ICICI Prudential Regular Gold Savings Fund (FOF)

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Value Research Rating

3 star

Analyst’s Choice

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Riskometer

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High

₹19.5821 0.39%

As on 28-Nov-2023

Investment Strategy

The scheme aims to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund.

Returns

This fund's returns are currently better than the category average.

This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following
a conservative investment strategy. Last updated 2 days ago. Learn More

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Calculate SIP Returns of ICICI Prudential Regular Gold Savings Fund (FOF)

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has High risk.

low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Suitability

"Gold funds provide returns that are closely in line with the returns provided by gold.

We do not think of gold as a good long-term investment avenue and therefore we believe that investors can avoid these funds altogether. Read this article to know why.

But for those retail investors who'd still prefer to invest in gold, we believe that the Sovereign Gold Bond Scheme offered by the Government of India is a better alternative. This scheme offers a guaranteed return of 2.5 per cent per year over and above the return provided by the price of gold, though the investment cannot be redeemed before a tenure of five years."

Portfolio of ICICI Prudential Regular Gold Savings Fund (FOF)

This fund's portfolio is largely conservative

This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following a
conservative investment strategy. Last updated 2 days ago.Learn More

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Taxation

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Peer Comparison

This fund compares better than its peers in most aspects.

Other details of ICICI Prudential Regular Gold Savings Fund (FOF)

Assets info

₹736 Cr

Exit Load (Days) info

1.00 (15)

Min. Investment (₹)

100

Min. Withdrawal (₹)

1

Min. SIP Investment (₹)

100

Min. No of Cheques

6

FAQ for ICICI Prudential Regular Gold Savings Fund (FOF)

ICICI Prudential Regular Gold Savings Fund (FOF) is mandated to invest its assets in physical gold and/or other mutual funds/ETFs which in turn invest in gold. Therefore, you can expect it to generate returns closely in line with the returns provided by the price of gold.

Mutual funds can be bought directly from the website of the fund house. For instance, ICICI Prudential Regular Gold Savings Fund (FOF) fund can be purchased from the website of ICICI Prudential Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of ICICI Prudential Regular Gold Savings Fund (FOF) is ₹19.5821 as of 29-Nov-2023.

The AUM of ICICI Prudential Regular Gold Savings Fund (FOF) Fund is ₹736 Cr as of 31-Oct-2023

The riskometer level of ICICI Prudential Regular Gold Savings Fund (FOF) is High. See More

Company Percentage of Portfolio

ICICI Pru Gold ETF-IDCW

99.96
See More

As of 31-Oct-2023, ICICI Prudential Regular Gold Savings Fund (FOF) had invested 98.1% in Commodities and 1.9% in Cash & Cash Eq. See More

ICICI Prudential Regular Gold Savings Fund (FOF) is 12 years 1 months old. It has delivered 5.69% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
15.15%
6.51%
13.52%
9.88%
6.07%
5.69%

No, There is no lock in period in ICICI Prudential Regular Gold Savings Fund (FOF).

The expense ratio of ICICI Prudential Regular Gold Savings Fund (FOF) is 0.44.

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