Dealing with a fall in debt funds

While investors in equity funds come in with the full understanding that the stock market is a risky and volatile place, debt investors in India are used to high, guaranteed returns from bank deposits and small-savings schemes that pay out interest like clockwork. The last few years have highlighted just how different debt mutual funds really are from these fixed-income products that retail investors are used to. Returns for debt funds that invest in government securities have seesawed in the last five years as interest rates rose, fell and then rose again. And return