1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Taxability of earnings:
Capital gains
Dividends
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| YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 13.22 | 0.03 | 0.23 | 0.74 | 6.37 | 5.77 | 15.31 | 6.11 | 6.69 | 7.41 | -- |
| CCIL T Bill Liquidity Weight | 1.83 | -0.01 | 0.04 | 0.16 | 0.43 | 1.06 | 1.96 | 3.22 | 3.54 | 3.99 | -- |
| Debt: Credit Risk | 8.50 | 0.03 | 0.09 | 0.43 | 3.40 | 5.36 | 9.02 | 2.60 | 3.45 | 6.24 | -- |
As on 30-Nov-2021
| Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
|---|---|---|---|---|---|---|---|
| Franklin India Credit Risk Fund | Invest Online Now | Dec-11 | 15.31 | 6.11 | 6.69 | 0.06% | 655 | |
| HDFC Credit Risk Debt Fund - Regular Plan | Invest Online |  |
Mar-14 | 7.32 | 9.02 | 7.48 | 1.61% | 8,757 |
| ICICI Prudential Credit Risk Fund | Invest Now | |
Dec-10 | 6.62 | 8.69 | 7.72 | 1.55% | 8,304 |
| SBI Credit Risk Fund | Invest Online |  |
Jul-04 | 5.22 | 7.26 | 6.73 | 1.55% | 3,341 |
| Aditya Birla Sun Life Credit Risk Fund - Regular Plan | Invest Online | |
Apr-15 | 6.74 | 6.09 | 6.28 | 1.92% | 1,441 |
| Best Performance | Worst Performance | |||
|---|---|---|---|---|
| Return (%) | Period | Return (%) | Period | |
| Week | 2.94 | 27-Sep-2021 - 04-Oct-2021 | -4.86 | 09-Jan-2020 - 16-Jan-2020 |
| Month | 5.34 | 31-Aug-2021 - 30-Sep-2021 | -6.13 | 20-Feb-2020 - 23-Mar-2020 |
| Quarter | 7.16 | 06-Jul-2021 - 05-Oct-2021 | -8.46 | 24-Dec-2019 - 24-Mar-2020 |
| Year | 19.15 | 30-Sep-2020 - 30-Sep-2021 | -7.35 | 08-Aug-2019 - 07-Aug-2020 |
| Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
|---|---|---|---|---|---|---|
| Fund | 6.28 | 5.93 | 0.41 | 0.48 | -5.55 | -0.98 |
| CCIL T Bill Liquidity Weight | 3.25 | 0.40 | -1.53 | -4.22 | -- | -- |
| Debt: Credit Risk | 3.16 | 7.16 | 0.59 | 0.72 | -4.72 | -3.60 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Oct-2021
| Fund | 1Y High | 1Y Low | Category | |
|---|---|---|---|---|
| Number of Securities | 7 | 55 | 7 | 29 |
| Modified Duration (yrs) | 1.84 | 2.93 | 1.55 | -- |
| Average Maturity (yrs) | 2.35 | 3.84 | 2.35 | -- |
| Yield to Maturity (%) | 6.42 | 10.50 | 6.42 | -- |
| Avg Credit Rating | AA | -- | -- | -- |
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| Company | Instrument | Credit Rating | 1Y Range | % Assets | |
|---|---|---|---|---|---|
|
SBI Overnight Direct-G | Mutual Fund | -- | 0.00 - 55.90 | 42.40 |
|
10.32% Andhra Pradesh Capital Region Development Authority 16/08/2026 | Debenture | A+ | 5.61 - 34.91 | 33.81 |
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10.32% Andhra Pradesh Capital Region Development Authority 16/08/2027 | Debenture | A+ | 3.06 - 15.54 | 15.04 |
|
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Edelweiss Rural & Corporate Services 29/11/2021 | Debenture | AA- | 1.48 - 7.71 | 7.33 |
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9.85% DCB Bank | Additional Tier 2 Bond | AA- | 0.11 - 0.61 | 0.50 |
|
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12.25% Rivaaz Trade Ventures 30/12/2022 | Debenture | D | 0.00 - 0.00 | 0.00 |
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12.80% Nufuture Digital 31/12/2022 | Debenture | D | 0.00 - 0.00 | 0.00 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Oct-2021
— Kunal Agrawal since 25-Oct-2018
Education: Mr. Agrawal is a B.Tech from IIT Delhi and PGDM from IIM C.
Experience: Prior to joining Franklin India AMC he has worked with Credits- Portfolio Management, CRISIL Ltd., IBM Ltd. & Infosys Ltd.
Funds Managed:
— Santosh Kamath since 15-Apr-2014
Education: Mr. Kamath is a B.E ( Electronics ) from REC Bhopal and PGDM (Management) from XLRI Jamshedpur.
Experience: Prior to joining Franklin Templeton Investments he has worked with ING Vysya AMC, Zurich Asset Management, SBI Mutual, CRISIL and Jardine Fleming Asset Management.
Interviews:
Funds Managed:
The Scheme seeks to provide regular income and capital appreciation through a focus on corporate securities.
| Minimum Investment (₹) | 5,000 |
| Minimum Addl Investment (₹) | 1,000 |
| Minimum SIP Investment (₹) | 500 |
| Minimum No of Cheques | 12 |
| Minimum Withdrawal (₹) | 1,000 |
| Minimum Balance (₹) | 1,000 |
| Lock-in Period | Not Applicable |
| Exit Load | For units in excess of 10% of the investment,3% will be charged for redemption within 365 days For units in excess of 10% of the investment,2% will be charged for redemption between 366 - 730 days For units in excess of 10% of the investment,1% will be charged for redemption between 731 - 1095 days |
| Fund House: | Franklin Templeton Mutual Fund |
| Launch Date: | 07-Dec-2011 |
| Return Since Launch: | 8.47% |
| Benchmark: | NIFTY Credit Risk Bond Index |
| Riskometer: | High |
| Type: | Open-ended |
| Assets: | ₹ 655 Cr (As on 31-Oct-2021) |
| Expense: | 0.06% (As on 31-Mar-2021) |
| Risk Grade: | -- |
| Return Grade: | -- |
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AMC: Franklin Templeton Asset Management India Private Ltd
Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013
Phone: 1800-425-4255 / 60004255
Email: [email protected]
Website: http://www.franklintempletonindia.com
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 044-30407101
Email: [email protected]
Website: www.camsonline.com
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