My junior colleague is richer than my manager. Here's how.

"My savings just crossed a crore!" I almost choked on my coffee. Anju, my junior at work, had just dropped this bombshell over our morning catch-up. I've known Anju for quite a few years now. She's 40, drives a Wagon R, brings home-cooked lunch, and has never struck me as someone who splurges. Yet here she was, talking about becoming a crorepati while our senior manager Rupam, at 55, still frets about his retirement savings. I had to know her secret. Starting small "But how?" I blurted out before I could stop myself. Anju smiled. "My starting salary was not much," she recalled, stirring her green tea. "I was 22, living in a tiny rented flat, and had watched my parents struggle with finances. I decided right then that I didn't want that life for myself." She started investing Rs 8,000 monthly. "My friends thought I was crazy. 'Live

This article was originally published on February 05, 2025.