Kotak Bond - Short Term Regular Fund

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Value Research Rating

3 star

Analyst’s Choice

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Riskometer

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Moderate

₹46.8750 0.06%

As on 21-Feb-2024

Returns

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Calculate SIP Returns of Kotak Bond - Short Term Regular Fund

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Moderate risk.

low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Kotak Bond - Short Term Regular Fund

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of Kotak Bond - Short Term Regular Fund

Assets info

₹13,635 Cr

Exit Load (Days) info

--

Min. Investment (₹)

100

Min. Withdrawal (₹)

1,000

Min. SIP Investment (₹)

100

Min. No of Cheques

1

Investment Strategy

The scheme seeks to provide reasonable returns and reasonably high levels of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets.

Suitability

"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxation

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for Kotak Bond - Short Term Regular Fund

Kotak Bond - Short Term Regular Fund is mandated to invest in bonds such that the duration of the portfolio is between one and three years.

Mutual funds can be bought directly from the website of the fund house. For instance, Kotak Bond - Short Term Regular Fund fund can be purchased from the website of Kotak Mahindra Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of Kotak Bond - Short Term Regular Fund is ₹46.8750 as of 22-Feb-2024.

The AUM of Kotak Bond - Short Term Regular Fund Fund is ₹13,635 Cr as of 31-Jan-2024

The riskometer level of Kotak Bond - Short Term Regular Fund is Moderate. See More

Company Percentage of Portfolio

GOI Sec 7.18 24/07/2037

9.54

GOI GOI FRB 22/09/2033

9.32

National Bank For Agriculture & Rural Development SR 24A FRB 7.50

5.64

GOI Sec 7.17 17/04/2030

3.86

LIC Housing Finance Ltd NCD 7.75 23/11/2027

3.65
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As of 31-Jan-2024, Kotak Bond - Short Term Regular Fund had invested 96.63% in Debt and 3.38% in Cash & Cash Eq. See More

Kotak Bond - Short Term Regular Fund is 21 years 10 months old. It has delivered 7.34% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
7.15%
4.85%
6.42%
6.29%
7.18%
7.34%

No, There is no lock in period in Kotak Bond - Short Term Regular Fund.

The expense ratio of Kotak Bond - Short Term Regular Fund is 1.18.

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