdings (%) 23.18
Top 3 Sectors (%) 38.69
Portfolio P/B Ratio 2.40
Portfolio P/E Ratio 21.29
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.45% GOI 2029 GOI Securities SOV 1.12 - 2.97 2.69
up 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 2.33 2.33
equal 7.26% GOI 14/01/2029 GOI Securities SOV 1.85 - 2.65 2.26
equal 7.95% GOI 2032 GOI Securities SOV 1.21 - 1.74 1.49
equal 7.41% Power Finance Corp. 25/02/2030 Debenture AAA 0.00 - 1.45 1.35
equal Reliance Retail Ltd. 28/06/2021 Securitised Debt AAA 1.01 - 1.42 1.25
new 8.50% Canara Bank Debenture AA 0.00 - 1.04 1.04
equal 8.01% West Bengal State 28/01/2025 State Development Loan SOV 0.00 - 1.07 1.00
equal 8.30% Jorabat Shillong Expressway 27/02/2026 Non Convertible Debenture D 0.69 - 0.97 0.80
equal 6.85% IRFC 29/10/2040 Debenture AAA 0.00 - 0.84 0.78
equal KKR India Financial Services 23/04/2021 Debenture AA 0.54 - 0.76 0.69
equal 7.44% Bank of Baroda 2030 Debenture AAA 0.34 - 0.70 0.69
equal 6.98% Power Finance Corp. 20/04/2023 Non Convertible Debenture AAA 0.00 - 0.73 0.68
equal 6.80% GOI 15/12/2060 GOI Securities SOV 0.00 - 0.71 0.68
equal 7.42% Union Bank of India 16/09/2030 Debenture AA+ 0.00 - 0.72 0.68
equal 6.92% REC 22/04/2023 Non Convertible Debenture AAA 0.00 - 0.72 0.68
equal 6.20% Sundaram Home Finance 2023 Non Convertible Debenture AA+ 0.00 - 0.70 0.66
equal 4.79% HPCL 23/10/2023 Debenture AAA 0.00 - 0.70 0.66
equal 8.35% Indiabulls Housing Finance 2027 Non Convertible Debenture AA 0.00 - 0.69 0.65
down 5.77% GOI 2030 GOI Securities SOV 0.00 - 1.08 0.65
equal First Business Receivable Trust Securitised Debt AAA 0.23 - 0.32 0.58
equal 6.46% GOI 29/07/2030 GOI Securities SOV 0.00 - 0.87 0.58
equal 9.05% Cholamandalam Invest. & Fin. 24/03/2028 Non Convertible Debenture AA+ 0.46 - 0.98 0.46
equal 9.85% ECL Finance 2028 Non Convertible Debenture A+ 0.00 - 0.39 0.36
equal 9.30% LIC Housing Fin. 14/09/2022 Debenture AAA 0.24 - 0.33 0.28

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 25.91 6.23 2.99 5.83
down Infosys Technology 29.80 6.04 2.18 5.23
down HDFC Financial 27.47 5.76 0.00 4.43
down HDFC Bank Financial 25.31 4.75 0.00 3.87
down ITC FMCG 18.91 5.49 2.71 3.82
down Larsen & Toubro Construction 16.63 3.70 1.08 3.70
down State Bank of India Financial 10.48 3.46 0.00 3.46
down Bharti Airtel Communication -- 3.95 1.44 2.78
down Axis Bank Financial 54.52 3.17 0.00 2.64
down Reliance Industries Energy 30.33 4.77 0.00 2.58
equal Wipro Technology 24.09 1.88 0.00 1.88
down Sun Pharmaceutical Inds. Healthcare 92.97 2.62 0.77 1.60
down Ambuja Cements Construction 22.54 2.01 0.00 1.31
down Tata Steel Metals -- 1.44 0.00 1.22
equal Tata Power Energy 22.73 1.17 0.67 1.08
down Vardhman Textiles Textiles 19.54 1.01 0.51 1.01
down Mphasis Technology 23.65 1.58 0.77 0.97
down Hero Motocorp Automobile 26.58 1.84 0.00 0.96
down Maruti Suzuki India Automobile 58.54 1.64 0.00 0.96
down Hindalco Inds. Metals 36.92 1.01 0.00 0.95
down Motherson Sumi Systems Automobile -- 1.02 0.00 0.91
down Cipla Healthcare 36.92 1.82 0.00 0.89
down Eris Lifesciences Healthcare 26.22 1.11 0.00 0.88
down BPCL Energy 19.53 1.11 0.00 0.85
up Ajanta Pharma Healthcare 27.02 1.00 0.00 0.77

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Sunil Madhukar Patil since 05-Feb-2018

Education: Mr. Patil is MMF, Finance

Experience: He joined UTI AMC in October 1989. He has overall 28 years of experience in Primary Market Investment / Dealing and Fund Management.

— V Srivatsa since 01-Jan-2013

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-1.30%

Change from previous, NAV as on 27-Jan-2021

Growth: ₹ 202.1879

Dividend: ₹ 29.6956


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.77%
Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 3,838 Cr (As on 31-Dec-2020)
Expense: 1.34% (As on 31-Dec-2020)
Risk Grade: Average
Return Grade: Below Average
Turnover: 52.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend11-Nov-20200.0850

 27-Aug-20200.3900
 24-Feb-20200.1505
 22-Jan-20200.1505
 23-Dec-20190.1505
 25-Nov-20190.1505
 22-Oct-20190.1505
 25-Sep-20190.1859
 27-Aug-20190.1859
 24-Jul-20190.1859
 24-Jun-20190.1859
 22-May-20190.1859
 22-Apr-20190.1859
 25-Mar-20190.0974
 21-Feb-20190.0974
 22-Jan-20190.0974
 26-Dec-20180.0974
 22-Nov-20180.2036
 23-Oct-20180.2036
 25-Sep-20180.2036
 23-Aug-20180.2036
 19-Jul-20180.2036
 21-Jun-20180.2391
 21-May-20180.2391
 19-Apr-20180.2391

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Understanding the new risk-o-meter

dateFriday, 29-Jan-2021
time12:30 PM - 01:00 PM