HDFC Short Term Debt Fund
Returns
Risk
This fund has Moderate risk.
As per SEBI's Riskometer.
Portfolio of HDFC Short Term Debt Fund
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
HDFC Short Term Debt Fund
|
Moderate
|
|
0.70 |
|||
|
Moderate
|
|
1.05 |
||||
|
Moderate
|
|
0.86 |
||||
|
Moderate
|
|
0.91 |
||||
|
Low to Moderate
|
|
0.82 |
Other details of HDFC Short Term Debt Fund
Assets
₹15,463 Cr
Exit Load (Days)
--
Min. Investment (₹)
100
Min. Withdrawal (₹)
100
Min. SIP Investment (₹)
100
Min. No of Cheques
6
About HDFC Short Term Debt Fund
HDFC Short Term Debt Fund is a debt mutual fund scheme of HDFC Mutual Fund. Launched on June 25, 2010, it is currently managed by Anil Bamboli. The fund has an expense ratio of 0.70% with an overall AUM (Assets Under Management) of ₹15,463 Cr.
HDFC Short Term Debt Fund is mandated to invest in bonds such that the duration of the portfolio is between one and three years. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to generate regular income through investment in debt securities and money market instruments.
Suitability
Short Duration funds are suitable for:
- Debt allocation in your long-term portfolio
- Earning marginally higher returns than fixed deposits, with low-to-moderate volatility and flexibility to redeem anytime
- Investment horizon of 1-3 years
Note:
- Unlike FD, there is no guarantee of returns
- Not suitable for long-term wealth creation
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on HDFC Short Term Debt Fund
Do debt fund managers have skin in the game?
4 min read•By Aarati Krishnan
Debt funds you will ever need
6 min read•By Aarati Krishnan
New Name for Six Schemes of HDFC Mutual Fund
1 min read•By Value Research
FAQ for HDFC Short Term Debt Fund
How to Invest in HDFC Short Term Debt Fund?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of HDFC Short Term Debt Fund through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, HDFC Short Term Debt Fund can be bought from the HDFC Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of HDFC Short Term Debt Fund Today?
The latest declared NAV of HDFC Short Term Debt Fund, is ₹33.4198 as of 14-May-2026.
What are the top holdings of HDFC Short Term Debt Fund?
| Company | Percentage of Portfolio |
|---|---|
|
Aditya Birla Renewables Ltd Bonds/NCD 8.60 24/09/2027 |
2.82
|
|
Jubilant Beverages Ltd Debenture 31/05/2028 |
2.70
|
|
JTPM Metal Traders Ltd Debenture 30/04/2030 |
2.44
|
|
Jamnagar Utilities and Power Pvt. Ltd SR PPD7 Debenture 7.90 10/08/2028 |
2.27
|
|
Shivshakti Securitisation Trust Sec. Debt |
2.24
|
What is the return of HDFC Short Term Debt Fund in the last 5 years?
Over the past five years, HDFC Short Term Debt Fund has delivered an annualised return of 6.14% as of 14-May-2026.
What is the minimum investment required in HDFC Short Term Debt Fund?
The minimum investment required to start investing in HDFC Short Term Debt Fund is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
