The banker to the individual

Going by market capitalisation, HDFC Bank is the largest banking company in India. It has remained among the top three banks during the last decade. In the last ten years the stock has given a return of 23.43 per cent per annum, which means your investment of ₹10,000 in the stock would have yielded ₹82,629. HDFC Bank has uniquely positioned itself as compared to the other two big banks (SBI and ICICI Bank) by creating its loan book mostly on individual borrowers. While other banks have struggled because of NPAs due to corporate exposure and slowdown in the economy, HDFC Bank didn't face any asset-qualit

This article was originally published on December 07, 2015.