Two paths to making money

The difference in returns between the direct and the regular plans of the same mutual funds has now become so large that it's impossible to ignore. Except, of course, for investors who still do not know anything about direct plans at all. For knowledgeable investors, i.e., most of those who will be reading this page, it is inexplicable that there is, even now, any money at all in regular plans. How could there be any mutual fund investors still out there who don't know that there is a simple way to increase their earnings from any equity fund by 10% or so by just choosing a different plan? And yet it's true. Direct funds account for just about 22% of the total money that is being held in Indian equity funds. The rest is still held in regular plans and those investors are still leaving money lying on the table for others to pick up. The percentage is much higher in debt