A bad time for stopping SIPs

Like clockwork, every time the equity markets are weak (or are being generally accused of being weak), SIP doubters raise their heads again. In fact, because the total number of SIP investors has grown so fast, the number of doubters is also much larger than in the past. I hope that as time goes by, a higher proportion of mutual fund investors settle down to the concept. But for what is supposed to be a simple (and simplifying) idea, there are still way too many misconceptions about the SIP (Systematic Investment Plan) way of investing. At Value Research, we get a steady stream of investor emails asking questions that show that for some, SIPs remain misunderstood and misused.