The NPA number of Indian banks are even worse than what they look on the surface
Last updated: 14-Nov-2022•Ashish Jain
NPAs or non-performing assets of a bank are those accounts where loan payments have not been made for 90 days. There are two types of NPA ratios widely discussed: gross NPA and net NPA. The total NPA amount as per cent of the loan book is called gross NPA (GNPA) ratio. The NPA amount for which no provision has been made as per cent of the loan book gives us the n
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