Franklin India Government Securities Fund

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  • Debt
  • Gilt

Value Research Rating

2 star

Analyst’s Choice

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Riskometer

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Low to Moderate

₹52.2781 -0.02%

As on 08-Dec-2023

Investment Strategy

The Scheme seeks to generate return through investments in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the central Government and / or State Government for repayment of Principal and Interest.

Returns

This fund's returns are currently better than the category average.

This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following
a conservative investment strategy. Last updated 2 days ago. Learn More

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Calculate SIP Returns of Franklin India Government Securities Fund

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Low to Moderate risk.

low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Suitability

"This is a fund that invests mainly in bonds issued by the government of India. These bonds do not carry any risk of default since the repayment of investors' money is backed by the government. But they are prone to sharp ups and downs because of changes in interest rates.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Portfolio of Franklin India Government Securities Fund

This fund's portfolio is largely conservative

This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following a
conservative investment strategy. Last updated 2 days ago.Learn More

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Taxation

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Peer Comparison

This fund compares better than its peers in most aspects.

Other details of Franklin India Government Securities Fund

Assets info

₹130 Cr

Exit Load (Days) info

--

Min. Investment (₹)

10,000

Min. Withdrawal (₹)

1,000

Min. SIP Investment (₹)

500

Min. No of Cheques

12

FAQ for Franklin India Government Securities Fund

Franklin India Government Securities Fund is mandated to invest at least 80 per cent of its assets in bonds issued by the government of India.

Mutual funds can be bought directly from the website of the fund house. For instance, Franklin India Government Securities Fund fund can be purchased from the website of Franklin Templeton Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of Franklin India Government Securities Fund is ₹52.2781 as of 09-Dec-2023.

The AUM of Franklin India Government Securities Fund Fund is ₹130 Cr as of 30-Nov-2023

The riskometer level of Franklin India Government Securities Fund is Low to Moderate. See More

Company Percentage of Portfolio

Reserve Bank of India T-Bills 91-D 07/12/2023

57.78

GOI Sec 7.18 14/08/2033

19.56

GOI GOI FRB 22/09/2033

3.97
See More

As of 30-Nov-2023, Franklin India Government Securities Fund had invested 81.31% in Debt and 18.69% in Cash & Cash Eq. See More

Franklin India Government Securities Fund is 22 years 0 months old. It has delivered 7.80% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
5.01%
3.34%
5.45%
3.98%
7.09%
7.80%

No, There is no lock in period in Franklin India Government Securities Fund.

The expense ratio of Franklin India Government Securities Fund is 1.03.

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