Suitability:
When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.
Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
Capital gains
Dividends
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| YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 1.71 | -0.16 | -0.32 | 0.58 | 1.62 | 6.54 | 10.10 | 7.05 | 7.58 | 9.71 | -- |
| VR MIP TRI | 0.24 | -0.07 | -0.40 | -0.25 | 0.86 | 5.19 | 9.31 | 8.32 | 7.28 | 8.84 | -- |
| Hybrid: Conservative Hybrid | 1.12 | -0.10 | -0.14 | 0.26 | 1.32 | 5.37 | 7.66 | 6.02 | 6.61 | 8.57 | -- |
| Rank within category | 17 | 34 | 36 | 16 | 24 | 13 | 10 | 11 | 5 | 4 | -- |
| Number of funds in category | 39 | 39 | 39 | 39 | 38 | 38 | 36 | 36 | 33 | 30 | 25 |
As on 25-Feb-2020
| Best (Period) | Worst (Period) | |
|---|---|---|
| Week | 2.80 (25-Feb-2016 - 03-Mar-2016) | -2.26 (05-Feb-2016 - 12-Feb-2016) |
| Month | 5.50 (07-May-2014 - 06-Jun-2014) | -4.96 (07-Sep-2018 - 09-Oct-2018) |
| Quarter | 8.91 (07-Apr-2014 - 07-Jul-2014) | -4.54 (26-Nov-2015 - 25-Feb-2016) |
| Year | 25.52 (18-Feb-2014 - 18-Feb-2015) | -2.64 (09-Oct-2017 - 09-Oct-2018) |
| Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
|---|---|---|---|---|---|---|
| Fund | 6.92 | 4.53 | 0.28 | 0.34 | 0.88 | -0.91 |
| VR MIP TRI | 8.13 | 4.10 | 0.60 | 0.95 | -- | -- |
| Hybrid: Conservative Hybrid | 5.80 | 4.21 | 0.08 | 0.18 | 0.75 | -1.72 |
| Rank within category | 6 | 23 | 9 | 11 | 29 | 11 |
| Number of funds in category | 36 | 36 | 36 | 36 | 36 | 36 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Jan-2020
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| Number of Stocks | 47 |
| Number of Bonds | 12 |
| Average Maturity (yrs) | 4.43 |
| Top 10 Holdings (%) | 63.15 |
| Portfolio P/B Ratio | 4.43 |
| Portfolio P/E Ratio | 31.50 |
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| Company | Instrument | Credit Rating | 1Y Range | % Assets | |
|---|---|---|---|---|---|
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7.32% GOI 28/01/2024 | GOI Securities | SOV | 0.00 - 19.94 | 18.90 |
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7.27% GOI 2026 | GOI Securities | SOV | 0.00 - 7.83 | 7.56 |
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7.42% Power Finance Corp. 19/11/2024 | Non Convertible Debenture | AAA | 0.00 - 7.40 | 7.35 |
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6.84% GOI 19/12/2022 | GOI Securities | SOV | 6.84 - 7.24 | 6.84 |
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8.24% GOI 15/02/2027 | Central Government Loan | SOV | 4.34 - 4.58 | 4.34 |
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8.20% GOI 24/09/2025 | Central Government Loan | SOV | 3.92 - 4.14 | 3.92 |
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9.95% Food Corporation of India 2022 | Bonds | AAA | 3.91 - 4.17 | 3.91 |
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7.73% GOI 19/12/2034 | GOI Securities | SOV | 3.85 - 4.13 | 3.87 |
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7.80% GOI 2021 | Central Government Loan | SOV | 3.75 - 4.04 | 3.75 |
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8.44% Maharashtra State 26/11/2024 | State Development Loan | SOV | 2.73 - 2.86 | 2.73 |
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8.37% National Bank Agr. Rur. Devp 2021 | Debenture | AAA | 1.35 - 1.43 | 1.35 |
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Aditya Birla Housing Finance 26/10/2021 | Debenture | AAA | 0.24 - 0.25 | 0.25 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
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| Company | Sector | P/E | 3Y High | 3Y Low | % Assets | |
|---|---|---|---|---|---|---|
|
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HDFC Bank | Financial | 25.01 | 2.94 | 0.32 | 2.43 |
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ICICI Bank | Financial | 35.73 | 2.30 | 0.00 | 2.20 |
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ITC | FMCG | 16.29 | 2.34 | 0.00 | 1.48 |
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Kotak Mahindra Bank | Financial | 36.51 | 1.46 | 0.29 | 1.35 |
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HDFC | Financial | 18.09 | 1.32 | 0.00 | 1.27 |
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Reliance Industries | Energy | 20.34 | 2.01 | 0.00 | 1.06 |
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Larsen & Toubro | Construction | 17.41 | 1.44 | 0.00 | 0.78 |
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Hindustan Unilever | FMCG | 71.30 | 1.14 | 0.00 | 0.73 |
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Axis Bank | Financial | 43.00 | 1.05 | 0.00 | 0.73 |
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HDFC Life Insurance | Financial | 83.36 | 0.85 | 0.00 | 0.71 |
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Jubilant FoodWorks | Services | 74.75 | 0.76 | 0.00 | 0.69 |
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3M India | Services | 72.62 | 0.67 | 0.00 | 0.67 |
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Bata India | FMCG | 56.90 | 0.97 | 0.00 | 0.62 |
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Bharti Airtel | Communication | -- | 0.62 | 0.00 | 0.62 |
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Container Corp. | Services | 69.23 | 0.87 | 0.00 | 0.61 |
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Tata Consumer Products | FMCG | 56.70 | 0.78 | 0.00 | 0.59 |
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Bajaj Auto | Automobile | 16.19 | 0.74 | 0.00 | 0.58 |
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Ultratech Cement | Construction | 35.52 | 0.58 | 0.00 | 0.58 |
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HDFC Asset Management Company | Financial | 54.09 | 0.59 | 0.00 | 0.58 |
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Bajaj Finserv | Financial | 37.27 | 0.80 | 0.28 | 0.58 |
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Muthoot Finance | Financial | 13.28 | 0.80 | 0.38 | 0.47 |
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Divi's Laboratories | Healthcare | 44.77 | 0.80 | 0.00 | 0.46 |
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MRF | Automobile | 27.86 | 0.46 | 0.00 | 0.46 |
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GSK Consumer Healthcare | FMCG | 35.07 | 0.65 | 0.00 | 0.45 |
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Titan Company | Cons Durable | 74.45 | 0.45 | 0.00 | 0.45 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Jan-2020
— Ennette Fernandes since 18-Jun-2018
Education: Ms. Fernandes is B.com & PGDBM
Experience: Prior to joining TATA Mutual Fund she has worked with Phillip Capital India Pvt. Limited as Junior Research Analyst on FMCG sector.
Funds Managed:
— Murthy Nagarajan since 01-Apr-2017
Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Funds Managed:
— Sonam Udasi since 01-Apr-2016
Education: Mr. Udasi is a B.Com and also holds PGDM(Finance).
Experience: Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).
Funds Managed:
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The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
| Minimum Investment (₹) | 5,000 |
| Minimum Addl Investment (₹) | 1,000 |
| Minimum SIP Investment (₹) | 500 |
| Minimum No of Cheques | 12 |
| Minimum Withdrawal (₹) | -- |
| Minimum Balance (₹) | -- |
| Exit Load | 1% for redemption within 1829 days |
| Fund House: | Tata Mutual Fund |
| Launch Date: | 01-Nov-2011 |
| Return Since Launch: | 9.43% |
| Benchmark: | CRISIL Short Term Debt Hybrid 75+25 Fund |
| Riskometer: | Moderately High |
| Type: | Open-ended |
| Assets: | ₹ 137 Cr (As on 31-Jan-2020) |
| Expense: | 2.22% (As on 31-Jan-2020) |
| Risk Grade: | Average |
| Return Grade: | Above Average |
| Turnover: | -- |
AMC: Tata Asset Management Private Ltd
Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021
Phone: 1800-209-0101
Email: [email protected]
Website: www.tatamutualfund.com
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 044-30407101
Email: [email protected]
Website: www.camsonline.com
Friday, 28-Feb-2020
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