Our Opinion
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Clear AllValue Research Rating
Our Opinion
Riskometer
Moderate
₹34.0566 0.01%
As on 31-Mar-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bank of India Conservative Hybrid Fund - Regular Plan
|
|
|
Moderate
|
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2.27 |
|
 |
|
High
|
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1.54 |
||
 |
|
Moderately High
|
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0.64 |
||
|
|
High
|
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1.70 |
||
|
|
Moderately High
|
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1.76 |
₹65 Cr
1.00 (365)
5,000
1,000
1,000
6
About Bank of India Conservative Hybrid Fund - Regular Plan
Bank of India Conservative Hybrid Fund - Regular Plan is a hybrid mutual fund scheme of Bank of India Mutual Fund. Launched on March 18, 2009, it is currently managed by Alok Singh. The fund has an expense ratio of 2.27% with an overall AUM (Assets Under Management) of ₹65 Cr.
Bank of India Conservative Hybrid Fund - Regular Plan invests 75-90 per cent of its assets in bonds and the remaining 10-25 per cent in equity stocks. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The Scheme seeks to generate regular income through investments of a substantial portion in fixed income securities and long term capital appreciation by investing upto 20% of the net assets in equity and equity related instruments. The scheme will seek to build a well-diversified, high credit portfolio that minimizes liquidity risk and credit risk.
Suitability
Conservative Hybrid funds are suitable for investors:
Note:
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By Value Research
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bank of India Conservative Hybrid Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bank of India Conservative Hybrid Fund - Regular Plan can be bought from the Bank of India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Bank of India Conservative Hybrid Fund - Regular Plan, is ₹34.0566 as of 02-Apr-2026.
| Company | Percentage of Portfolio |
|---|---|
|
GOI GOI Sec 7.10 18/04/2029 |
7.89
|
|
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029 |
7.76
|
|
National Bank For Agriculture & Rural Development SR F24 Debenture 7.68 30/04/2029 |
7.76
|
|
GOI Sec 6.33 05/05/2035 |
5.34
|
|
GOI Sec 6.48 06/10/2035 |
4.93
|
Over the past five years, Bank of India Conservative Hybrid Fund - Regular Plan has delivered an annualised return of 9.79% as of 02-Apr-2026.
The minimum investment required to start investing in Bank of India Conservative Hybrid Fund - Regular Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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