No change in small-savings scheme rates for Jan-Mar 2026

Interest rate of small-saving schemes (%) Scheme Jan-Mar, 2026 Oct-Dec, 2025 Jul-Sep, 2025 Apr-Jun, 2025 Jan-Mar, 2025 Oct-Dec, 2024 Jul-Sep, 2024 Apr-Jun, 2024 PORD 5 year 6.70 6.70 6.70 6.70 6.70 6.70 6.70 6.70 POTD 1 year 6.90 6.90 6.90 6.90 6.90 6.90 6.90 6.90 POTD 2 year 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 POTD 3 year 7.10 7.10 7.10 7.10 7.10 7.10 7.10 7.10 POTD 5 year 7.50 7.50 7.50 7.50 7.50 7.50 7.50 7.50 POMIS 7.40 7.40 7.40 7.40 7.40 7.40 7.40 7.40 PPF 7.10 7.10 7.10 7.10 7.10 7.10 7.10 7.10 SSY 8.20 8.20 8.20 8.20 8.20 8.20 8.20 8.20 SCSS 8.20 8.20 8.20 8.20 8.20 8.20 8.20 8.20 NSC 7.70 7.70 7.70 7.70 7.70 7.70 7.70 7.70 KVP 7.50 7.50 7.50 7.50 7.50 7.50 7.50 7.50 RBI Floating Rate Bonds 8.05 8.05 8.05 8.05 8.05 8.05 8.05 8.05 PMVVY* 7.40 7.40 7.40 7.40 7.40 7.40 7.40 7.40 PORD - Post Office Recurring Deposit POTD - Post Office Time Deposit POMIS - Post Office Monthly Income Scheme SCSS - Senior Citizen Savings Scheme NSC - National Savings Certificate KVP - Kisan Vikas Patra SSY - Sukanya Samriddhi Yojana PMVVY - Pradhan Mantri Vaya Vandana Yojana *The inter