Investing in both ELSS and NPS

There is no straight answer to the question and it depends on multiple factors - your investment behaviour and needs being the primary ones. For anyone who is in the accumulation phase and the retirement is away by at least 10 years or more, it is generally advisable to invest in equity as much as possible. Being aggressive in the accumulation phase helps create a larger corpus. National Pension System (NPS) is a very good option to invest for retirement, especially for those who lack discipline and tend to withdraw their investments meant for retirement every now and then. Check your NPS fund performance

This article was originally published on April 13, 2022.