Our Opinion
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Clear AllValue Research Rating
Our Opinion
Riskometer
Low to Moderate
₹576.6170 0.06%
As on 18-Mar-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
ICICI Prudential Savings Fund - Direct Plan
|
|
|
Low to Moderate
|
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0.42 |
|
 |
|
Low to Moderate
|
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0.30 |
||
|
|
Low to Moderate
|
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0.24 |
||
|
|
Low to Moderate
|
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0.17 |
||
|
|
Low to Moderate
|
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0.25 |
₹31,284 Cr
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100
1
100
6
About ICICI Prudential Savings Fund - Direct Plan
ICICI Prudential Savings Fund - Direct Plan is a debt mutual fund scheme of ICICI Prudential Mutual Fund. Launched on January 01, 2013, it is currently managed by Nikhil Kabra and Darshil Dedhia. The fund has an expense ratio of 0.42% with an overall AUM (Assets Under Management) of ₹31,284 Cr.
ICICI Prudential Savings Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.
Suitability
Low Duration funds are avoidable for most investors in our opinion, because:
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of ICICI Prudential Savings Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, ICICI Prudential Savings Fund - Direct Plan can be bought from the ICICI Prudential Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of ICICI Prudential Savings Fund - Direct Plan, is ₹576.6170 as of 20-Mar-2026.
| Company | Percentage of Portfolio |
|---|---|
|
Radhakrishna Securitisation Trust Sec. Debt |
2.82
|
|
Bank Of Baroda CD 25/01/2027 |
2.71
|
|
National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027 |
2.25
|
|
GOI Sec 07/12/2031 |
1.99
|
|
Union Bank of India CD 19/01/2027 |
1.81
|
Over the past five years, ICICI Prudential Savings Fund - Direct Plan has delivered an annualised return of 6.62% as of 20-Mar-2026.
The minimum investment required to start investing in ICICI Prudential Savings Fund - Direct Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
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